An Inside Look Into Bitcoin - Zimbabwe Situation

Goxcoin: New project to compensate victims of Gox and restore confidence in the bitcoin[ latest update 11/03/2014]

Hi everybody,
We have worked hard in recent days and are happy to announce the following developments:
-The Goxcoin Community grows every day. Dozens of people from around the world join us every day to develop the project.
-Recent events gives us big hope to be get the Mtgox database, an essential element for the success of the project and the launch of Goxcoin.
-We are currently working on the implementation of Goxcoin and its various parameters. You'' ll find more information soon on http://www.cryptos.net
Don't hesitate to join us to make this project a great success via our website http://www.cryptos.net.
Sincerly,
The team of cryptos.net
To the Bitcoin community:
We are a group of people who invested in Bitcoin and other crypto currencies. Some of us have lost all their coins in the collapse of the MtGox, the lucky others have not. But we all have one thing in common: our commitment and belief in this great adventure, which is the Bitcoin adventure.
We believe that an initiative should be undertaken to restore both crypto currencies’ reputation and customers’ confidence. This is why we have decided to launch a new project aiming to launch a new currency: Goxcoin.
The purpose of Goxcoin is twofold:
On the one hand, the aim is to compensate all of the MtGox’s customers whose mistake was to leave their assets on the exchange. A part of this new money will be premined and distributed to MtGox users according to procedures to be laid down.
On the other hand, through this initiative we will demonstrate that the “Bitcoin community” truly exists. That facing large-scale problems our community knows how to react in an appropriate manner. This would be a great message to the rest of the world and would strengthen confidence in all crypto currencies.
This project is completely transparent and open to all. Whether you are a former MtGox user, developer or just a person interested by our initiative, we invite you to join us on our website: http://www.cryptos.net.
Sincerly,
The team of cryptos.net
submitted by cryptos-net to Bitcoin [link] [comments]

/r/Scams Common Scam Master Post

Hello visitors and subscribers of scams! Here you will find a master list of common (and uncommon) scams that you may encounter online or in real life. Thank you to the many contributors who helped create this thread!

If you know of a scam that is not covered here, write a comment and it will be added to the next edition.

Previous threads: https://old.reddit.com/Scams/search?q=common+scams+master+post&restrict_sr=on
Blackmail email scam thread: https://old.reddit.com/Scams/comments/g8jqnthe_blackmail_email_scam_part_5//
Some of these articles are from small, local publications and refer to the scam happening in a specific area. Do not think that this means that the scam won't happen in your area.

Spoofing

Caller ID spoofing
It is very easy for anyone to make a phone call while having any number show up on the caller ID of the person receiving the phone call. Receiving a phone call from a certain number does not mean that the person/company who owns that number has actually called you.
Email spoofing
The "from" field of an email can be set by the sender, meaning that you can receive scam emails that look like they are from legitimate addresses. It's important to never click links in emails unless absolutely necessary, for example a password reset link you requested or an account activation link for an account you created.
SMS spoofing
SMS messages can be spoofed, so be wary of messages that seem to be from your friends or other trusted people.

The most common scams

The fake check scam (Credit to nimble2 for this part)
The fake check scam arises from many different situations (for instance, you applied for a job, or you are selling something on a place like Craigslist, or someone wants to purchase goods or services from your business, or you were offered a job as a mystery shopper, you were asked to wrap your car with an advertisement, or you received a check in the mail for no reason), but the bottom line is always something like this:
General fraudulent funds scams If somebody is asking you to accept and send out money as a favour or as part of a job, it is a fraudulent funds scam. It does not matter how they pay you, any payment on any service can be fraudulent and will be reversed when it is discovered to be fraudulent.
Phone verification code scams Someone will ask you to receive a verification text and then tell you to give them the code. Usually the code will come from Google Voice, or from Craigslist. In the Google version of the scam, your phone number will be used to verify a Google Voice account that the scammer will use to scam people with. In the Craigslist version of the scam, your phone number will be used to verify a Craigslist posting that the scammer will use to scam people. There is also an account takeover version of this scam that will involve the scammer sending a password reset token to your phone number and asking you for it.
Bitcoin job scams
Bitcoin job scams involve some sort of fraudulent funds transfer, usually a fake check although a fraudulent bank transfer can be used as well. The scammer will send you the fraudulent money and ask you to purchase bitcoins. This is a scam, and you will have zero recourse after you send the scammer bitcoins.
Email flooding
If you suddenly receive hundreds or thousands of spam emails, usually subscription confirmations, it's very likely that one of your online accounts has been taken over and is being used fraudulently. You should check any of your accounts that has a credit card linked to it, preferably from a computer other than the one you normally use. You should change all of your passwords to unique passwords and you should start using two factor authentication everywhere.
Boss/CEO scam A scammer will impersonate your boss or someone who works at your company and will ask you to run an errand for them, which will usually be purchasing gift cards and sending them the code. Once the scammer has the code, you have no recourse.
Employment certification scams
You will receive a job offer that is dependent on you completing a course or receiving a certification from a company the scammer tells you about. The scammer operates both websites and the job does not exist.
Craigslist fake payment scams
Scammers will ask you about your item that you have listed for sale on a site like Craigslist, and will ask to pay you via Paypal. They are scamming you, and the payment in most cases does not actually exist, the email you received was sent by the scammers. In cases where you have received a payment, the scammer can dispute the payment or the payment may be entirely fraudulent. The scammer will then either try to get you to send money to them using the fake funds that they did not send to you, or will ask you to ship the item, usually to a re-shipping facility or a parcel mule.
General fraudulent funds scams The fake check scam is not the only scam that involves accepting fraudulent/fake funds and purchasing items for scammers. If your job or opportunity involves accepting money and then using that money, it is almost certainly a frauduent funds scam. Even if the payment is through a bank transfer, Paypal, Venmo, Zelle, Interac e-Transfer, etc, it does not matter.
Credit card debt scam
Fraudsters will offer to pay off your bills, and will do so with fraudulent funds. Sometimes it will be your credit card bill, but it can be any bill that can be paid online. Once they pay it off, they will ask you to send them money or purchase items for them. The fraudulent transaction will be reversed in the future and you will never be able to keep the money. This scam happens on sites like Craigslist, Twitter, Instagram, and also some dating sites, including SeekingArrangement.
The parcel mule scam
A scammer will contact you with a job opportunity that involves accepting and reshipping packages. The packages are either stolen or fraudulently obtained items, and you will not be paid by the scammer. Here is a news article about a scam victim who fell for this scam and reshipped over 20 packages containing fraudulently acquired goods.
The Skype sex scam
You're on Facebook and you get a friend request from a cute girl you've never met. She wants to start sexting and trading nudes. She'll ask you to send pictures or videos or get on webcam where she can see you naked with your face in the picture. The scam: There's no girl. You've sent nudes to a guy pretending to be a girl. As soon as he has the pictures he'll demand money and threaten to send the pictures to your friends and family. Sometimes the scammer will upload the video to a porn site or Youtube to show that they are serious.
What to do if you are a victim of this scam: You cannot buy silence, you can only rent it. Paying the blackmailer will show them that the information they have is valuable and they will come after you for more money. Let your friends and family know that you were scammed and tell them to ignore friend requests or messages from people they don't know. Also, make sure your privacy settings are locked down and consider deactivating your account.
The underage girl scam
You're on a dating site or app and you get contacted by a cute girl. She wants to start sexting and trading nudes. Eventually she stops communicating and you get a call from a pissed off guy claiming to be the girl's father, or a police officer, or a private investigator, or something else along those lines. Turns out the girl you were sexting is underage, and her parents want some money for various reasons, such as to pay for a new phone, to pay for therapy, etc. There is, of course, no girl. You were communicating with a scammer.
What to do if you are a victim of this scam: Stop picking up the phone when the scammers call. Do not pay them, or they will be after you for more money.
Phishing
Phishing is when a scammer tries to trick you into giving information to them, such as your password or private financial information. Phishing messages will usually look very similar to official messages, and sometimes they are identical. If you are ever required to login to a different account in order to use a service, you should be incredibly cautious.
The blackmail email scam The exact wording of the emails varies, but there are generally four main parts. They claim to have placed software/malware on a porn/adult video site, they claim to have a video of you masturbating or watching porn, they threaten to release the video to your friends/family/loved ones/boss/dog, and they demand that you pay them in order for them to delete the video. Rest assured that this is a very common spam campaign and there is no truth behind the email or the threats. Here are some news articles about this scam.
The blackmail mail scam
This is very similar to the blackmail email scam, but you will receive a letter in the mail.
Rental scams Usually on local sites like Craigslist, scammers will steal photos from legitimate real estate listings and will list them for rent at or below market rate. They will generally be hesitant to tell you the address of the property for "safety reasons" and you will not be able to see the unit. They will then ask you to pay them a deposit and they claim they will ship you the keys. In reality, your money is gone and you will have no recourse.
Craigslist vehicle scams A scammer will list a vehicle on Craigslist and will offer to ship you the car. In many cases they will also falsely claim to sell you the car through eBay or Amazon. If you are looking for a car on Craigslist and the seller says anything about shipping the car, having an agent, gives you a long story about why they are selling the car, or the listing price is far too low, you are talking to a scammer and you should ignore and move on.
Advance-fee scam, also known as the 419 scam, or the Nigerian prince scam. You will receive a communication from someone who claims that you are entitled to a large sum of money, or you can help them obtain a large sum of money. However, they will need money from you before you receive the large sum.
Man in the middle scams
Man in the middle scams are very common and very hard to detect. The scammer will impersonate a company or person you are legitimately doing business with, and they will ask you to send the money to one of their own bank accounts or one controlled by a money mule. They have gained access to the legitimate persons email address, so there will be nothing suspicious about the email. To prevent this, make contact in a different way that lets you verify that the person you are talking to is the person you think you are talking to.
Cam girl voting/viewer scam
You will encounter a "cam girl" on a dating/messaging/social media/whatever site/app, and the scammer will ask you to go to their site and sign up with your credit card. They may offer a free show, or ask you to vote for them, or any number of other fake stories.
Amateur porn recruitment scam
You will encounter a "pornstar" on a dating/messaging/social media/whatever site/app, and the scammer will ask you to create an adult film with hehim, but first you need to do something. The story here is usually something to do with verifying your age, or you needing to take an STD test that involves sending money to a site operated by the scammer.
Hot girl SMS spam
You receive a text from a random number with a message along the lines of "Hey babe I'm here in town again if you wanted to meet up this time, are you around?" accompanied by a NSFW picture of a hot girl. It's spam, and they'll direct you to their scam website that requires a credit card.
Identity verification scam
You will encounter someone on a dating/messaging/social media/whatever site/app, and the scammer will ask that you verify your identity as they are worried about catfishing. The scammer operates the site, and you are not talking to whoever you think you are talking to.
This type of scam teases you with something, then tries to make you sign up for something else that costs money. The company involved is often innocent, but they turn a blind eye to the practice as it helps their bottom line, even if they have to occasionally issue refunds. A common variation takes place on dating sites/dating apps, where you will match with someone who claims to be a camgirl who wants you to sign up for a site and vote for her. Another variation takes place on local sites like Craigslist, where the scammers setup fake rental scams and demand that you go through a specific service for a credit check. Once you go through with it, the scammer will stop talking to you. Another variation also takes place on local sites like Craigslist, where scammers will contact you while you are selling a car and will ask you to purchase a Carfax-like report from a specific website.
Multi Level Marketing or Affiliate Marketing
You apply for a vague job listing for 'sales' on craigslist. Or maybe an old friend from high school adds you on Facebook and says they have an amazing business opportunity for you. Or maybe the well dressed guy who's always interviewing people in the Starbucks that you work at asks if you really want to be slinging coffee the rest of your life. The scam: MLMs are little more than pyramid schemes. They involve buying some sort of product (usually snake oil health products like body wraps or supplements) and shilling them to your friends and family. They claim that the really money is recruiting people underneath you who give you a slice of whatever they sell. And if those people underneath you recruit more people, you get a piece of their sales. Ideally if you big enough pyramid underneath you the money will roll in without any work on your part. Failure to see any profit will be your fault for not "wanting it enough." The companies will claim that you need to buy their extra training modules or webinars to really start selling. But in reality, the vast majority of people who buy into a MLM won't see a cent. At the end of the day all you'll be doing is annoying your friends and family with your constant recruitment efforts. What to look out for: Recruiters love to be vague. They won't tell you the name of the company or what exactly the job will entail. They'll pump you up with promises of "self-generating income", "being your own boss", and "owning your own company." They might ask you to read books about success and entrepreneurs. They're hoping you buy into the dream first. If you get approached via social media, check their timelines. MLMs will often instruct their victims to pretend that they've already made it. They'll constantly post about how they're hustling and making the big bucks and linking to youtube videos about success. Again, all very vague about what their job actually entails. If you think you're being recruited: Ask them what exactly the job is. If they can't answer its probably a MLM. Just walk away.

