IQ Option - binary trading in India

Binary Options Trading Strategies in India

Binary Options Trading Strategies in India


Tolerant Demote regular misguided judgment is that strategy for binary options and forex exchanging must be finished by one that has a specific measure of involvement in the zone. There is no prerequisite to have any past involvement in money related exchanging and with a brief period, any aptitude level can get a handle on the idea of paired choices exchanging. The essential necessity is to anticipate the heading wherein the cost of an advantage will take. The cost will either increment or fall. Fruitful parallel choices dealers frequently increase incredible achievement using basic techniques and methodologies just as utilizing solid intermediaries, for example, IQ Option or 24Option.
Binary options signals exchanging conveys an abnormal state of hazard and can bring about the loss of every one of your assets Binary and computerized alternatives are denied in EEA CFDs are unpredictable instruments and accompanied a high danger of losing cash quickly because of influence. Between 74-89% of retail financial specialist records lose cash when exchanging CFDs. You ought to think about whether you see how CFDs work and whether you can stand to go for broke of losing your cash. The monetary items offered by the organization convey an abnormal state of hazard and can bring about the loss of every one of your assets. You ought to never contribute cash that you can't bear to lose.
We will probably furnish you with compelling systems that will assist you with capitalizing on your profits. These are basic strategies that will distinguish certain sign in the market that guide you make the best possible moves in double choices exchanging. Hazard limiting is significant for each dealer and there are a couple of significant rules that intend to help here. For more information please visit our site https://vfxalert.com/en/
submitted by vfxalertseo to u/vfxalertseo [link] [comments]

[Just Launched] Options Domination Binary Trading - [Amazing System] - True Risk Free Trades! [New for 2015]