Phone scams

You should generally avoid answering or engaging with random phone calls. Picking up and engaging with a scam call tells the scammers that your phone number is active, and will usually lead to more calls.
Tax Call
You get a call from somebody claiming to be from your countries tax agency. They say you have unpaid taxes that need to be paid immediately, and you may be arrested or have other legal action taken against you if it is not paid. This scam has caused the American IRS, Canadian CRA, British HMRC, and Australian Tax Office to issue warnings. This scam happens in a wide variety of countries all over the world.
Warrant Call
Very similar to the tax call. You'll get a phone call from an "agent", "officer", "sheriff", or other law enforcement officer claiming that there is a warrant out for your arrest and you will be arrested very soon. They will then offer to settle everything for a fee, usually paid in giftcards.
[Legal Documents/Process Server Calls]
Very similar to the warrant call. You'll get a phone call from a scammer claiming that they are going to serve you legal documents, and they will threaten you with legal consequences if you refuse to comply. They may call themselves "investigators", and will sometimes give you a fake case number.
Student Loan Forgiveness Scam
Scammers will call you and tell you about a student loan forgiveness program, but they are interested in obtaining private information about you or demanding money in order to join the fake program.
Tech Support Call You receive a call from someone with a heavy accent claiming to be a technician Microsoft or your ISP. They inform you that your PC has a virus and your online banking and other accounts may be compromised if the virus is not removed. They'll have you type in commands and view diagnostics on your PC which shows proof of the virus. Then they'll have you install remote support software so the technician can work on your PC, remove the virus, and install security software. The cost of the labor and software can be hundreds of dollars. The scam: There's no virus. The technician isn't a technician and does not work for Microsoft or your ISP. Scammers (primarily out of India) use autodialers to cold-call everyone in the US. Any file they point out to you or command they have you run is completely benign. The software they sell you is either freeware or ineffective. What to do you if you're involved with this scam: If the scammers are remotely on your computer as you read this, turn off your PC or laptop via the power button immediately, and then if possible unplug your internet connection. Some of the more vindictive tech scammers have been known to create boot passwords on your computer if they think you've become wise to them and aren't going to pay up. Hang up on the scammers, block the number, and ignore any threats about payment. Performing a system restore on your PC is usually all that is required to remove the scammer's common remote access software. Reports of identity theft from fake tech calls are uncommon, but it would still be a good idea to change your passwords for online banking and monitor your accounts for any possible fraud. How to avoid: Ignore any calls claiming that your PC has a virus. Microsoft will never contact you. If you're unsure if a call claiming to be from your ISP is legit, hang up, and then dial the customer support number listed on a recent bill. If you have elderly relatives or family that isn't tech savvy, take the time to fill them in on this scam.
Chinese government scam
This scam is aimed at Chinese people living in Europe and North America, and involves a voicemail from someone claiming to be associated with the Chinese government, usually through the Chinese consulate/embassy, who is threatening legal action or making general threats.
Chinese shipping scam
This scam is similar to the Chinese government scam, but involves a seized/suspicious package, and the scammers will connect the victim to other scammers posing as Chinese government investigators.
Social security suspension scam
You will receive a call from someone claiming to work for the government regarding suspicious activity, fraud, or serious crimes connected to your social security number. You'll be asked to speak to an operator and the operator will explain the steps you need to follow in order to fix the problems. It's all a scam, and will lead to you losing money and could lead to identity theft if you give them private financial information.
Utilities cutoff
You get a call from someone who claims that they are from your utility company, and they claim that your utilities will be shut off unless you immediately pay. The scammer will usually ask for payment via gift cards, although they may ask for payment in other ways, such as Western Union or bitcoin.
Relative in custody Scammer claims to be the police, and they have your son/daughtenephew/estranged twin in custody. You need to post bail (for some reason in iTunes gift cards or MoneyGram) immediately or the consequences will never be the same.
Mexican family scam
This scam comes in many different flavours, but always involves someone in your family and Mexico. Sometimes the scammer will claim that your family member has been detained, sometimes the scammer will claim that your family member has been kidnapped, and sometimes the scammer will claim that your family member is injured and needs help.
General family scams
Scammers will gather a large amount of information about you and target your family members using different stories with the goal of gettimg them to send money.
One ring scam
Scammers will call you from an international number with the goal of getting you to return their call, causing you to incur expensive calling fees.

Online shopping scams

THE GOLDEN RULE OF ONLINE SHOPPING: If it sounds too good to be true, it probably is.
Dropshipping
An ad on reddit or social media sites like Facebook and Instagram offers items at huge discounts or even free (sometimes requiring you to reblog or like their page). They just ask you to pay shipping. The scam: The item will turn out to be very low quality and will take weeks or even months to arrive. Sometimes the item never arrives, and the store disappears or stops responding. The seller drop-ships the item from China. The item may only cost a few dollars, and the Chinese government actually pays for the shipping. You end up paying $10-$15 dollars for a $4 item, with the scammer keeping the profit. If you find one of these scams but really have your heart set on the item, you can find it on AliExpress or another Chinese retailer.
Influencer scams
A user will reach out to you on a social media platform, usually Instagram, and offer you the chance to partner with them and receive a free/discounted product, as long as you pay shipping. This is a different version of the dropshipping scam, and is just a marketing technique to get you to buy their products.
Triangulation fraud
Triangulation fraud occurs when you make a purchase on a site like Amazon or eBay for an item at a lower than market price, and receive an item that was clearly purchased new at full price. The scammer uses a stolen credit card to order your item, while the money from the listing is almost all profit for the scammer.
Instagram influencer scams
Someone will message you on Instagram asking you to promote their products, and offering you a discount code. The items are Chinese junk, and the offer is made to many people at a time.
Cheap Items
Many websites pop up and offer expensive products, including electronics, clothes, watches, sunglasses, and shoes at very low prices. The scam: Some sites are selling cheap knock-offs. Some will just take your money and run. What to do if you think you're involved with this scam: Contact your bank or credit card and dispute the charge. How to avoid: The sites often have every brand-name shoe or fashion item (Air Jordan, Yeezy, Gucci, etc) in stock and often at a discounted price. The site will claim to be an outlet for a major brand or even a specific line or item. The site will have images at the bottom claiming to be Secured by Norton or various official payment processors but not actual links. The site will have poor grammar and a mish-mash of categories. Recently, established websites will get hacked or their domain name jacked and turned into scam stores, meaning the domain name of the store will be completely unrelated to the items they're selling. If the deal sounds too good to be true it probably is. Nobody is offering brand new iPhones or Beats or Nintendo Switches for 75% off.
Cheap Amazon 3rd Party Items
You're on Amazon or maybe just Googling for an item and you see it for an unbelievable price from a third-party seller. You know Amazon has your back so you order it. The scam: One of three things usually happen: 1) The seller marks the items as shipped and sends a fake tracking number. Amazon releases the funds to the seller, and the seller disappears. Amazon ultimately refunds your money. 2) The seller immediately cancels the order and instructs you to re-order the item directly from their website, usually with the guarantee that the order is still protected by Amazon. The seller takes your money and runs. Amazon informs you that they do not offer protection on items sold outside of Amazon and cannot help you. 2) The seller immediately cancels the order and instructs you to instead send payment via an unused Amazon gift card by sending the code on the back via email. Once the seller uses the code, the money on the card is gone and cannot be refunded. How to avoid: These scammers can be identified by looking at their Amazon storefronts. They'll be brand new sellers offering a wide range of items at unbelievable prices. Usually their Amazon names will be gibberish, or a variation on FIRSTNAME.LASTNAME. Occasionally however, established storefronts will be hacked. If the deal is too good to be true its most likely a scam.
Scams on eBay
There are scams on eBay targeting both buyers and sellers. As a seller, you should look out for people who privately message you regarding the order, especially if they ask you to ship to a different address or ask to negotiate via text/email/a messaging service. As a buyer you should look out for new accounts selling in-demand items, established accounts selling in-demand items that they have no previous connection to (you can check their feedback history for a general idea of what they bought/sold in the past), and lookout for people who ask you to go off eBay and use another service to complete the transaction. In many cases you will receive a fake tracking number and your money will be help up for up to a month.
Scams on Amazon
There are scams on Amazon targeting both buyers and sellers. As a seller, you should look out for people who message you about a listing. As a buyer you should look out for listings that have an email address for you to contact the person to complete the transaction, and you should look out for cheap listings of in-demand items.
Scams on Reddit
Reddit accounts are frequently purchased and sold by fraudsters who wish to use the high karma count + the age of the account to scam people on buy/sell subreddits. You need to take precautions and be safe whenever you are making a transaction online.
Computer scams
Virus scam
A popup or other ad will say that you have a virus and you need to follow their advice in order to remove it. They are lying, and either want you to install malware or pay for their software.

Assorted scams

Chinese Brushing / direct shipping
If you have ever received an unsolicited small package from China, your address was used to brush. Vendors place fake orders for their own products and send out the orders so that they can increase their ratings.
Money flipping
Scammer claims to be a banking insider who can double/triple/bazoople any amount of money you send them, with no consequences of any kind. Obviously, the money disappears into their wallet the moment you send it.

Door to door scams

As a general rule, you should not engage with door to door salesmen. If you are interested in the product they are selling, check online first.
Selling Magazines
Someone or a group will come to your door and offer to sell a magazine subscription. Often the subscriptions are not for the duration or price you were told, and the magazines will often have tough or impossible cancellation policies.
Energy sales
Somebody will come to your door claiming to be from an energy company. They will ask to see your current energy bill so that they can see how much you pay. They will then offer you a discount if you sign up with them, and promise to handle everything with your old provider. Some of these scammers will "slam" you, by using your account number that they saw on your bill to switch you to their service without authorization, and some will scam you by charging higher prices than the ones you agreed on.
Security system scams
Scammers will come to your door and ask about your security system, and offer to sell you a new one. These scammers are either selling you overpriced low quality products, or are casing your home for a future burglary.
They ask to enter your home
While trying to sell you whatever, they suddenly need to use your bathroom, or they've been writing against the wall and ask to use your table instead. Or maybe they just moved into the neighborhood and want to see how you decorate for ideas.
They're scoping out you and your place. They want to see what valuables you have, how gullible you are, if you have a security system or dogs, etc.

Street scams

Begging With a Purpose
"I just need a few more dollars for the bus," at the bus station, or "I just need $5 to get some gas," at a gas station. There's also a variation where you will be presented with a reward: "I just need money for a cab to get uptown, but I'll give you sports tickets/money/a date/a priceless vase."
Three Card Monte, Also Known As The Shell Game
Unbeatable. The people you see winning are in on the scam.
Drop and Break
You bump into someone and they drop their phone/glasses/fancy bottle of wine/priceless vase and demand you pay them back. In reality, it's a $2 pair of reading glasses/bottle of three-buck-chuck/tasteful but affordable vase.
CD Sales
You're handed a free CD so you can check out the artist's music. They then ask for your name and immediately write it on the CD. Once they've signed your name, they ask you for money, saying they can't give it to someone else now. Often they use dry erase markers, or cheap CD sleeves. Never use any type of storage device given to you by a random person, as the device can contain malware.
White Van Speaker Scam
You're approached and offered speakers/leather jackets/other luxury goods at a discount. The scammer will have an excuse as to why the price is so low. After you buy them, you'll discover that they are worthless.
iPhone Street Sale
You're approached and shown an iPhone for sale, coming in the box, but it's open and you can see the phone. If you buy the phone, you'll get an iPhone box with no iPhone, just some stones or cheap metal in it to weigh it down.
Buddhist Monk Pendant
A monk in traditional garb approaches you, hands you a gold trinket, and asks for a donation. He holds either a notebook with names and amounts of donation (usually everyone else has donated $5+), or a leaflet with generic info. This is fairly common in NYC, and these guys get aggressive quickly.
Friendship Bracelet Scam More common in western Europe, you're approached by someone selling bracelets. They quickly wrap a loop of fabric around your finger and pull it tight, starting to quickly weave a bracelet. The only way to (easily) get it off your hand is to pay. Leftover sales
This scam involves many different items, but the idea is usually the same: you are approached by someone who claims to have a large amount of excess inventory and offers to sell it to you at a great price. The scammer actually has low quality items and will lie to you about the price/origin of the items.
Dent repair scams
Scammers will approach you in public about a dent in your car and offer to fix it for a low price. Often they will claim that they are mechanics. They will not fix the dent in your car, but they will apply large amounts of wax or other substances to hide the dent while they claim that the substance requires time to harden.
Gold ring/jewelry/valuable item scam
A scammer will "find" a gold ring or other valuable item and offers to sell it to you. The item is fake and you will never see the scammer again.
Distraction theft
One person will approach you and distract you, while their accomplice picks your pockets. The distraction can take many forms, but if you are a tourist and are approached in public, watch closely for people getting close to you.

General resources

Site to report scams in the United Kingdom: http://www.actionfraud.police.uk/
Site to report scams in the United States: https://www.ic3.gov/default.aspx
Site to report scams in Canada: www.antifraudcentre-centreantifraude.ca/reportincident-signalerincident/index-eng.htm
Site to report scams in Europe: https://www.europol.europa.eu/report-a-crime/report-cybercrime-online
FTC scam alerts: https://www.consumer.ftc.gov/scam-alerts
Microsoft's anti-scam guide: https://www.microsoft.com/en-us/safety/online-privacy/avoid-phone-scams.aspx
https://www.usa.gov/common-scams-frauds
https://www.usa.gov/scams-and-frauds
https://www.consumer.ftc.gov/features/scam-alerts
https://www.fbi.gov/scams-and-safety/common-fraud-schemes
submitted by EugeneBYMCMB to Scams [link] [comments]

Nhom VBC CHROMIA AMA TRANSCRIPT (15/05/2020)