Many brokers or services will market something called “risk free” trades in which a certain number of your first trades you can get your money back should the signals they give you prove to be of bad quality. In most cases there are many regulations that require you to keep investing a certain amount before you can withdraw your “risk free” trades. This is the sign of a bad signal provider that probably makes more money selling their signals then they do actually implementing them themselves.
In our case study of the system we won 5 out of 7 of the trades and pocketed $250 in profit which is a 25% return on a small investment. We were very impressed with these results. At that time we could have elected to withdraw our original $1,000 and essentially be playing with the $250 “on the house”. CLICK HERE TO GET YOUR RISK FREE TRADES NOW!
CLICK HERE TO GET YOUR RISK FREE TRADES NOW!
Using their basic system of signals we were able to accumulate over $10,000 in our account in just 30 days! These are better results then we have gotten with other binary signals costing 10 times the amount of what options domination is charging. For a simple $50 a month you get multiple daily signals, keep in mind they don’t send you 1,000’s of signals a day like most services as they are focusing on the quality of the signal and not just sending you a bunch of garbage signals like many of the other companies do.
binary options trading, binary options trading signals, binary options trading strategy, binary options trading system, binary options trading signals review, binary options trading software, binary options trading platform, binary options trading robot, binary options trading signals franco, binary options trading hours, binary options trading + , binary options trading signals, binary options trading strategy, binary options trading system, binary options trading signals review, binary options trading review, binary options trading software, binary options trading platform, binary options trading robot, binary options trading signals franco, binary options trading hours, binary options trading + a, binary options trading alerts, binary options trading affiliate program, binary options trading api, binary options trading australia, binary options trading account, binary options trading articles, binary options trading app, binary options trading advice, binary options trading academy, binary options trading assets, binary options trading + b, binary options trading brokers, binary options trading books, binary options trading bot, binary options trading blog, binary options trading basics, binary options trading best sites, binary options trading + c, binary options trading course, binary options trading calculator, binary options trading charts, binary options trading course online, binary options trading companies, binary options trading companies in usa, binary options trading canada, binary options trading competition, binary options trading contest, binary options trading complaints, binary options trading + d, binary options trading demo account, binary options trading demo, binary options trading definition, binary options trading demo account without deposit, binary options trading dubai, binary options trading does it work, binary options trading demo account uk, binary options trading daily, binary options trading discussion, binary options trading dangers, binary options trading + e, binary options trading etrade, binary options trading education, binary options trading examples, binary options trading explained, binary options trading ebook, binary options trading etoro, binary options trading europe, binary options trading eztrader, binary options trading experience, binary options trading experts, binary options trading + f, binary options trading for beginners, binary options trading forum, binary options trading franco, binary options trading forex, binary options trading for dummies pdf, binary options trading free, binary options trading for dummies, binary options trading free demo, binary options trading for us citizens, binary options trading for usa, binary options trading + g, binary options trading guide, binary options trading game, binary options trading groups, binary options trading guide pdf, binary options trading good or bad, binary options trading glossary, binary options trading graphs, binary options trading gambling, binary options trading gurus, binary options gold trading, binary options trading + h, binary options trading hours, binary options trading help, binary options trading history, binary options trading halal or haram, binary options trading halal, binary options trading how does it work, binary options trading how to, binary options trading hack, binary options hourly trading system, 60 second binary options trading hours, binary options trading + i, binary options trading in the us, binary options trading indicators, binary options trading in the usa, binary options trading illegal, binary options trading in america, binary options trading income secrets, binary options trading in united states, binary options trading is it real, binary options trading in south africa, binary options trading india, binary options trading + j, binary options trading journal, binary options trading jobs, binary options trading + k, binary options trading in kenya, making money with binary options trading starter kit, binary options trading + l, binary options trading low deposit, binary options trading legal us, binary options trading low minimum deposit, binary options trading live signals robot 2014, binary options trading lessons, binary options trading legit, binary options trading license, binary options trading loss, binary options trading legal in canada, binary options trading live charts, binary options trading + m, binary options trading minimum deposit, binary options trading methods, binary options trading mentor, binary options trading meaning, binary options trading millionaires, binary options trading malaysia, binary options trading make money, binary options trading market, binary options trading minimum deposit 100, binary options trading martingale, binary options trading + n, binary options trading nadex, binary options trading news, binary options trading no minimum deposit, binary options trading no deposit bonus, binary options trading nz, binary options trading new zealand, binary options trading nigeria, binary options trading newsletter, binary options trading nifty, binary options trading nairaland, binary options trading + o, binary options trading on weekends, binary options trading online, binary options trading on mt4, binary options trading or gambling, binary options trading opinions, binary options trading oanda, binary options trading - optionbit, binary options trading hours, binary options trading good or bad, binary options trading course online, binary options trading + p, binary options trading platform, binary options trading practice account, binary options trading practice, binary options trading program, binary options trading pdf, binary options trading paypal, binary options trading platform reviews, binary options trading platform comparison, binary options trading plan, binary options trading psychology, binary options trading + q, binary options trading questions, binary options trading + r, binary options trading review, binary options trading robot, binary options trading room, binary options trading robot review, binary options trading real time charts, binary options trading regulations, binary options trading real, binary options trading recommendations, binary options trading + s, binary options trading signals, binary options trading strategy, binary options trading system, binary options trading signals review, binary options trading software, binary options trading signals franco, binary options trading scams, binary options trading sites, binary options trading signals free, binary options trading strategy youtube, binary options trading + t, binary options trading training, binary options trading times, binary options trading tools, binary options trading td ameritrade, binary options trading techniques, binary options trading tips, binary options trading tutorial, binary options trading tutorial pdf, binary options trading tricks, binary options trading the news, binary options trading + u, binary options trading usa, binary options trading united states, binary options trading using paypal, binary options trading uk, binary options trading uae, binary option trading uk reviews, binary options trading youtube, binary options trading system upto 90 accuracy, binary options trading legal us, binary options trading platform uk, binary options trading + v, binary options trading videos, binary options trading volume, binary options trading vs gambling, binary options trading vs forex, binary options virtual trading, binary options virtual trading account, free binary options trading videos, vault options binary trading, options trading vs binary options, track elite v1.2 binary options trading system, binary options trading + w, binary options trading wiki, binary options trading websites, binary options trading with franco, binary options trading with no minimum deposit, binary options trading what is, binary options trading winning strategy, binary options trading without investment, binary options trading with no deposit, binary options trading with bollinger bands, binary options trading with paypal, binary options trading + y, binary options trading yahoo answers, binary options trading youtube, binary options trading strategy youtube, binary options trading signals youtube, does binary options trading work yahoo, binary options trading + z, binary options trading new zealand, binary options trading + 1, binary options trading 101, binary options trading $100 minimum deposit, binary options trading top 10, $1 binary options trading, top 10 binary options trading platform, binary options 1 minute trading, 10 minute binary options trading system, binary options trading + 2, binary options trading 2014, binary options trading 2013, binary options trading 2012, binary options trading 24, binary options trading system 2014, binary options trading system 2013, binary options trading signals 2013, free binary options trading signals 2014, best binary options trading platform 2013, 24 hour binary options trading, binary options trading + 3, 3 binary options trading strategies for beginners, binary options trading + 4, binary options trading for beginners, binary options trading for dummies, binary options trading for a living, binary options trading for usa, binary options trading for us citizens, binary options trading for dummies pdf, binary options trading for free, binary options trading for mt4, binary options trading strategies for beginners, binary options trading signals for free, binary options trading + 5, binary options trading 50 deposit, 5 minute binary options trading, 5 minute binary options trading strategy, 5 min binary options trading strategy, binary options trading + 6, binary options trading 60 second strategy, binary options trading 60 seconds, 60 second binary options trading system, 60 sec binary options trading strategies, 60 seconds binary options trading signals, 60 second binary options trading hours, 60 second binary options trading demo account, 60 second binary options trading software, binary options trading + 7, binary options trading, binary options trading signals, binary options trading strategy, binary options trading system, binary options trading signals review, binary options trading review, binary options trading demo account, binary options trading platform, binary options trading in india, binary options trading forum, binary options trading + 8, assaxin 8 binary options trading system, binary options trading + 9, binary options trading system upto 90 accuracy, binary options trading system striker9, striker9 pro binary options trading system
submitted by optionsdomination to optionsdomination [link] [comments]