Thai Nhat Minh | Stably:
First of all, can you have a brief introduction about yourself as well as about Chromia? Henrik_hjelte, Sergelubkin
Henrik Hjelte:
Hello. My name is Henrik Hjelte. I am Co-Founder and CEO of Chromia.
I have more than 30 years of experience in programming and a degree in Economics from Uppsala University.
BTW economics and computers = blockchain, so finally found a job that fits me.
I was introduced to the blockchain by the leader of the colored-coins project Alex Mizrahi in 2013
Colored coins project was a very influential thing
It was the first way for user created tokens
bolted on to the only blockchain at the time (almost) bitcoin
We started ChromaWay 2014, with Or Perelman too, to explore if the world was interested in “tokens” and those kind of applications
We worked with enterprise blockchain for some time, but now we are focused on Chromia, a new public platform for mainstream decentralized applications using relational blockchain technology.
Ok, maybe I should tell something about Chromia and not myself too.
Chromia is a better blockchain for building decentralized Apps.
better because it follows the “normal worlds” way of managing data.
A little history: I found a text/description to paste:
Chromia is a brainchild of ChromaWay. ChromaWay has a long record of delivering pioneering projects around the world. We issued Euros on the Bitcoin blockchain with LHV bank, allowed investors to invest in startups in a wholly decentralized way with Funderbeam, digitized the title transfer process with the Swedish land registry, and mediated the green bond market. ChromaWay’s core team created the world’s first protocol to issue tokens already in 2012, when blockchain was called “bitcoin 2.0”. Then ChromaWay introduced the relational model to enterprise blockchains with a consortium database called Postchain. Now Postchain is going public as the foundation for Chromia, a better blockchain for building decentralised Apps.
Chromia is a new public blockchain based on the idea of integrating traditional databases, Relational databases with blockchain security. Chromia is a general purpose blockchain with full smart contract capabilities, just that it is a lot easier to code, even complex applications. You code with an easy to learn new programming language that combines the power of SQL and normal languages but makes it secure in a blockchain context. Up to 1/10 the code-lines vs other blockchains.
If you don’t believe me, check this blog (later, stay in the chat):
https://blog.chromia.com/reasons-for-rell-compactness/
The aim of Chromia is to combine relational databases, which exist in every kind of organization, with blockchains. We want to provide a platform for our users to develop totally decentralized apps securely. Our goal is for Chromia to be seen as the number one infrastructure for decentralized applications.
Think about it: blockchain is about managing data (in a shared context).
And… What do we use to manage data? A Database!
Serge:
Sure! My name is Serge! And I work in Chromia marketing department. Also, I help coordinate various projects inside the company
My background is in Economics and Marketing
Thai Nhat Minh | Stably:
Question 1️⃣
DApp is currently mainly concentrated in the field of games, and its life cycle is basically short, just like the Crypto Kitty is only hot for a while, how to dig the application of DApp in more fields and how to improve the utilization rate of DApp? u/henrik_hjelte u/sergelubkin
Serge:
Good one, let me answer
Gaming is quite a challenging target because good UX is expected, it needs to be fast, responsive, etc. If we can do that, then we can also do all sorts of other stuff.
Also, it lets us experiment with things without a lot of hassle, it’s easier to get users, and so on. It’s also a growing niche within blockchain. You can check our latest game, Mines of Dalarnia https://www.minesofdalarnia.com
We also have Enterprise projects already, for example Green Assets Wallet https://greenassetswallet.org/about that already launched on the first Mainnet version called Bootstrap Net,we also have https://capchap.se built on our tech, more projects like non-profit review platform Impactoria, public land registries, medical projects and so on
Also don’t forget about our fully decentralized social network/forum that is live already on the testnet https://testnet.chromunity.com.
Thai Nhat Minh | Stably:
Question 2️⃣
How will dapp face the world change after the epidemic? u/henrik_hjelte u/sergelubkin
Henrik Hjelte:
Nobody can say for sure, but maybe people will tend to be online more than offline, so demand on online products and dapps as well will increase.
I just came in from an internal demo of a secret project we do, and it can be seen as a way to hang out online (a bit cryptic answer)
There are also interesting use cases of dapps in the medical field.
For example, we participated in the world-wide hackathon Hack for Sweden. Where our submission was to create an app on Chromia blockchain that increases the coordination between countries and hospitals especially during the hard time and COVID19.
Chromia wants to help the European Union (and the world, but we saw problems in the EU…) and its citizens to provide transparency over the necessary medical and protective devices and appliances of which we see shortage during this emergency crisis.
You can watch our promo here https://twitter.com/chromaway/status/1247557274337447938?s=20.
For me it was a fun Hackathon too because for once I got the opportunity to code… I told everyone else I will not do any bossing…
We try to continue this path on medical applications a bit.
Thai Nhat Minh | Stably:
Question 3️⃣
DApps are still not directly embedded in mobile phones like Apps at this moment, and DApps have also been flooded with bet content. How can guests increase the use of DApps and lower the threshold for using DApps? u/henrik_hjelte u/sergelubkin
Serge:
The answer is — better User Experience. We believe that in order for a DApp to be usable and become more widely accepted it has to feel like a normal App. A DApp needs to have quick transactions, scale well & shouldn’t require users to pay for each transaction. This is something that is possible now with using Chromia. It’s an extremely exciting time since we are going to see a new generation of DApps.
On top of that, we think that we might have an ace coming up. We have built a game to demonstrate the powers and possibilities of Chromia. A little bit about the game: In Mines of Dalarnia (https://www.minesofdalarnia.com), players get to explore the vast expanses of interplanetary treasure mines. With an innovative Dalarnia Token system, players can purchase virtual mining plots, and put them up for rent into the community, allowing for real-estate tycoons to earn more Tokens. Mining plots can also undergo their own upgrades, making them more lucrative to explore, as well as a hot property for rental by miners. The game takes advantage of these NFT-based tokens to securely track exchanges, and provide a sense of ownership and wealth to players as they grow their mining and resource empire.
Watch our trailer https://youtu.be/bDXKOp1Asqw and sign-up for the TestNet on the website!
Thai Nhat Minh | Stably:
Question 4️⃣
Many practitioners think that the main reason for restricting the development of DApp is “incomplete infrastructure”. How effective is the current “cross-chain” and “side-chain” solution? u/henrik_hjelte u/sergelubkin
Serge:
Our infrastructure resembles Alibaba Cloud, so a DApp developer just goes and deploys his DApp’s blockchain into it, it’s easy. Also our language Rell https://rell.chromia.com/en/maste is more robust than any other blockchain programming language.Or Azure or AWS
Rell combines the following features:
  1. Relational data modeling and queries similar to SQL. People familiar with SQL should feel at home once they learn the new syntax.
  2. Normal programming constructs: variables, loops, functions, collections, etc.
  3. Constructs which specifically target application backends and, in particular, blockchain-style programming including request routing, authorization, etc.
Rell aims to make programming as convenient and simple as possible. It minimizes boilerplate and repetition. At the same time, as a static type system it can detect and prevent many kinds of defects prior to run-time.
Maybe Henrik wants to add something. :)
Henrik Hjelte:
Yes, I can add some thing
Consider again the real /normal world. What made the apps you use every day? Behind the bank app is a relational database. Web 1.0, “shopping on the internet” was a relational database hooked up to a webpage.
web 2.0: Thefacebook was PhP and MySQL hack
again, a relational database.
So, we aim to make it just as easy to do decentralized apps as normal apps.
Also “the cloud” inspiration is more normal. In Chromia, the dapp developer pays for hosting the application (normally). Not the USERS.
No gas,this is a big usability improvement.
Thai Nhat Minh | Stably:
Question 5️⃣
There are many DApp development platforms on the market. What are the competitive advantages of Chromia? It can be explained in terms of development cost and ease of use that everyone is more concerned about. u/henrik_hjelte u/sergelubkin
Henrik Hjelte:
This what I’m talking about. I think “Ease of use” combined with “Power” is our biggest strength.
Easiness is our core feature thanks to the relational database aspect of our system. Relational databases are run by 85% of the enterprise market at the moment.
And used in 100% of all organizations.
The largest vendor on that market Oracle, has a bigger market cap than bitcoin,
So, this makes it easy for enterprises to integrate our tech stack to their normal systems without the need to redo them, like in most cases where blockchain pilots have failed.
That’s partially why we had success with enterprise customer which are live in the Chromia network.
And: there is a large set of features that relational databases have that alternatives (noSQL) do not have or do not do as well.
And blockchain is very primitive compared to that.
Data indepence, mathematical foundations etc. Large books have been written about it…
On Chromiam It’s very easy for developers to deploy DApps because they already know SQL-style programming. Keep in mind that we worked with customers and developers to build our tech stack while solving problems for them. We didn’t build something unneeded, we had proof of validation from the market.
SQL is top 3rd language in the world (after HTML and javascript).
source: stackoverflow survey 2019, among 90 000 developers…
Top 4 used databases: different flavors of SQL (relational databases)
So, they are used for a reason: Ease of use/programming, power etc.
Also, Rell is our language, is statically typed (means bugs are discovered when programs are written rather than we they run). It is also more compact, up to 1/7 of the code lines of SQL. And have “normal” programming constructs + blockchain programming built in.
Because we require both relational database properties and more security than SQL, currently Rell is the only choice. It is really easy to learn, please go check https://rell.chromia.com/en/maste.
Chromia also provides news to the database developer community….
millions of developers in potential.
OK, bear this in mind when you wonder how we can compete with blockchain X… Blockchain X is a fart in the ocean compare to the SQL world 😊
Bach Tuyet
You have organized many AMA sessions to the international community in general and Vietnam in particular. What do you most want to get after AMA sessions from the community? u/henrik_hjelte
Sergey
I’ll take this one:) our goal is to grow the community
  1. We want people to join our channels such as telegram, twitter, email also our decentralized forum https://testnet.chromunity.com and participate in discussions
  2. We want people to try our dapps such as Mines of Dalarnia
  3. We want to get feedback and understand the most important issues people care about Chromia and the blockchain industry in general
  4. We want to get more developers building on top of Chromia
LBTS:
What was your motivation for creating RELL and not use other languages? What benefits? Why name it RELL also?
Henrik Hjelte:
We have a private/federated relational blockchain called Postchain, and it allows SQL. But that can work in a small environment when you know all parties, and if you are really careful in checking code. But not for a more secure, distributed on the web setup, so we had to make it more secure (Deterministic, statically typed).
In the process, we also took the opportunity to make it cool and nice.
Also: it is simply not possibly to use evm, jvm, or web assembly. We need/want a database in the bottom. Postgresql is our virtual machine. You do not reimplement that…. 10+ years codebase….
Lee:
Being part of the gamer community, I would like to know what you would think about collaborating with a MOBA, RPG or Arcade game or some kind of project?
Henrik Hjelte:
We are already collaborating with some smaller studios. For bigger fish, we want to show them what is completely unique and visionary with Chromia, and we think we need various examples. So, first arcade game MoD (linked above) is one example, it is not the full potential or anything but a start. In this summer, krystopia 2 a puzzle game from Antler Interactive will be released.
What is even cooler is the “demo project” we do together with them, where we will show how a mutliplayer game with real blockchain features will work.
I just saw it an hour ago and was blown away
OH, and there is another studio releasing something very cool. Full logic on chain strategy game. Chain of Alliance.
oyibo pepper:
Do you encourage HACKATHON programs for intending Developers to test their skills and build on RELL
Can you explain more about CHROMIA AMBASSADORS PROGRAM, CAN I BECOME AN AMBASSADOR
Serge:
Yes, you can, but you will need to change your avatar 🤣
Seriously, we are growing our Chromians community if you want to become one please ping our admins in Chromia telegram group.
Also, we are planning virtual hackathons soon, please subscribe to stay updated
Infinite Crypto:
Since the Chromia project is currently working on the Ethereum blockchain ERC20 standard!
But we know that there are a lot of scalability issues with Ethereum, so why would you choose the Ethereum blockchain over other scalable blockchains? Do you have any plans for Mainnet launch of Chromia?
Henrik Hjelte:
ETH is just used in a pre-phase for tokens. We will have our own mainnet tokens interchangable with ETH.
Oyinbo pepper
What’s CHROMIA SSO and SDK, how can I get started
Henrik Hjelte
Both are 3 letters. That is what they have in common.
SDK = software development kit, check docs on https://rell.chromia.com
SSO = single sign on. A unique UX improvement. You approve an app in your wallet (vault) with super ease. no need to remember codes
sso: https://blog.chromia.com/chromia-sso-the-whys-and-the-whats/
We have a fundamentally different model from bitcoin and ethereum and the likes. The blockchain is not run by anonymous computers in basement and student dorms across the world. We have more of known identities, so 51% attacks is protected not by PoW/PoS but other consensus. Please see our whitepaper. Note that we are not noobs when it comes to this, our CTO Alex has published papers in academic journals on consensus etc. from 2013, and done several important ideas for blockchain. Sidechains we think he was first with, tokens too.
Sheron Fernando:
Is there any plan to makes partnership with local cryptocurrency developers from each country to make $CHR usage more worldwide?
Serge:
Yes, we are looking for cooperation with more external developers. Send me a message if you are interested in developing something on Chromia.
Stella:
What are the underlying problems in the Dapps today that can be solved with the Chromia protocol?
Serge:
  1. Scalability — on Chromia your dapp can have unlimited numbers of users thanks to parallel scaling
  2. Easiness of use — you don’t need external wallets, no need to buy crypto to pay for gas etc
  3. Cost — in general to deploy the dapp and to use the dapp
Marcel Lagacé:
Why build this platform? What is Chromia mission? What are the most prominent features of the platform? Can you clarify the use case for this feature?
Henrik Hjelte:
We build the platform to fix the problems with blockchains, that we ourselves have experienced since 2014 (before ethereum existed).
LBTS:
Can you tell us about Chromia developers? How motivated and experienced are they to always deliver the best products?
Henrik Hjelte:
I can tell you that we recruit developers that are really good, from all parts of the world. Vietnam has been a hub because we found many good, so in Ukraine.
How can we say “we have so good developers”? First one thing that is a bit different is that we are pretty experienced in leadership team of development. I do not code much anymore since I’m a CEO. But I do have now over 30 years of experience. Got published and was payed when I was 15. First full-time professional developer job at 18. Have released open-source projects used by 10: s of thousand developers.
And Alex, our CTO is Extremely good. That is why I recruited him to my old startup 2006 or so… So: we have experience to sort out good developers from bad.
Marcel Lagacé:
Does Chromia staking model is different from other staking platform??
What are the beneficial advantages of chromia staking system?
Serge:
The main difference is that we have independent Providers, entities that are not connected. These serious players are exchanges, data centres, professional staking companies. They provide a backbone of the ecosystem and host dapps. Like Amazon servers in the cloud. They cannot have stake bigger than the maximum thus they can’t control the network. This is probably the main difference with classic DPoS networks
Nguyen Duy Bao:
A lot of people will want to know what the strength of Chromia is but I want to know the weaknesses and problems Chromia faces ? How do you plan to solve it?
Henrik Hjelte:
A weakness I guess is weak compared to “competition”. And there are some blockchain projects that got crazy amount of funding. So how can we compete with that, when they can hire more developers for example? Well here is what experience comes into play: More developers does not always increase productivity a lot, it is diminishing returns. You can see many large projects, with 100 of developers fail miserably with no results.
And actually, sometimes true with marketing spend too. It is generally good with money, but if you are a bit clever you can compete also on marketing with less money than your competition.
Please follow Chromia on Social Media:
Website: https://www.chromia.com
Twitter: https://twitter.com/chromia
FaceBook: https://www.facebook.com/teamchromia
LinkedIn: https://www.linkedin.com/company/chromia
Telegram: https://t.me/hellochromia
Decentralized Social network Chromunity: https://testnet.chromunity.com
Free-to-Play Blockchain Game Mines of Dalarnia: https://www.minesofdalarnia.com
submitted by dam30 to Teamchromia [link] [comments]

American Singer Akon Is Bringing Its Cryptocurrency, A City Is Being Built For Its Use

American Singer Akon Is Bringing Its Cryptocurrency, A City Is Being Built For Its Use

Akon
American Singer and Entrepreneur Akon is going to launch its cryptocurrency naming Akoin cryptocurrency. In addition, he is also going to build 2000 million acres of Akon Crypto City in the Senegal country of West Africa. This city will have Akoin local currency. Akon is from the Senegalese dynasty. The idea of his cryptocurrency came to him a few years ago when he could not convert Senegal’s currency to Euro during a trip from Dakar to Paris.
According to Akoin President and Co-Founder John Karas, this cryptocurrency can be launched in early July. Akoin is created as a utility token, not as an investment tool. In addition to Akon, Karas, Akoin is the third co-founder of cryptocurrency Lynn Lis. Who is also the COO of the company.
The full name of Akon is Aliaume Damala Badara Akon Thiam. He had invested in Bitcoin in 2014. He announced possible plans for Akon Crypto City last year. Akon had also made a land agreement with the government of Senegal earlier this year. However, the government is neither funding their city nor does it have any stake in cryptocurrency.
According to the white paper, initially, 10 percent of the total float of Akoin crypto will be released through the public sale. This amount can be changed according to demand. The other 10 percent will be with the executives, advisors, and directors of the company.
Akon has sold more than 35 million albums worldwide. His early childhood was spent in Senegal and later he moved to New Jersey, USA. He gained popularity in the early 2000s when his debut album ‘Trouble’ was released. Akon has 27 songs on the Billboard Hot 100. He has worked with Lady Gaga, Eminem, Gwen Stefani, etc.
This cryptocurrency can be launched in early July.
For recent and latest updates regarding business news, industry trends etc. Please subscribe Newsletter from “The Enterprise World” at “Subscribe
submitted by Business-Ad-6777 to u/Business-Ad-6777 [link] [comments]

Which high-quality minority coins are likely to break through and become mainstream cryptocurrencies?

Which high-quality minority coins are likely to break through and become mainstream cryptocurrencies?
The veterans who often visit the currency forum may have heard a sentence: long bitcoin, short all the alts. The meaning is obvious, the status of Bitcoin is almost unshakable, but the mainstream currency has changed from wave to wave.
Blackcoin, Futurecoin, and PPcoin that were hot in the early years have now been thrown out of the mainstream currency rankings, and almost no one cares. According to coinmarketcap data, only Litecoin, Dogecoin and Ripple in the top ten market capitalization list survived and are temporarily among the mainstream coins.
The picture shows the cryptocurrency quotation of an exchange in 2014. In 2017, the exchange suspended its services.
After experiencing generations of cryptocurrency, what would replace the present-time mainstream cryptocurrency?

https://preview.redd.it/kgiupx6u10751.png?width=640&format=png&auto=webp&s=afd08d4d115f780dfe331d0a8286d80be79b5ad9
The data above is the top 20 in the global market capitalization so far, and the data comes from coinmarketcap. We can see that bitcoin is still at the top of the ranking, and there are many new faces in the ranking after 2017.
From the perspective of the number of cryptocurrency types, platform coins for 15%, Bitcoin and its fork for 15%, digital cross-chain assets and platforms for 35%, stablecoins for 10%, and the remaining digital payment for 25%. Of course, this kind of statistics is not scientific, because the statistics are only based on the number of rankings, without taking into account the weighted impact of market value, but we can still glimpse the market trend of cryptocurrencies in recent years.

https://preview.redd.it/4a6ykk6y10751.png?width=640&format=png&auto=webp&s=b60a9aa15e5d3e5a5fe32e97e26b01c103b3d12a
The earliest cryptocurrencies are not as complicated as they are today. They are just a cryptocurrency and have no other role than payment. Through the latest cryptocurrency rankings, we can understand that cryptocurrencies are moving towards diversification.
Since the cryptocurrency broke out in 2017, we have heard countless concepts: cross-chain, decentralized operating system, decentralized Internet, DEFI, DAO... Some of these concepts have evolved into reality, some concepts are on the way to becoming a reality.
We can say that 2018 is a watershed moment for this industry. Cryptocurrencies have stepped out of the pure P2P payment field and are moving towards a diversified ecological development.

https://preview.redd.it/qqclr20220751.png?width=640&format=png&auto=webp&s=8802df25be16eb7418718cdca408b7cd0bd764d4
So, back to the topic, what is diversification, how do we judge whether a digital currency has the conditions to enter the mainstream currency?
I think that the basis for judgment is very simple. The following points are for your reference:
First, the distribution process needs to be transparent and fair. If there is an institutional investment, can the organization's bargaining cost and time cost adapt to the project development, and how can the organization be prevented from cashing out in a short time? If there is no institutional investment, is the amount of pre-mining of the project reasonable, or is it fair to users holding currency?
Second, whether the project has market demand for corresponding industry solutions. Not all industries in this world need blockchain. Recognizing the reality that blockchain is not a panacea is the primary condition for entering the cryptocurrency market.
The third point is whether the project has a certain foundation. The foundation here includes two aspects: community foundation and cardinal basis. It is recommended to identify the project from these two aspects.
I have been observing the digital currency market for a long time. Among them, a mining currency ETX (Ethereumx·NET) with a POW+DPOS proof mechanism has attracted my attention. After understanding that the currency is not pre-mined, the distribution mechanism is very fair.
In addition, there is an optional anonymous transfer mode, which protects the privacy of users to a greater extent than ETH. On this basis, you can also undertake ETH dually: undertake ETH2.0 elimination of computing power; seamlessly transplant all application ecology of ETH. The most remarkable thing is its dual economic model of POW+DPOS, which locks a certain circulation and distributes newly-produced coins fairly, stably increasing the value.

https://preview.redd.it/bs41b7h420751.png?width=640&format=png&auto=webp&s=197814b98c3efd834ef674eeb1e684949b9be739
Cryptocurrency is a thriving world, but it is also a dangerous world. Welcome to follow me and explore potential projects. There are risks in the market, so you need to be cautious when entering the market.
submitted by BitRay2077 to u/BitRay2077 [link] [comments]

Will China become the game-changer in digital currency with the policy of supporting blockchain technology?——DCEP is coming and Token Pocket is helping.

On October 24th, 2019, the Political Bureau of the Central Committee of the Communist Party of China (CPC) made a collective study to put blockchain industry applications in a very important position when blockchain has opened a new chapter in the global competition for digital currencies.
  1. Digital currencies become the competitors to fiat currencies, thereby affecting the shape of finance
From the perspective of the development trend of digital currency, the emergence of bitcoin has overturned people's cognition. Now, from the perspective of the central bank or the perspective of the enterprise, there are three payment instruments---digital currency, currency, e-payment, which will change the governance structure and financial form. In a world full of fierce competition, China must seize the opportunity and go with the flow.
Digital currency has always had the dimension of financial competition and confrontation with countries. In history, the competition among the great powers in the world can be traced to the time when the pound against the franc, the dollar, and the euro against the dollar. The same thing will happen in digital currency competition. Digital currencies with such broad consensus, such as bitcoin and Libra, could have a big impact on fiat currencies once they enter the market melee.
On June 18th, 2019, Facebook released "Libra white paper". G7 finance ministers objected to the issue of Libra, as did US President Trump, based on the fact the foundation of fiat money is not so solid. Although Libra insists that it will not fight against sovereign currencies, as a means of payment and a stable currency with collateral, the problem is that in the future financial markets will experience turbulence and people's confidence in mainstream currencies will be shaken, so Libra, a digital currency with collateral for wealth, will be more attractive. In other words, regardless of whether Libra wants to be a contender, it is bound to be a contender to fiat currencies.
  1. The countries along the "One Belt One Road" or become the regions to the implementation of the DCEP system.
The money in the future should have four characteristics: credit-based, inflation limited, a mechanism for wealth to flow to the bottom, and multi-currency composition.
Thus, although some current digital currency projects, including Libra, have some advantages and may have a good momentum of development in the short term, they are difficult to be sustainable as future currencies in the world.
China seize the historical opportunity, promote the digital currency targeting the future, and take the upper hand in the competition and construction of the global financial restructuring. With the reference to the Eurodollar principle in the 1950s, wide implementation of the DCEP system along the “One Belt One Road” as digital currency system of regional circulation with independent relation to RMB own currency system which can use RMB credit endorsement for domestic capacity in overseas output, realize the diversification of the terminal consumer, will benefit the promotion of the internationalization of RMB in the form of digital currency.
In the future, currencies will have different forms. For example, food stamps in the United States can be taken to the supermarket to buy food and daily necessities, but cannot be invested. China, for example, has targeted cuts to required reserve ratios and industrial policy bias, which can also be achieved through different currencies or the common currency.
At present, most mainstream blockchain experts generally believe that in the future, the digital currency world will be dominated by sovereign digital currency, trusted institution digital currency, virtual currency. Surprisingly, China's central bank leaders said in December 2019 that the central bank has been studying digital currency since 2014 and had made positive progress. By combining digital currency and electronic payment tools, the China central bank will launch a package plan to replace some cash.
  1. Token Pocket is helping.
China is keenly aware of the development opportunity of the digital currency revolution, and its leading reaction in the world will make China an important game-changer in the international digital currency market in the future. At the same time, Token Pocket as a Chinese blockchain digital wallet, which aims to provide ordinary users with a safe and secure, simple and easy to use, powerful digital asset wallet application and support all the leading chains/cryptocurrencies (EOS, Bitcoin, Ethereum, IOST, TRON, Binance, BOS, Cosmos, MOAC and Jingtum), is welcoming the change of the national currency system and actively providing latest news and forms to adapt to the inconstant blockchain world. By using the Token Pocket, you can follow the trend and direction of the blockchain world and seize the opportunities in investing the digital currency.
More information about Token Pocket, only on https://www.tokenpocket.pro/
submitted by rushtosing to u/rushtosing [link] [comments]

[Part - 33] Large college ebooks/eTextbooks thread for cheap rates [$4 to $25]