Binary Options Broker - 3 Ways Binary Options Firms Compete for New Clients

The differences between binary options broker dealers are extremely subtle but important. Selecting the incorrect binary options broker may result in missing out on whether lot of incentives or even having trouble building a profit. Here are three ways brokers in the market compete for the business enterprise of day traders.
Bonus Cash Offers Without a doubt the largest most glitzy offer created by companies in this industry could be the offer of considerable levels of bonus cash on new deposits. Competition amongst brokers is very high, and attracting new clients to the rapidly expanding financial field is a priority. As a result firms offer generous cash incentives to attract and retain new clients. The incentive offers have restriction however, and as always the devil is in the details. For instance one firm might offer 25% bonus on new deposits but requires traders to execute trading volume 15 times the quantity of the deposit plus bonus. It will be pays to see the fine print on some of these bonus plans.
Trading Parameters, Yields, and Policies The 2nd way a binary options broker competes is by its trading policies. The nature of the is such that trading happens very rapidly, and contracts flip over every hour (or even sooner). To be able to maintain an organized business, a binary options broker has to set specific trading policies which define when and how contracts will be exchanged. One example of a significant policy is that of trade lockout - i.e. the full time beyond which forget about orders for a contract will be taken. Lockout ranges anywhere from 25 minute ahead of expiration to as little as 5 minutes. Obviously the trader with access to the newest expiring contract has the largest advantage in the market.
Securities Offered The past significant way competitors in the market vie for business is by means of specialization in particular securities td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}binary options . The majority of participants in the market offer the conventional stock indexes and forex cross pairs to trade with, nevertheless the firms diverge considerably as it pertains to stocks and foreign indexes offered. Some firms have several foreign indexes to trade, like the Asia Bombay India index or the Hang Seng of Hong Kong while another might prefer the IBEX of Spain. An individual wanting to finding the right binary options broker must consider what securities are traded.
submitted by abelrichard to u/abelrichard [link] [comments]