  1. Experiencing MIS, 8th Edition: David M. Kroenke & Randall J. Boyle
  2. Mosby's Canadian Manual of Diagnostic and Laboratory Tests, 2nd Edition: Sandra A. Pike-MacDonald & Kathleen Deska Pagana & Timothy J. Pagana
  3. The Developing Child, 13th Edition: Helen Bee & Denise Boyd
  4. The Law of Health Care Finance and Regulation (Aspen Select), 4th Edition: Mark A. Hall & Nicholas Bagley & David Orentlicher
  5. The New Rules of Marketing and PR, 6th Edition: David Meerman Scott
  6. A Project Manager's Book of Tools and Techniques, 1st Edition: Cynthia Snyder Dionisio
  7. The Oxford Handbook of Eating Disorders, 2nd Edition: W. Stewart Agras & Athena Robinson
  8. Elementary Linear Algebra: Applications Version, 12th Australia and New Zealand Edition: Howard Anton & Chris Rorres & Anton Kaul
  9. The Mindful Nurse: Using the Power of Mindfulness and Compassion to Help You Thrive in Your Work: Carmel Sheridan
  10. High-Acuity Nursing, 7th Edition: Kathleen Wagner & Melanie Hardin-Pierce & Darlene Welsh
  11. Architectural Drafting and Design, 7th Edition: Alan Jefferis & David A. Madsen & David P. Madsen
  12. Social Psychology: The Science of Everyday Life, 2nd Edition: Jeff Greenberg & Toni Schmader & Jamie Arndt & Mark Landau
  13. A Project Manager's Book of Forms: A Companion to the PMBOK Guide, 3rd Edition: Cynthia Snyder Dionisio
  14. Race and Human Diversity: A Biocultural Approach, 2nd Edition: Robert L. Anemone
  15. Advocacy: Championing Ideas and Influencing Others, 1st Edition: John A. Daly
  16. Essential Genetics and Genomics, 7th Edition: Daniel L. Hartl
  17. Strategies for Teaching Students with Learning and Behavior Problems, 9th Edition: Sharon R. Vaughn & Candace S. Bos
  18. Zero Bone Loss Concepts, 1st Edition: Tomas Linkevicius
  19. Understanding Our Universe, 3rd Edition: Stacy Palen & Laura Kay & George Blumenthal
  20. Materials for Civil and Construction Engineers, 4th Edition: Michael S. Mamlouk & John P. Zaniewski
  21. The Oxford Handbook of Reproductive Ethics, 1st Edition: Leslie Francis
  22. Worldwide Destinations: The geography of travel and tourism, 7th Edition: Brian Boniface & Robyn Cooper & Chris Cooper
  23. Experiencing the Lifespan, 5th Edition: Janet Belsky
  24. Fast Facts for the Student Nurse: Nursing Student Success in a Nutshell, 1st Edition: Susan Stabler-Haas
  25. Multivariable Calculus, 8th Edition: James Stewart
  26. Sex and Gender: An Introduction, 6th Edition: Hilary M. Lips
  27. A Stata® Companion to Political Analysis, 4th Edition: Philip H. Pollock & Barry C. Edwards
  28. Marketing: The Core, 8th Edition: Roger Kerin & Steven Hartley
  29. Sports Marketing, 2nd Edition: Michael J. Fetchko & Donald P. Roy & Kenneth E. Clow
  30. An Introduction to Family Social Work, 4th Edition: Donald Collins & Catheleen Jordan & Heather Coleman
  31. Elementary Statistics, 3rd Edition: William Navidi & Barry Monk
  32. Clinical Calculations: With Applications to General and Specialty Areas, 8th Edition: Joyce LeFever Kee & Sally M. Marshall
  33. Animal Physiology, 4th Edition: Richard W. Hill & Gordon A. Wyse & Margaret Anderson
  34. Essentials of Rehabilitation Research: A Statistical Guide to Clinical Practice, 1st Edition: Richard P Di Fabio
  35. Religious Nationalism: A Reference Handbook: Atalia Omer & Jason Springs
  36. Defensive Security Handbook: Best Practices for Securing Infrastructure, 1st Edition: Lee Brotherston & Amanda Berlin
  37. Clinical Case Formulations, 2nd Edition: Barbara Lichner Ingram
  38. Urban Tantra: Sacred Sex for the Twenty-First Century, 2nd Edition: Barbara Carrellas & Annie Sprinkle
  39. Government and Not-for-Profit Accounting: Concepts and Practices, 8th Edition: Michael H. Granof & Saleha B. Khumawala & Thad D. Calabrese & Daniel L. Smith
  40. How to Do Systems Analysis: Primer and Casebook, 1st Edition: John E. Gibson & William T. Scherer & William F. Gibson
  41. U.S. Central Americans: Reconstructing Memories, Struggles, and Communities of Resistance, 1st Edition: Karina Oliva Alvarado & Alicia Ivonne Estrada & Ester E. Hernández
  42. Principles of Electronic Materials and Devices, 4th Edition: Safa Kasap
  43. LogixPro PLC Lab Manual w/ CD-ROM, 4th Edition: Frank Petruzella
  44. South-Western Federal Taxation 2020: Corporations, Partnerships, Estates and Trusts, 43rd Edition: William A. Raabe & James C. Young & William H. Hoffman
  45. Social Psychology: Goals in Interaction, 7th Edition: Douglas Kenrick & Steven L. Neuberg & Robert B. Cialdini
  46. Fundamentals of Corporate Finance, 10th Edition: Richard Brealey & Stewart Myers & Alan Marcus
  47. Molecular Biology, 3rd Edition: David P. Clark & Nanette J. Pazdernik & Michelle R. McGehee
  48. The Rorschach: Basic Foundations and Principles of Interpretation, Volume 1, 4th Edition: John E. Exner
  49. Docker in Action, 2nd Edition: Jeff Nickoloff & Stephen Kuenzli
  50. Evolution: Making Sense of Life, 3rd Edition: Douglas J. Emlen & Carl Zimmer
  51. Herpetology, 4th Edition: F. Harvey Pough & Robin M. Andrews & Martha L. Crump
  52. Research Methods in Criminal Justice and Criminology, 1st Edition: Callie Marie Rennison & Timothy Christopher Hart
  53. The Meaning of Difference: American Constructions of Race, Sex and Gender, Social Class, Sexual Orientation, and Disability, 7th Edition: Karen Rosenblum
  54. Research Methods in Health Promotion, 2nd Edition: Laura F. Salazar & Richard A. Crosby & Ralph J. DiClemente
  55. The Psychology of Thinking: Reasoning, Decision-Making and Problem-Solving, 1st Edition: John P. Minda
  56. Nutrition Essentials: A Personal Approach, 2nd Edition: Wendy J Schiff
  57. Chemical, Biochemical, and Engineering Thermodynamics, 5th Edition: Stanley I. Sandler
  58. Parenting: A Dynamic Perspective, 2nd Edition: George W. Holden
  59. Managerial Accounting, 4th Edition: Karen W. Braun & Wendy M. Tietz
  60. Basics of Web Design: HTML5 & CSS, 5th Edition: Terry Felke-Morris
  61. The Essentials of Political Analysis, 6th Edition: Philip H. Pollock III & Barry C. Edwards
  62. Leadership and Management for Nurses: Core Competencies for Quality Care, 3rd Edition: Anita Finkelman
  63. Urban Ecology (Ecological Reviews), 1st Edition: Kevin J. Gaston
  64. Nutrition & You, 5th Edition: Joan Salge Blake
  65. Principles of Turbomachinery, 2nd Edition: Seppo A. Korpela
  66. Accounting For Managers: Interpreting Accounting Information for Decision–Making, 4th Edition: Paul M. Collier
  67. Computer Networks, 5th Edition: Andrew S. Tanenbaum & David J. Wetherall
  68. Shigley's Mechanical Engineering Design, 11th Edition: Richard Budynas & Keith Nisbett
  69. Sociology in Action: A Canadian Perspective, 2nd Edition: Diane Symbaluk & Tami Bereska
  70. Operations and Supply Chain Management: The Core, 5th Edition: F. Robert Jacobs & Richard Chase
  71. Essentials of Nursing Law and Ethics, 2nd Edition: Susan J. Westrick
  72. Kirk's Fire Investigation (Brady Fire), 8th Edition: David J. Icove & Gerald A. Haynes
  73. Understanding Operating Systems, 8th Edition: Ann McHoes & Ida M. Flynn
  74. Survey of Accounting, 1st Edition: Paul D. Kimmel & Jerry J. Weygandt
  75. Biological Anthropology: The Natural History of Humankind, 4th Edition: Craig Stanford & John S. Allen & Susan C. Antón
  76. DK Guide to Public Speaking, 3rd Edition: Lisa A. Ford-Brown & DK Dorling Kindersley
  77. Calculus: Early Transcendental Functions, 7th Edition: Ron Larson & Bruce H. Edwards
  78. Canadian Business and the Law, 7th Edition: Dorothy Duplessis & Shannon O'Byrne & Philip King & Lorrie Adams & Steve Enman
  79. An Introduction to Judaism, 2nd Edition: Nicholas De Lange
  80. A History of the Muslim World to 1750: The Making of a Civilization, 2nd Edition: Vernon O. Egger
  81. Bioprocess Engineering: Basic Concepts, 3rd Edition: Michael L. Shuler & Fikret Kargi & Matthew DeLisa
  82. Data Mining for Business Analytics: Concepts, Techniques, and Applications with JMP Pro, 1st Edition: Galit Shmueli & Peter C. Bruce & Mia L. Stephens & Nitin R. Patel
  83. Storied Health and Illness: Communicating Personal, Cultural, and Political Complexities, 1st Edition: Jill Yamasaki & Patricia Geist-Martin & Barbara F. Sharf
  84. Healthcare Strategic Planning, 4th Edition (ACHE Management): John Harris
  85. Applied Business Ethics: A Skills-Based Approach (South-Western Legal Studies in Business Academic), 1st Edition: Dean Bredeson
  86. Principles of Electric Circuits: Conventional Current Version, 10th Edition: Thomas L. Floyd & David M. Buchla
  87. Educational Psychology: Applications in Canadian Classrooms, 2nd Edition: Alan Edmunds & Gail Edmunds
  88. Essential Elements for Effectiveness for Miami Dade College, 7th Edition: Juan R. Abascal & Dominic Brucato & Laurel Brucato & Patricia Stephenson
  89. The Scholar-Practitioner’s Guide to Research Design: Laureate Publishing & Gary J. Burkholder & Kimberley A. Cox & Linda M. Crawford
  90. Good Cities, Better Lives: How Europe Discovered the Lost Art of Urbanism, 1st Edition: Peter Hall
  91. Adult Development and Aging: Biopsychosocial Perspectives, Canadian Edition: Susan Krauss Whitbourne & Stacey B. Whitbourne & Candace Konnert
  92. Organic Chemistry: Mechanistic Patterns: Ghis William Ogilvie & Nathan Ackroyd & Scott Browning
  93. The Environment in Anthropology : A Reader in Ecology, Culture, and Sustainable Living, 2nd Edition: Nora Haenn & Allison Harnish & Richard Wilk
  94. Sources of World Societies, Volume 1, 3rd Edition: Merry E. Wiesner-Hanks & Patricia Buckley Ebrey & Roger B. Beck
  95. Intermediate Algebra, 4th Edition: Michael III Sullivan & Katherine R. Struve
  96. Reference and Information Services: An Introduction, 4th Edition: Kay Ann Cassell & Uma Hiremath
  97. The Neuroscience of Human Relationships: Attachment and the Developing Social Brain, 2nd Edition: Louis Cozolino
  98. Qualitative Diagnosis of Human Movement: Improving Performance in Sport and Exercise, 3rd Edition: Duane V. Knudson
  99. Wireshark 101: Essential Skills for Network Analysis (Wireshark Solutions Series Book 1): Laura Chappell & Gerald Combs
  100. Behavioral Sciences STAT, 2nd Edition: Gary Heiman
  101. Guide to Contract Pricing: Cost and Price Analysis for Contractors, Subcontractors, and Government Agencies, 5th Edition: John E. Murphy
  102. Advanced Financial Accounting, 7th Canadian Edition: Thomas H. Beechy & V. Umashanker Trivedi & Kenneth E. MacAulay
  103. Contemporary Linguistic Analysis: An Introduction, 8th Edition: William O'Grady & John Archibald
  104. The Writer's Harbrace Handbook, 2016 MLA Update, 6th Edition: Cheryl Glenn & Loretta Gray
  105. The Cultural Landscape: An Introduction to Human Geography, 13th Edition: James M. Rubenstein
  106. Python Programming in Context, 3rd Edition: Bradley N. Miller & David L. Ranum & Julie Anderson
  107. Financial Institutions, Instruments and Markets, 9th Edition: Christopher Viney & Peter Phillips
  108. Essential Statistics for Public Managers and Policy Analysts, 4th Edition: Evan M. Berman & XiaoHu Wang
  109. NCLEX-RN Review Guide: Top Ten Questions for Quick Review, 1st Edition: Cynthia Chernecky
  110. Teachers and the Law, 9th Edition: David Schimmel & Leslie R. Stellman & Cynthia K. Conlon & Louis Fischer
  111. Communicating for Results: A Canadian Student's Guide, 4th Edition: Carolyn Meyer
  112. Federal Income Taxation, 5th Edition: Richard Schmalbeck & Lawrence Zelenak & Sarah B Lawsky
  113. Essentials of Cardiopulmonary Physical Therapy, 4th Edition: Ellen Hillegass
  114. Entertainment Law and Business (Aspen Casebook Series): William D. Henslee & Elizabeth Henslee
  115. Your Career: How To Make It Happen, 9th Edition: Lauri Harwood & Lisa M.D. Owens & Crystal Kadakia
  116. Community Disability Services: An Evidence-Based Approach to Practice: Ian Dempsey & Karen Nankervis
  117. Motivational Interviewing, Third Edition: Helping People Change, 3rd Edition: William R. Miller & Stephen Rollnick
  118. Basics of Communication Studies, 2nd Edition: Scott McLean
  119. The Certified Six Sigma Yellow Belt Handbook: Govindarajan Ramu
  120. Fundamentals of General, Organic and Biological Chemistry in SI Units, 8th Edition: John E. McMurry & David S. Ballantine & Carl A. Hoeger & Virginia E. Peterson
  121. Pediatric Psychopharmacology For Primary Care, 1st Edition: Mark A Riddle & Jane Meschan Foy & Rebecca A. Baum
  122. Project Management for Engineering, Business and Technology, 5th Edition: John M. Nicholas & Herman Steyn
  123. Delivering Business Intelligence with Microsoft SQL Server 2016, 4th Edition: Brian Larson
  124. Connecting Care for Patients: Interdisciplinary Care Transitions and Collaboration, 1st Edition: Barbara Katz
  125. The TCP/IP Guide: A Comprehensive, Illustrated Internet Protocols Reference, 1st Edition: Charles M. Kozierok
  126. Frequently Prescribed Medications: Drugs You Need to Know, 3rd Edition: Michael A. Mancano & Jason C. Gallagher
  127. The Handmaid's Tale, 1st Edition: Margaret Atwood
  128. 101 Solutions for School Counselors and Leaders in Challenging Times, 1st Edition: Stuart F. Chen-Hayes & Erin Chase McCarty Mason & Melissa S. Ockerman
  129. Ethics in Accounting: A Decision-Making Approach, 1st Edition: Gordon Klein
  130. Visualizing Human Biology, 5th Edition: Kathleen A. Ireland
  131. The Goldilocks Challenge: Right-Fit Evidence for the Social Sector, 1st Edition: Mary Kay Gugerty & Dean Karlan
  132. Advocacy Practice for Social Justice, 4th Edition: Richard Hoefer
  133. The Politics of Public Budgeting: Getting and Spending, Borrowing and Balancing, 9th Edition: Irene S. Rubin
  134. The Ingredients for Great Teaching, 1st Edition: Pedro De Bruyckere
  135. A Guide to the Human Resource Body of Knowledge, 1st Edition: Sandra M. Reed & Dave Ulrich
  136. Individual and Society: Sociological Social Psychology, 2nd Edition: Lizabeth A. Crawford & Katherine B. Novak
  137. Great Demo!: How To Create And Execute Stunning Software Demonstrations, 2nd Edition: Peter E. Cohan
  138. Healthcare Project Management, 2nd Edition: Kathy Schwalbe & Dan Furlong
  139. Goodheart's Photoguide to Common Pediatric and Adult Skin Disorders, 4th Edition: Herbert Goodheart & Mercedes Gonzalez
  140. Materials Science and Engineering: An Introduction, 10th Edition: William D. Callister & David G. Rethwisch
  141. Personality Assessment, 2nd Edition: Robert P. Archer
  142. Philosophy: The Power Of Ideas, 10th Edition: Brooke Noel Moore & Kenneth Bruder
  143. Cognitive Neuroscience: The Biology of the Mind, 5th Edition: Michael Gazzaniga & Richard B. Ivry & George R. Mangun
  144. Deviance, Conformity, and Social Control in Canada, 5th Edition: Tami M. Bereska
  145. Experimental Design: Procedures for the Behavioral Sciences, 4th Edition: Roger E. Kirk
  146. Urban Economics, 9th Edition: Arthur O'Sullivan
  147. HBR Guide to Making Every Meeting Matter: Harvard Business Review
  148. Movie History: A Survey, 2nd Edition: Clara Pafort-Overduin
  149. Marriages and Families: Intimacy, Diversity, and Strengths, 9th Edition: David Olson & John DeFrain & Linda Skogrand
  150. Group Dynamics, 7th Edition: Donelson R. Forsyth
  151. Understanding Canadian Business, 10th Canadian Edition: William G Nickels & James McHugh & Susan McHugh & Rita Cossa & Julie Stevens
  152. Fitzpatrick's Color Atlas and Synopsis of Clinical Dermatology, 8th Edition: Klaus Wolff & Richard C. Johnson & Arturo Saavedra & Ellen K. Roh
  153. General and Oral Pathology for Dental Hygiene Practice, 1st Edition: Sandra Myers & Alice Curran
  154. Practical Apartment Management, 6th Edition: Edward N. Kelley
  155. Business Law in Canada, 12th Canadian Edition: Richard A. Yates & Teresa Bereznicki-Korol & Trevor Clarke & Dean A. Palmer
  156. Adolescence, 12th Edition: Laurence Steinberg
  157. Delivering Health Care in America: A Systems Approach, 7th Edition: Leiyu Shi & Douglas A. Singh
  158. DeathQuest: An Introduction to the Theory and Practice of Capital Punishment in the United States, 5th Edition: Robert M. Bohm
  159. Management, 12th Edition: Richard L. Daft
  160. Invertebrate Medicine, 2nd Edition: Gregory A. Lewbart
  161. Tested Advertising Methods (Prentice Hall Business Classics), 5th Edition: John Caples & Fred E. Hahn
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  163. Planetary Sciences, 2nd Edition: Imke de Pater & Jack J. Lissauer
  164. World Class Contracting, 6th Edition: Gregory A. Garrett
  165. Social Determinants of Health: A Comparative Approach, 2nd Edition: Alan Davidson
  166. The Talent Management Handbook, 3rd Edition: Lance A. Berger & Dorothy Berger
  167. Doing Right: A Practical Guide to Ethics for Medical Trainees and Physicians, 4th Edition: Philip C. Hebert & Wayne Rosen
  168. Governing California in the Twenty-First Century, 6th Edition: J. Theodore Anagnoson & Gerald Bonetto & J. Vincent Buck
  169. Microbiology with Diseases by Taxonomy, 6th Edition: Robert W. Bauman
  170. Essentials of TAT and Other Storytelling Assessments, 2nd Edition: Hedwig Teglasi
  171. Film History: An Introduction, 4th Edition: Kristin Thompson & David Bordwell
  172. Statistics for Business & Economics, 14th Edition: David R. Anderson & Dennis J. Sweeney & Thomas A. Williams
  173. 21st Century Astronomy: The Solar System, 6th Edition: Laura Kay & Stacy Palen & George Blumenthal
  174. Chemical Dependency Counseling: A Practical Guide, 5th Edition: Robert R. Perkinson
  175. Essential Cell Biology, 5th Edition: Bruce Alberts & Karen Hopkin & Alexander D. Johnson
  176. Exploring Geology, 4th Edition: Stephen Reynolds & Julia Johnson & Paul Morin & Chuck Carter
  177. The Price Advantage, 2nd Edition: Walter L. Baker & Michael V. Marn & Craig C. Zawada
  178. Transport Processes at Fluidic Interfaces, 1st Edition: Dieter Bothe & Arnold Reusken
  179. Antitrust Law, Policy, and Procedure: Cases, Materials, Problems, 8th Edition: E. Thomas Sullivan & Herbert Hovenkamp & Howard A. Shelanski & Christopher R. Leslie
  180. 5 Steps to a 5: AP Chinese Language and Culture, 2nd Edition: JianMin Luo
  181. The Practice of Research in Social Work, 4th Edition: Rafael J. Engel & Russell K. Schutt
  182. Sociology: A Global Perspective, 9th Edition: Joan Ferrante
  183. Understanding and Treating Chronic Shame: A Relational/Neurobiological Approach, 1st Edition: Patricia A. DeYoung
  184. Classics of Moral and Political Theory, 5th Edition: Michael L. Morgan
  185. Financial & Managerial Accounting, 15th Edition: Carl Warren & Jefferson P. Jones & William B. Tayler
  186. Experimental Organic Chemistry: A Miniscale and Microscale Approach, 5th Edition: John C. Gilbert & Stephen F. Martin
  187. Vaccine Whistleblower: Exposing Autism Research Fraud at the CDC: 1st Edition: Kevin Barry & Robert F. Kennedy
  188. Wound Management: Principles and Practices, 3rd Edition: Betsy Myers
  189. Business Research Methods, 13th Edition: Pamela Schindler
  190. Goldman-Cecil Medicine, 26th Edition: Lee Goldman & Andrew I. Schafer
  191. Nursing Leadership & Management, 3rd Edition: Patricia Kelly
  192. Health Communication: A Media and Cultural Studies Approach, 2014 Edition: Belinda Lewis
  193. Sport, Violence and Society, 2nd Edition: Kevin Young
  194. Guide to Managerial Communication, 10th Edition: Mary Munter & Lynn Hamilton
  195. Emotion, 1st Edition: Annett Schirmer
  196. Clinical Analytics and Data Management for the DNP, 1st Edition: Martha L. Sylvia
  197. Principles of Corporate Finance, 11th Edition: Richard Brealey
  198. Introduction to Strategic Public Relations: Digital, Global, and Socially Responsible Communication, 1st Edition: Janis Teruggi Page & Lawrence J. Parnell
  199. Alternative Medicine: The Definitive Guide, 2nd Edition: Larry Trivieri & John W. Anderson & Burton Goldberg
  200. How Full Is Your Bucket?, Anniversary Edition: Tom Rath & Donald O. Clifton
  201. MATLAB: A Practical Introduction to Programming and Problem Solving, 5th Edition: Stormy Attaway
  202. Anatomical Landmark Palpation Video and Book, 1st Edition: Paula Maxwell
  203. Common Stocks and Uncommon Profits and Other Writings, 2nd Edition: Philip A. Fisher & Kenneth L. Fisher
  204. Elements of Physical Chemistry, 7th Edition: Peter Atkins & Julio de Paula
  205. Managing and Using Information Systems: A Strategic Approach, 7th Edition: Keri E. Pearlson & Carol S. Saunders & Dennis F. Galletta
  206. Mediation: Empowerment in Conflict Management, 2nd Edition: Kathy Domenici & Stephen W. Littlejohn
  207. Observing and Recording the Behavior of Young Children, 6th Edition: Dorothy H. Cohen & Virginia Stern & Nancy Balaban & Nancy Gropper
  208. Shortell and Kaluzny’s Healthcare Management: Organization Design and Behavior, 7th Edition: Lawton Burns & Elizabeth Bradley & Bryan Weiner
  209. Practical Business Math Procedures, 13th Edition: Jeffrey Slater & Sharon Wittry
  210. Biological Anthropology of the Human Skeleton, 3rd Edition: M. Anne Katzenberg & Anne L. Grauer
  211. Developmental Mathematics: Basic Mathematics and Algebra, 4th Edition: Margaret L. Lial & John Hornsby & Terry McGinnis & Stanley A. Salzman & Diana L. Hestwood
  212. Exercises for the Shoulder to Hand: Release Your Kinetic Chain: Brian James Abelson & Kamali Thara Abelson & Lavanya Balasubramaniyam
  213. Career Theories and Models at Work: Ideas for Practice: Nancy Arthur & Roberta Neault & Mary McMahon
  214. Culture, Health and Illness, (Hodder Arnold Publication), 5th Edition: Cecil G. Helman
  215. Development Through Life: A Psychosocial Approach, 13th Edition: Barbara M. Newman & Philip R. Newman
  216. Cultural Anthropology in a Globalizing World, 4th Edition: Barbara Miller
  217. American Foreign Policy Since World War II, 21st Edition: Steven W. Hook & John W. Spanier
  218. World Politics: Trend and Transformation, 2016 - 2017, 16th Edition: Shannon L. Blanton & Charles W. Kegley
  219. Marketing Metaphoria: What Deep Metaphors Reveal About the Minds of Consumers: Gerald Zaltman & Lindsay H. Zaltman
  220. Building on the Strengths of Students with Special Needs: How to Move Beyond Disability Labels in the Classroom: Toby Karten
  221. American Public Administration: Public Service for the Twenty-First Century, 2nd Edition: Robert A. Cropf & John L. Wagner
  222. THINK Public Relations, 2nd Edition: Dennis L. Wilcox & Glen T. Cameron & Bryan H. Reber & Jae-Hwa Shin
  223. An Introduction to Brain and Behavior, 6th Edition: Bryan Kolb & Ian Q. Whishaw & G. Campbell Teskey
  224. Physiology, 6th Edition: Linda S. Costanzo
  225. Stats: Data and Models, 5th Edition: Richard D. De Veaux & Paul F. Velleman & David E. Bock
  226. Through Women's Eyes: An American History With Documents, 5th Edition: Ellen DuBois & Lynn Dumenil
  227. Intermediate Accounting: Volume 2, 3rd Edition: Kin Lo & George Fisher
  228. Disciplined Entrepreneurship: 24 Steps to a Successful Startup, 1st Edition: Bill Aulet
  229. People of the Earth: An Introduction to World Prehistory, 15th Edition: Brian M. Fagan & Nadia Durrani
  230. The Economics of Health Reconsidered, 4th Edition: Thomas Rice
  231. Psychology, 8th Edition: Saundra Hockenbury & Susan Nolan
  232. Exploring Biological Anthropology: The Essentials, 4th Edition: Craig Stanford & John S. Allen & Susan C. Antón
  233. Using MIS, 11th Edition: David M. Kroenke & Randall J. Boyle
  234. Musculoskeletal Pain: Basic Mechanisms & Implications, 1st Edition: Thomas Graven-Nielsen & Lars Arendt-Nielsen
  235. Classical Mythology in Context, 1st Edition: Lisa Maurizio
  236. The Nature and Properties of Soils, 15th Edition: Ray R. Weil & Nyle C. Brady
  237. Community-Based Corrections, 12th Edition: Leanne Fiftal Alarid
  238. Conflict Management for Managers: Resolving Workplace, Client, and Policy Disputes, 1st Edition: Susan S. Raines
  239. Strategic Compensation: A Human Resource Management Approach, 9th Edition: Joseph J. Martocchio
  240. Introduction to Probability and Statistics, 15th Edition: William Mendenhall & Robert J. Beaver & Barbara M. Beaver
  241. Demonstrating to Win!: The Indispensable Guide for Demonstrating Software: Robert Riefstahl
  242. Essential Organic Chemistry, 3rd Edition: Paula Yurkanis Bruice
  243. The American Promise, Value Edition, Volume 1: To 1877, 8th Edition: James L. Roark & Michael P. Johnson & Francois Furstenberg & Sarah Stage & Sarah E. Igo
  244. Labor Law: Cases, Materials, and Problems, 8th Edition: Michael C. Harper & Samuel Estreicher & Kati Griffith
  245. A Practical Guide to the Thematic Apperception Test: The TAT in Clinical Practice, 1st Edition: Edward Aronow & Kim Altman Weiss & Marvin Reznikoff
  246. Informatics and Nursing, 6th Edition: Jeanne Sewell
  247. Operating System Concepts, 10th Edition: Abraham Silberschatz & Greg Gagne & Peter B. Galvin
  248. The Career Fitness Program: Exercising Your Options, 11th Edition: Diane Sukiennik & Lisa Raufman
  249. Dutton's Orthopaedic: Examination, Evaluation and Intervention, 5th Edition: Mark Dutton
  250. Publication Manual of the American Psychological Association, 6th Edition: American Psychological Association
  251. Sports Economics, 1st Edition: David Berri
  252. Health and Health Care Delivery in Canada, 2nd Edition: Valerie D. Thompson
  253. The Psychology Major's Handbook, 5th Edition: Tara L. Kuther
  254. Cardiovascular Physiology, 9th Edition: David E. Mohrman & Lois Jane Heller
  255. Fundamentals of Physical Geography, 2nd Edition: James Petersen & Dorothy Sack & Robert E. Gabler
  256. Advanced Health Assessment & Clinical Diagnosis in Primary Care, 6th Edition: Joyce E. Dains & Linda Ciofu Baumann & Pamela Scheibel
  257. An Introduction to the Ancient World, 3rd Edition: Lukas de Blois & R.J. van der Spek
  258. University Physics for the Physical and Life Sciences: Volume II, 1st Edition: Philip R. Kesten & David L. Tauck
  259. Cognitive Psychology, 7th Edition: Robert J. Sternberg & Karin Sternberg
  260. Contemporary Nursing: Issues, Trends, & Management, 8th Edition: Barbara Cherry & Susan R. Jacob
  261. How Psychology Works: The Facts Visually Explained, 1st Edition: Dorling Kindersley
  262. Cases in Health Care Marketing, 1st Edition: John L. Fortenberry
  263. Understanding Vineyard Soils, 2nd Edition: Robert E. White
  264. Foundations of Materials Science and Engineering, 6th Edition: William Smith
  265. Cultural Intimacy: Social Poetics and the Real Life of States, Societies, and Institutions, 3rd Edition: Michael Herzfeld
  266. Reading Sounds: Closed-Captioned Media and Popular Culture, 1st Edition: Sean Zdenek
  267. Behavioral Problems in Geography Revisited, 1st Edition: Kevin R Cox & Reginald Golledge
  268. The Economics of Recreation, Leisure and Tourism, 6th Edition: John Tribe
  269. HBR Guide to Persuasive Presentations: Nancy Duarte
  270. Give Me Liberty!: An American History, Volume 1, Seagull Sixth Edition: Eric Foner
  271. Yoder-Wise's Leading and Managing in Canadian Nursing, 2nd Edition: Janice Waddell & Nancy Walton
  272. Introduction to Econometrics, 4th Edition: James H. Stock & Mark W. Watson
  273. Statistical Physics, 2nd Edition: Franz Mandl
  274. Orthopedic Physical Assessment (Musculoskeletal Rehabilitation), 6th Edition: David J. Magee
  275. International Law for International Relations, 1st Edition: Basak Cali
  276. Omt Review: A Comprehensive Review in Osteopathic Medicine, 3rd Edition: Robert G. Savarese
  277. Health Research Methods: A Canadian Perspective: Kate Bassil
  278. IT Essentials Companion Guide v7, 1st Edition: Cisco Networking Academy
  279. Wright & Leahey's Nurses and Families: A Guide to Family Assessment and Intervention, 7th Edition: Zahra Shajani & Diana Snell
  280. The Power of Framing: Creating the Language of Leadership, 2nd Edition: Gail T. Fairhurst
  281. Agile Estimating and Planning (Robert C. Martin Series), 1st Edition: Mike Cohn
  282. Database Systems: The Complete Book, 2nd Edition: Hector Garcia-Molina & Jeffrey D. Ullman & Jennifer Widom
  283. Attacking Faulty Reasoning, 7th Edition: T. Edward Damer
  284. Biology: The Essentials, 3rd Edition: Mariëlle Hoefnagels
  285. Becoming a Professional Life Coach: Lessons from the Institute of Life Coach Training, 2nd Edition: Diane S. Menendez & Patrick Williams
  286. Essentials of Nursing Leadership & Management, 7th Edition: Sally A Weiss & Ruth M Tappen & Karen Grimley
  287. Rereading America: Cultural Contexts for Critical Thinking and Writing, 11th Edition: Gary Colombo & Robert Cullen & Bonnie Lisle
  288. The Business of Media Distribution: Monetizing Film, TV, and Video Content in an Online World, 3rd Edition: Jeffrey C. Ulin
  289. Macroeconomics: Canada in the Global Environment, 10th Edition: Robin Bade Michael Parkin
  290. Statistics in Action: Understanding a World of Data, 2nd Edition: Ann E. Watkins & Richard L. Scheaffer & George W. Cobb
  291. Clinical Handbook of Couple Therapy, 5th Edition: Alan S. Gurman & Jay L. Lebow & Douglas K. Snyder
  292. Occupational Safety and Health in the Emergency Services, 4th Edition: James S. Angle
  293. Racism without Racists: Color-Blind Racism and the Persistence of Racial Inequality in America, 5th Edition: Eduardo Bonilla-Silva
  294. Handbook for the Humanities, 1st Edition: Janetta Rebold Benton & Robert DiYanni
  295. A Comprehensive Guide to Intellectual and Developmental Disabilities, 2nd Edition: Michael L. Wehmeyer & Ivan Brown & Maire Percy & W.L. Alan Fung & Karrie A. Shogren
  296. Shelly Cashman Series Microsoft Office 365 & Office 2016: Introductory, 1st Edition: Misty E. Vermaat & Steven M. Freund & Corinne Hoisington & Eric Schmieder & Mary Z. Last
  297. Pediatric Primary Care: Practice Guidelines for Nurses, 4th Edition: Beth Richardson
  298. Abnormal Psychology, 8th Edition: Susan Nolen-Hoeksema
  299. Assessment is Essential, 1st Edition: Susan Green & Robert Johnson
  300. Economics, 19th Edition: Paul Samuelson & William Nordhaus
  301. CompTIA Security+ Practice Tests: Exam SY0-501, 1st Edition: S. Russell Christy & Chuck Easttom
  302. Theory and Design for Mechanical Measurements, 6th Edition: Richard S. Figliola & Donald E. Beasley
  303. Looking at Philosophy: The Unbearable Heaviness of Philosophy Made Lighter, 5th Edition: Donald Palmer
  304. Marketing, 4th Canadian Edition: Dhruv Grewal & Michael Levy & Shirley Lichti
  305. Social Psychology of Emotion, 1st Edition: Darren Ellis
  306. Rainbow's End: The Crash of 1929 (Pivotal Moments in American History), 1st Edition: Maury Klein
  307. Your Office: Microsoft Access 2016 Comprehensive, 1st Edition: Amy S. Kinser & Brant Moriarity & Eric Kinser & Diane Kosharek
  308. Zero Trust Networks: Building Secure Systems in Untrusted Networks, 1st Edition: Evan Gilman & Doug Barth
  309. Investment Valuation: Tools and Techniques for Determining the Value of Any Asset, 3rd Edition: Aswath Damodaran
  310. Essentials of Accounting, 11th Edition: Leslie K. Breitner & Robert N. Anthony
  311. Essentials of Health Information Management: Principles and Practices, 2nd Edition: Michelle Green & Mary Jo Bowie
  312. Financial Accounting, 10th Edition: Robert Libby & Patricia Libby & Frank Hodge
  313. Clinical Psychology: Science, Practice, and Diversity, 5th Edition: Andrew M. Pomerantz
  314. An Introduction to American Law, 3rd Edition: Daniel Rosen & Bruce Aronson & David G. Litt
  315. The Intelligent Investor, Revised Edition: Benjamin Graham & Jason Zweig & Warren E. Buffett
  316. Introduction to Neuropsychopharmacology, 1st Edition: Leslie Iversen & Susan Iversen & Floyd E. Bloom & Robert H. Roth
  317. Study Guide for Pharmacology and the Nursing Process, 9th Edition: Linda Lane Lilley & Julie S. Snyder & Shelly Rainforth Collins
  318. Corporate Computer Security, 4th Edition: Randy J. Boyle & Raymond R. Panko
  319. Linear Algebra: A Modern Introduction, 4th Edition: David Poole
  320. The One-Hour Activist: The 15 Most Powerful Actions You Can Take to Fight for the Issues and Candidates You Care About, 1st Edition: Christopher Kush
  321. Likeable Social Media, Revised and Expanded, 2nd Edition: Dave Kerpen
  322. Essential MATLAB for Engineers and Scientists, 7th Edition: Brian Hahn & Daniel Valentine
  323. History and Systems of Psychology, 7th Edition: James F. Brennan & Keith A. Houde
  324. Pain-Related Fear:Exposure-Based Treatment of Chronic Pain: Exposure-Based Treatment, 1st Edition: Johan W. Vlaeyen & Stephen J. Morley & Steven J. Linton & Katja Boersma & Jeroen de Jong
  325. Introductory Medical-Surgical Nursing, 12th Edition: Barbara Kuhn Timby & Nancy E. Smith
  326. Interviewing in Action in a Multicultural World, 5th Edition: Bianca Cody Murphy & Carolyn Dillon
  327. Business Law: Text & Cases, An Accelerated Course: 14th Edition: Roger LeRoy Miller
  328. The Ethics of Coaching Sports: Moral, Social and Legal Issues, 1st Edition: Robert Simon
  329. University Physics with Modern Physics, 15th Edition: Hugh D. Young & Roger A. Freedman
  330. The Heart of Yoga: Developing a Personal Practice, 2nd Edition: T. K. V. Desikachar
  331. Vertebrate Life, 10th Edition: F. Harvey Pough & Christine M. Janis
  332. Renewable Energy Resources, 3rd Edition: John Twidell & Tony Weir
  333. Neuroscience: Fundamentals for Rehabilitation, 5th Edition: Laurie Lundy-Ekman
  334. Advocacy in the Human Services, 1st Edition: Mark Ezell
  335. Theories of Counseling and Psychotherapy: A Multicultural Perspective, 7th Edition: Allen E. Ivey & Michael J. D′Andrea & Mary Bradford Ivey
  336. Principles of Corporate Finance, 10th Edition: Brealey & Myers & Allen
  337. Introduction to Law for Paralegals: A Critical Thinking Approach, 7th Edition: Katherine A. Currier & Thomas E. Eimermann
  338. Leading in a Culture of Change Personal Action Guide and Workbook: Michael Fullan
  339. The Fast Forward MBA in Project Management, 4th Edition: Eric Verzuh
  340. Health Informatics: An Interprofessional Approach, 2nd Edition: Ramona Nelson & Nancy Staggers
  341. Lifespan Development in Context: A Topical Approach, 1st Edition: Tara L. Kuther
  342. Sport Mechanics for Coaches, 3rd Edition: Brendan Burkett
  343. The Elements of Journalism, Revised and Updated 3rd Edition: What Newspeople Should Know and the Public Should Expect: Bill Kovach & Tom Rosenstiel
  344. Hands-On Design Patterns with Java, 1st Edition: Edward Lavieri
  345. Laboratory Manual for Introductory Geology, 4th Edition: Allan Ludman & Stephen Marshak
  346. Absolute, Ultimate Guide to Principles of Biochemistry Study Guide and Solutions Manual, 7th Edition: David L. Nelson & Michael M. Cox
  347. Control Systems Engineering, 8th Edition: Norman S. Nise
  348. Crafting the InfoSec Playbook: Security Monitoring and Incident Response Master Plan, 1st Edition: Jeff Bollinger & Brandon Enright & Matthew Valites
  349. First Aid for the USMLE Step 2 CS, 6th Edition: Tao Le & Vikas Bhushan
  350. Android Programming Concepts, Pap/Psc Edition: Trish Cornez & Richard Cornez
  351. Microbiology: A Laboratory Manual, 12th Edition: James G. Cappuccino & Chad T. Welsh
submitted by TailExpert to CollegeTextbook [link] [comments]