Subreddit Demographic Survey 2019 : The Results

Subreddit Demographic Survey 2019

1. Introduction

Once a year, this subreddit hosts a survey in order to get to know the community a little bit and in order to answer questions that are frequently asked here. Earlier this summer, a few thousand of you participated in a massive Subreddit Demographic Survey.
Unfortunately during the process of collating results we lost contact with SailorMercure, who in previous years has completed all of the data analysis from the Google form responses. We were therefore required to collate and analyse the responses from the raw data via Excel. I attach the raw data below for those who would like to review it. For 2020 we will be rebuilding the survey from scratch.
Raw Data
Multiple areas of your life were probed: general a/s/l, education, finances, religious beliefs, marital status, etc. They are separated in 10 sections:
  1. General Demographics
  2. Education Level
  3. Career and Finances
  4. Child Status
  5. Current Location
  6. Religion and Spirituality
  7. Sexual and Romantic Life
  8. Childhood and Family Life
  9. Sterilization
  10. Childfreedom

2. Methodology

Our sample is people from this subreddit who saw that we had a survey going on and were willing to complete the survey. A weekly stickied announcement was used to alert members of the community that a survey was being run.

3. Results

5,976 participants over the course of two months at a subscriber count of 588,488 (total participant ratio of slightly >1%)

3.1 General Demographics

5,976 participants in total

Age group

Age group Participants # Percentage
18 or younger 491 8.22%
19 to 24 1820 30.46%
25 to 29 1660 27.78%
30 to 34 1107 18.52%
35 to 39 509 8.52%
40 to 44 191 3.20%
45 to 49 91 1.52%
50 to 54 54 0.90%
55 to 59 29 0.49%
60 to 64 15 0.25%
65 to 69 4 0.07%
70 to 74 2 0.03%
75 or older 3 0.05%
84.97% of the sub is under the age of 35.

Gender and Gender Identity

4,583 participants out of 5,976 (71.54%) were assigned the gender of female at birth, 1,393 (23.31%) were assigned the gender of male at birth. Today, 4,275 (70.4%) participants identify themselves as female, 1,420 (23.76%) as male, 239 (4.00%) as non binary and 42 (0.7%) as other (from lack of other options).

Sexual Orientation

Sexual Orientation Participants # Percentage
Asexual 373 6.24%
Bisexual 1,421 23.78%
Heterosexual 3,280 54.89%
Homosexual 271 4.53%
It's fluid 196 3.28%
Other 95 1.59%
Pansexual 340 5.69%

Birth Location

Because the list contains over 120 countries, we'll show the top 20 countries:
Country of birth Participants # Percentage
United States 3,547 59.35%
Canada 439 7.35%
United Kingdom 414 6.93%
Australia 198 3.31%
Germany 119 1.99%
Netherlands 72 1.20%
France 68 1.14%
Poland 66 1.10%
India 59 0.99%
Mexico 49 0.82%
New Zealand 47 0.79%
Brazil 44 0.74%
Sweden 43 0.72%
Philippines 39 0.65%
Finland 37 0.62%
Russia 34 0.57%
Ireland 33 0.55%
Denmark 31 0.52%
Norway 30 0.50%
Belgium 28 0.47%
90.31% of the participants were born in these countries.

Ethnicity

That one was difficult for many reasons and didn't encompass all possibilities simply from lack of knowledge.
Ethnicity Participants # Percentage
Caucasian / White 4,583 76.69%
Hispanic / Latinx 332 5.56%
Multiracial 188 3.15%
East Asian 168 2.81%
Biracial 161 2.69%
African Descent / Black 155 2.59%
Indian / South Asian 120 2.01%
Other 83 1.39%
Jewish (the ethnicity, not the religion) 65 1.09%
Arab / Near Eastern / Middle Eastern 40 0.67%
American Indian or Alaskan Native 37 0.62%
Pacific Islander 24 0.40%
Aboriginal / Australian 20 0.33%