/r/Scams Common Scam Master Post

Hello visitors and subscribers of scams! Here you will find a master list of common (and uncommon) scams that you may encounter online or in real life. Thank you to the many contributors who helped create this thread!

If you know of a scam that is not covered here, write a comment and it will be added to the next edition.

Previous threads: https://old.reddit.com/Scams/search?q=common+scams+master+post&restrict_sr=on
Blackmail email scam thread: https://reddit.com/Scams/comments/dohaea/the_blackmail_email_scam_part_4/
Some of these articles are from small, local publications and refer to the scam happening in a specific area. Do not think that this means that the scam won't happen in your area.

Spoofing

Caller ID spoofing
It is very easy for anyone to make a phone call while having any number show up on the caller ID of the person receiving the phone call. Receiving a phone call from a certain number does not mean that the person/company who owns that number has actually called you.
Email spoofing
The "from" field of an email can be set by the sender, meaning that you can receive scam emails that look like they are from legitimate addresses. It's important to never click links in emails unless absolutely necessary, for example a password reset link you requested or an account activation link for an account you created.
SMS spoofing
SMS messages can be spoofed, so be wary of messages that seem to be from your friends or other trusted people.

The most common scams

The fake check scam (Credit to nimble2 for this part)
The fake check scam arises from many different situations (for instance, you applied for a job, or you are selling something on a place like Craigslist, or someone wants to purchase goods or services from your business, or you were offered a job as a mystery shopper, you were asked to wrap your car with an advertisement, or you received a check in the mail for no reason), but the bottom line is always something like this:
General fraudulent funds scams If somebody is asking you to accept and send out money as a favour or as part of a job, it is a fraudulent funds scam. It does not matter how they pay you, any payment on any service can be fraudulent and will be reversed when it is discovered to be fraudulent.
Phone verification code scams Someone will ask you to receive a verification text and then tell you to give them the code. Usually the code will come from Google Voice, or from Craigslist. In the Google version of the scam, your phone number will be used to verify a Google Voice account that the scammer will use to scam people with. In the Craigslist version of the scam, your phone number will be used to verify a Craigslist posting that the scammer will use to scam people. There is also an account takeover version of this scam that will involve the scammer sending a password reset token to your phone number and asking you for it.
Bitcoin job scams
Bitcoin job scams involve some sort of fraudulent funds transfer, usually a fake check although a fraudulent bank transfer can be used as well. The scammer will send you the fraudulent money and ask you to purchase bitcoins. This is a scam, and you will have zero recourse after you send the scammer bitcoins.
Email flooding
If you suddenly receive hundreds or thousands of spam emails, usually subscription confirmations, it's very likely that one of your online accounts has been taken over and is being used fraudulently. You should check any of your accounts that has a credit card linked to it, preferably from a computer other than the one you normally use. You should change all of your passwords to unique passwords and you should start using two factor authentication everywhere.
Boss/CEO scam A scammer will impersonate your boss or someone who works at your company and will ask you to run an errand for them, which will usually be purchasing gift cards and sending them the code. Once the scammer has the code, you have no recourse.
Employment certification scams
You will receive a job offer that is dependent on you completing a course or receiving a certification from a company the scammer tells you about. The scammer operates both websites and the job does not exist.
Craigslist fake payment scams
Scammers will ask you about your item that you have listed for sale on a site like Craigslist, and will ask to pay you via Paypal. They are scamming you, and the payment in most cases does not actually exist, the email you received was sent by the scammers. In cases where you have received a payment, the scammer can dispute the payment or the payment may be entirely fraudulent. The scammer will then either try to get you to send money to them using the fake funds that they did not send to you, or will ask you to ship the item, usually to a re-shipping facility or a parcel mule.
General fraudulent funds scams The fake check scam is not the only scam that involves accepting fraudulent/fake funds and purchasing items for scammers. If your job or opportunity involves accepting money and then using that money, it is almost certainly a frauduent funds scam. Even if the payment is through a bank transfer, Paypal, Venmo, Zelle, Interac e-Transfer, etc, it does not matter.
Credit card debt scam
Fraudsters will offer to pay off your bills, and will do so with fraudulent funds. Sometimes it will be your credit card bill, but it can be any bill that can be paid online. Once they pay it off, they will ask you to send them money or purchase items for them. The fraudulent transaction will be reversed in the future and you will never be able to keep the money. This scam happens on sites like Craigslist, Twitter, Instagram, and also some dating sites, including SeekingArrangement.
The parcel mule scam
A scammer will contact you with a job opportunity that involves accepting and reshipping packages. The packages are either stolen or fraudulently obtained items, and you will not be paid by the scammer. Here is a news article about a scam victim who fell for this scam and reshipped over 20 packages containing fraudulently acquired goods.
The Skype sex scam
You're on Facebook and you get a friend request from a cute girl you've never met. She wants to start sexting and trading nudes. She'll ask you to send pictures or videos or get on webcam where she can see you naked with your face in the picture. The scam: There's no girl. You've sent nudes to a guy pretending to be a girl. As soon as he has the pictures he'll demand money and threaten to send the pictures to your friends and family. Sometimes the scammer will upload the video to a porn site or Youtube to show that they are serious.
What to do if you are a victim of this scam: You cannot buy silence, you can only rent it. Paying the blackmailer will show them that the information they have is valuable and they will come after you for more money. Let your friends and family know that you were scammed and tell them to ignore friend requests or messages from people they don't know. Also, make sure your privacy settings are locked down and consider deactivating your account.
The underage girl scam
You're on a dating site or app and you get contacted by a cute girl. She wants to start sexting and trading nudes. Eventually she stops communicating and you get a call from a pissed off guy claiming to be the girl's father, or a police officer, or a private investigator, or something else along those lines. Turns out the girl you were sexting is underage, and her parents want some money for various reasons, such as to pay for a new phone, to pay for therapy, etc. There is, of course, no girl. You were communicating with a scammer.
What to do if you are a victim of this scam: Stop picking up the phone when the scammers call. Do not pay them, or they will be after you for more money.
Phishing
Phishing is when a scammer tries to trick you into giving information to them, such as your password or private financial information. Phishing messages will usually look very similar to official messages, and sometimes they are identical. If you are ever required to login to a different account in order to use a service, you should be incredibly cautious.
The blackmail email scam The exact wording of the emails varies, but there are generally four main parts. They claim to have placed software/malware on a porn/adult video site, they claim to have a video of you masturbating or watching porn, they threaten to release the video to your friends/family/loved ones/boss/dog, and they demand that you pay them in order for them to delete the video. Rest assured that this is a very common spam campaign and there is no truth behind the email or the threats. Here are some news articles about this scam.
The blackmail mail scam
This is very similar to the blackmail email scam, but you will receive a letter in the mail.
Rental scams Usually on local sites like Craigslist, scammers will steal photos from legitimate real estate listings and will list them for rent at or below market rate. They will generally be hesitant to tell you the address of the property for "safety reasons" and you will not be able to see the unit. They will then ask you to pay them a deposit and they claim they will ship you the keys. In reality, your money is gone and you will have no recourse.
Craigslist vehicle scams A scammer will list a vehicle on Craigslist and will offer to ship you the car. In many cases they will also falsely claim to sell you the car through eBay or Amazon. If you are looking for a car on Craigslist and the seller says anything about shipping the car, having an agent, gives you a long story about why they are selling the car, or the listing price is far too low, you are talking to a scammer and you should ignore and move on.
Advance-fee scam, also known as the 419 scam, or the Nigerian prince scam. You will receive a communication from someone who claims that you are entitled to a large sum of money, or you can help them obtain a large sum of money. However, they will need money from you before you receive the large sum.
Man in the middle scams
Man in the middle scams are very common and very hard to detect. The scammer will impersonate a company or person you are legitimately doing business with, and they will ask you to send the money to one of their own bank accounts or one controlled by a money mule. They have gained access to the legitimate persons email address, so there will be nothing suspicious about the email. To prevent this, make contact in a different way that lets you verify that the person you are talking to is the person you think you are talking to.
Cam girl voting/viewer scam
You will encounter a "cam girl" on a dating/messaging/social media/whatever site/app, and the scammer will ask you to go to their site and sign up with your credit card. They may offer a free show, or ask you to vote for them, or any number of other fake stories.
Amateur porn recruitment scam
You will encounter a "pornstar" on a dating/messaging/social media/whatever site/app, and the scammer will ask you to create an adult film with hehim, but first you need to do something. The story here is usually something to do with verifying your age, or you needing to take an STD test that involves sending money to a site operated by the scammer.
Hot girl SMS spam
You receive a text from a random number with a message along the lines of "Hey babe I'm here in town again if you wanted to meet up this time, are you around?" accompanied by a NSFW picture of a hot girl. It's spam, and they'll direct you to their scam website that requires a credit card.
Identity verification scam
You will encounter someone on a dating/messaging/social media/whatever site/app, and the scammer will ask that you verify your identity as they are worried about catfishing. The scammer operates the site, and you are not talking to whoever you think you are talking to.
This type of scam teases you with something, then tries to make you sign up for something else that costs money. The company involved is often innocent, but they turn a blind eye to the practice as it helps their bottom line, even if they have to occasionally issue refunds. A common variation takes place on dating sites/dating apps, where you will match with someone who claims to be a camgirl who wants you to sign up for a site and vote for her. Another variation takes place on local sites like Craigslist, where the scammers setup fake rental scams and demand that you go through a specific service for a credit check. Once you go through with it, the scammer will stop talking to you. Another variation also takes place on local sites like Craigslist, where scammers will contact you while you are selling a car and will ask you to purchase a Carfax-like report from a specific website.
Multi Level Marketing or Affiliate Marketing
You apply for a vague job listing for 'sales' on craigslist. Or maybe an old friend from high school adds you on Facebook and says they have an amazing business opportunity for you. Or maybe the well dressed guy who's always interviewing people in the Starbucks that you work at asks if you really want to be slinging coffee the rest of your life. The scam: MLMs are little more than pyramid schemes. They involve buying some sort of product (usually snake oil health products like body wraps or supplements) and shilling them to your friends and family. They claim that the really money is recruiting people underneath you who give you a slice of whatever they sell. And if those people underneath you recruit more people, you get a piece of their sales. Ideally if you big enough pyramid underneath you the money will roll in without any work on your part. Failure to see any profit will be your fault for not "wanting it enough." The companies will claim that you need to buy their extra training modules or webinars to really start selling. But in reality, the vast majority of people who buy into a MLM won't see a cent. At the end of the day all you'll be doing is annoying your friends and family with your constant recruitment efforts. What to look out for: Recruiters love to be vague. They won't tell you the name of the company or what exactly the job will entail. They'll pump you up with promises of "self-generating income", "being your own boss", and "owning your own company." They might ask you to read books about success and entrepreneurs. They're hoping you buy into the dream first. If you get approached via social media, check their timelines. MLMs will often instruct their victims to pretend that they've already made it. They'll constantly post about how they're hustling and making the big bucks and linking to youtube videos about success. Again, all very vague about what their job actually entails. If you think you're being recruited: Ask them what exactly the job is. If they can't answer its probably a MLM. Just walk away.

Phone scams

You should generally avoid answering or engaging with random phone calls. Picking up and engaging with a scam call tells the scammers that your phone number is active, and will usually lead to more calls.
Tax Call
You get a call from somebody claiming to be from your countries tax agency. They say you have unpaid taxes that need to be paid immediately, and you may be arrested or have other legal action taken against you if it is not paid. This scam has caused the American IRS, Canadian CRA, British HMRC, and Australian Tax Office to issue warnings. This scam happens in a wide variety of countries all over the world.
Warrant Call
Very similar to the tax call. You'll get a phone call from an "agent", "officer", "sheriff", or other law enforcement officer claiming that there is a warrant out for your arrest and you will be arrested very soon. They will then offer to settle everything for a fee, usually paid in giftcards.
[Legal Documents/Process Server Calls]
Very similar to the warrant call. You'll get a phone call from a scammer claiming that they are going to serve you legal documents, and they will threaten you with legal consequences if you refuse to comply. They may call themselves "investigators", and will sometimes give you a fake case number.
Student Loan Forgiveness Scam
Scammers will call you and tell you about a student loan forgiveness program, but they are interested in obtaining private information about you or demanding money in order to join the fake program.
Tech Support Call You receive a call from someone with a heavy accent claiming to be a technician Microsoft or your ISP. They inform you that your PC has a virus and your online banking and other accounts may be compromised if the virus is not removed. They'll have you type in commands and view diagnostics on your PC which shows proof of the virus. Then they'll have you install remote support software so the technician can work on your PC, remove the virus, and install security software. The cost of the labor and software can be hundreds of dollars. The scam: There's no virus. The technician isn't a technician and does not work for Microsoft or your ISP. Scammers (primarily out of India) use autodialers to cold-call everyone in the US. Any file they point out to you or command they have you run is completely benign. The software they sell you is either freeware or ineffective. What to do you if you're involved with this scam: If the scammers are remotely on your computer as you read this, turn off your PC or laptop via the power button immediately, and then if possible unplug your internet connection. Some of the more vindictive tech scammers have been known to create boot passwords on your computer if they think you've become wise to them and aren't going to pay up. Hang up on the scammers, block the number, and ignore any threats about payment. Performing a system restore on your PC is usually all that is required to remove the scammer's common remote access software. Reports of identity theft from fake tech calls are uncommon, but it would still be a good idea to change your passwords for online banking and monitor your accounts for any possible fraud. How to avoid: Ignore any calls claiming that your PC has a virus. Microsoft will never contact you. If you're unsure if a call claiming to be from your ISP is legit, hang up, and then dial the customer support number listed on a recent bill. If you have elderly relatives or family that isn't tech savvy, take the time to fill them in on this scam.
Chinese government scam
This scam is aimed at Chinese people living in Europe and North America, and involves a voicemail from someone claiming to be associated with the Chinese government, usually through the Chinese consulate/embassy, who is threatening legal action or making general threats.
Chinese shipping scam
This scam is similar to the Chinese government scam, but involves a seized/suspicious package, and the scammers will connect the victim to other scammers posing as Chinese government investigators.
Social security suspension scam
You will receive a call from someone claiming to work for the government regarding suspicious activity, fraud, or serious crimes connected to your social security number. You'll be asked to speak to an operator and the operator will explain the steps you need to follow in order to fix the problems. It's all a scam, and will lead to you losing money and could lead to identity theft if you give them private financial information.
Utilities cutoff
You get a call from someone who claims that they are from your utility company, and they claim that your utilities will be shut off unless you immediately pay. The scammer will usually ask for payment via gift cards, although they may ask for payment in other ways, such as Western Union or bitcoin.
Relative in custody Scammer claims to be the police, and they have your son/daughtenephew/estranged twin in custody. You need to post bail (for some reason in iTunes gift cards or MoneyGram) immediately or the consequences will never be the same.
Mexican family scam
This scam comes in many different flavours, but always involves someone in your family and Mexico. Sometimes the scammer will claim that your family member has been detained, sometimes the scammer will claim that your family member has been kidnapped, and sometimes the scammer will claim that your family member is injured and needs help.
General family scams
Scammers will gather a large amount of information about you and target your family members using different stories with the goal of gettimg them to send money.
One ring scam
Scammers will call you from an international number with the goal of getting you to return their call, causing you to incur expensive calling fees.

Online shopping scams

THE GOLDEN RULE OF ONLINE SHOPPING: If it sounds too good to be true, it probably is.
Dropshipping
An ad on reddit or social media sites like Facebook and Instagram offers items at huge discounts or even free (sometimes requiring you to reblog or like their page). They just ask you to pay shipping. The scam: The item will turn out to be very low quality and will take weeks or even months to arrive. Sometimes the item never arrives, and the store disappears or stops responding. The seller drop-ships the item from China. The item may only cost a few dollars, and the Chinese government actually pays for the shipping. You end up paying $10-$15 dollars for a $4 item, with the scammer keeping the profit. If you find one of these scams but really have your heart set on the item, you can find it on AliExpress or another Chinese retailer.
Influencer scams
A user will reach out to you on a social media platform, usually Instagram, and offer you the chance to partner with them and receive a free/discounted product, as long as you pay shipping. This is a different version of the dropshipping scam, and is just a marketing technique to get you to buy their products.
Triangulation fraud
Triangulation fraud occurs when you make a purchase on a site like Amazon or eBay for an item at a lower than market price, and receive an item that was clearly purchased new at full price. The scammer uses a stolen credit card to order your item, while the money from the listing is almost all profit for the scammer.
Instagram influencer scams
Someone will message you on Instagram asking you to promote their products, and offering you a discount code. The items are Chinese junk, and the offer is made to many people at a time.
Cheap Items
Many websites pop up and offer expensive products, including electronics, clothes, watches, sunglasses, and shoes at very low prices. The scam: Some sites are selling cheap knock-offs. Some will just take your money and run. What to do if you think you're involved with this scam: Contact your bank or credit card and dispute the charge. How to avoid: The sites often have every brand-name shoe or fashion item (Air Jordan, Yeezy, Gucci, etc) in stock and often at a discounted price. The site will claim to be an outlet for a major brand or even a specific line or item. The site will have images at the bottom claiming to be Secured by Norton or various official payment processors but not actual links. The site will have poor grammar and a mish-mash of categories. Recently, established websites will get hacked or their domain name jacked and turned into scam stores, meaning the domain name of the store will be completely unrelated to the items they're selling. If the deal sounds too good to be true it probably is. Nobody is offering brand new iPhones or Beats or Nintendo Switches for 75% off.
Cheap Amazon 3rd Party Items
You're on Amazon or maybe just Googling for an item and you see it for an unbelievable price from a third-party seller. You know Amazon has your back so you order it. The scam: One of three things usually happen: 1) The seller marks the items as shipped and sends a fake tracking number. Amazon releases the funds to the seller, and the seller disappears. Amazon ultimately refunds your money. 2) The seller immediately cancels the order and instructs you to re-order the item directly from their website, usually with the guarantee that the order is still protected by Amazon. The seller takes your money and runs. Amazon informs you that they do not offer protection on items sold outside of Amazon and cannot help you. 2) The seller immediately cancels the order and instructs you to instead send payment via an unused Amazon gift card by sending the code on the back via email. Once the seller uses the code, the money on the card is gone and cannot be refunded. How to avoid: These scammers can be identified by looking at their Amazon storefronts. They'll be brand new sellers offering a wide range of items at unbelievable prices. Usually their Amazon names will be gibberish, or a variation on FIRSTNAME.LASTNAME. Occasionally however, established storefronts will be hacked. If the deal is too good to be true its most likely a scam.
Scams on eBay
There are scams on eBay targeting both buyers and sellers. As a seller, you should look out for people who privately message you regarding the order, especially if they ask you to ship to a different address or ask to negotiate via text/email/a messaging service. As a buyer you should look out for new accounts selling in-demand items, established accounts selling in-demand items that they have no previous connection to (you can check their feedback history for a general idea of what they bought/sold in the past), and lookout for people who ask you to go off eBay and use another service to complete the transaction. In many cases you will receive a fake tracking number and your money will be help up for up to a month.
Scams on Amazon
There are scams on Amazon targeting both buyers and sellers. As a seller, you should look out for people who message you about a listing. As a buyer you should look out for listings that have an email address for you to contact the person to complete the transaction, and you should look out for cheap listings of in-demand items.
Scams on Reddit
Reddit accounts are frequently purchased and sold by fraudsters who wish to use the high karma count + the age of the account to scam people on buy/sell subreddits. You need to take precautions and be safe whenever you are making a transaction online.
Computer scams
Virus scam
A popup or other ad will say that you have a virus and you need to follow their advice in order to remove it. They are lying, and either want you to install malware or pay for their software.

Assorted scams

Chinese Brushing / direct shipping
If you have ever received an unsolicited small package from China, your address was used to brush. Vendors place fake orders for their own products and send out the orders so that they can increase their ratings.
Money flipping
Scammer claims to be a banking insider who can double/triple/bazoople any amount of money you send them, with no consequences of any kind. Obviously, the money disappears into their wallet the moment you send it.

Door to door scams

As a general rule, you should not engage with door to door salesmen. If you are interested in the product they are selling, check online first.
Selling Magazines
Someone or a group will come to your door and offer to sell a magazine subscription. Often the subscriptions are not for the duration or price you were told, and the magazines will often have tough or impossible cancellation policies.
Energy sales
Somebody will come to your door claiming to be from an energy company. They will ask to see your current energy bill so that they can see how much you pay. They will then offer you a discount if you sign up with them, and promise to handle everything with your old provider. Some of these scammers will "slam" you, by using your account number that they saw on your bill to switch you to their service without authorization, and some will scam you by charging higher prices than the ones you agreed on.
Security system scams
Scammers will come to your door and ask about your security system, and offer to sell you a new one. These scammers are either selling you overpriced low quality products, or are casing your home for a future burglary.
They ask to enter your home
While trying to sell you whatever, they suddenly need to use your bathroom, or they've been writing against the wall and ask to use your table instead. Or maybe they just moved into the neighborhood and want to see how you decorate for ideas.
They're scoping out you and your place. They want to see what valuables you have, how gullible you are, if you have a security system or dogs, etc.

Street scams

Begging With a Purpose
"I just need a few more dollars for the bus," at the bus station, or "I just need $5 to get some gas," at a gas station. There's also a variation where you will be presented with a reward: "I just need money for a cab to get uptown, but I'll give you sports tickets/money/a date/a priceless vase."
Three Card Monte, Also Known As The Shell Game
Unbeatable. The people you see winning are in on the scam.
Drop and Break
You bump into someone and they drop their phone/glasses/fancy bottle of wine/priceless vase and demand you pay them back. In reality, it's a $2 pair of reading glasses/bottle of three-buck-chuck/tasteful but affordable vase.
CD Sales
You're handed a free CD so you can check out the artist's music. They then ask for your name and immediately write it on the CD. Once they've signed your name, they ask you for money, saying they can't give it to someone else now. Often they use dry erase markers, or cheap CD sleeves. Never use any type of storage device given to you by a random person, as the device can contain malware.
White Van Speaker Scam
You're approached and offered speakers/leather jackets/other luxury goods at a discount. The scammer will have an excuse as to why the price is so low. After you buy them, you'll discover that they are worthless.
iPhone Street Sale
You're approached and shown an iPhone for sale, coming in the box, but it's open and you can see the phone. If you buy the phone, you'll get an iPhone box with no iPhone, just some stones or cheap metal in it to weigh it down.
Buddhist Monk Pendant
A monk in traditional garb approaches you, hands you a gold trinket, and asks for a donation. He holds either a notebook with names and amounts of donation (usually everyone else has donated $5+), or a leaflet with generic info. This is fairly common in NYC, and these guys get aggressive quickly.
Friendship Bracelet Scam More common in western Europe, you're approached by someone selling bracelets. They quickly wrap a loop of fabric around your finger and pull it tight, starting to quickly weave a bracelet. The only way to (easily) get it off your hand is to pay. Leftover sales
This scam involves many different items, but the idea is usually the same: you are approached by someone who claims to have a large amount of excess inventory and offers to sell it to you at a great price. The scammer actually has low quality items and will lie to you about the price/origin of the items.
Dent repair scams
Scammers will approach you in public about a dent in your car and offer to fix it for a low price. Often they will claim that they are mechanics. They will not fix the dent in your car, but they will apply large amounts of wax or other substances to hide the dent while they claim that the substance requires time to harden.
Gold ring/jewelry/valuable item scam
A scammer will "find" a gold ring or other valuable item and offers to sell it to you. The item is fake and you will never see the scammer again.
Distraction theft
One person will approach you and distract you, while their accomplice picks your pockets. The distraction can take many forms, but if you are a tourist and are approached in public, watch closely for people getting close to you.

General resources

Site to report scams in the United Kingdom: http://www.actionfraud.police.uk/
Site to report scams in the United States: https://www.ic3.gov/default.aspx
Site to report scams in Canada: www.antifraudcentre-centreantifraude.ca/reportincident-signalerincident/index-eng.htm
Site to report scams in Europe: https://www.europol.europa.eu/report-a-crime/report-cybercrime-online
FTC scam alerts: https://www.consumer.ftc.gov/scam-alerts
Microsoft's anti-scam guide: https://www.microsoft.com/en-us/safety/online-privacy/avoid-phone-scams.aspx
https://www.usa.gov/common-scams-frauds
https://www.usa.gov/scams-and-frauds
https://www.consumer.ftc.gov/features/scam-alerts
https://www.fbi.gov/scams-and-safety/common-fraud-schemes
submitted by EugeneBYMCMB to Scams [link] [comments]

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