3.2 Education Level

5,976 participants in total

Current Level of Education

Highest Current Level of Education Participants # Percentage
Bachelor's degree 2061 34.49%
Some college / university 1309 21.90%
Master's degree 754 12.62%
Graduated high school / GED 721 12.06%
Associate's degree 350 5.86%
Trade / Technical / Vocational training 239 4.00%
Did not complete high school 238 3.98%
Professional degree 136 2.28%
Doctorate degree 130 2.18%
Post Doctorate 30 0.50%
Did not complete elementary school 8 0.13%

Future Education Plans

Educational Aims Participants # Percentage
I'm good where I am right now 1,731 28.97%
Master's degree 1,384 23.16%
Bachelor's degree 1,353 22.64%
Doctorate degree 639 10.69%
Vocational / Trade / Technical training 235 3.93%
Professional degree 214 3.58%
Post Doctorate 165 2.76%
Associate's degree 164 2.74%
Graduate high school / GED 91 1.52%
Of our 5,976 participants, a total of 1,576 (26.37%) returned to higher education after a break of 3+ years, the other 4,400 (73.76%) did not.
Degree (Major) Participants # Percentage
I don't have a degree or a major 1,010 16.90%
Other 580 9.71%
Health Sciences 498 8.33%
Engineering 455 7.61%
Information and Communication Technologies 428 7.16%
Arts and Music 403 6.74%
Social Sciences 361 6.04%
Business 313 5.24%
Life Sciences 311 5.20%
Literature and Languages 255 4.27%
Humanities 230 3.85%
Fundamental and Applied Sciences 174 2.91%
Teaching and Education Sciences 174 2.91%
Communication 142 2.38%
Law 132 2.21%
Economics and Politics 101 1.69%
Finance 94 1.57%
Social Sciences and Social Action 84 1.41%
Environment and Sustainable Development 70 1.17%
Marketing 53 0.89%
Administration and Management Sciences 52 0.87%
Environmental Planning and Design 24 0.40%
Fashion 18 0.30%
Theology and Religious Sciences 14 0.23%
A number of you commented in the free-form field at the end of the survey, that your degree was not present and that it wasn't related to any of the listed ones. We will try to mitigate this in the next survey!

3.3 Career and Finances

Out of the 5,976 participants, 2,199 (36.80%) work in the field they majored in, 953 (15.95%) graduated but do not work in their original field. 1,645 (27.53%) are still studying. The remaining 1,179 (19.73%) are either retired, currently unemployed or out of the workforce for unspecified reasons.
The top 10 industries our participants are working in are:
Industry Participants # Percentage
Health Care and Social Assistance 568 9.50%
Retail 400 6.69%
Arts, Entertainment, and Recreation 330 5.52%
College, University, and Adult Education 292 4.89%
Government and Public Administration 258 4.32%
Finance and Insurance 246 4.12%
Hotel and Food Services 221 3.70%
Scientific or Technical Services 198 3.31%
Software 193 3.23%
Information Services and Data Processing 169 2.83%
*Note that "other", "I'm a student" and "currently unemployed" have been disgregarded for this part of the evaluation.
Out of the 4,477 participants active in the workforce, the majority (1,632 or 36.45%) work between 40-50 hours per week, 34.73% (1,555) are working 30-40 hours weekly. Less than 6% work >50 h per week, and 23.87% (1,024 participants) less than 30 hours.
718 or 16.04% are taking over managerial responsibilities (ranging from Jr. to Sr. Management); 247 (5.52%) are self employed or partners.
On a scale of 1 (lowest) to 10 (highest), the overwhelming majority (4,009 or 67.09%) indicated that career plays a very important role in their lives, attributing a score of 7 and higher.
Only 663 (11.09%) gave it a score below 4, indicating a low importance.
The importance of climbing the career ladder is very evenly distributed across all participants and ranges in a harmonized 7-12% range for each of the 10 steps of importance.
23.71% (1,417) of the participants are making extra income with a hobby or side job.
From the 5,907 participants not already retired, the overwhelming majority of 3,608 (61.11%) does not actively seek early retirement. From those who are, most (1,024 / 17.34%) want to do so between 55-64; 7 and 11% respectively in the age brackets before or after. Less than 3.5% are looking for retirement below 45 years of age.
1,127 participants decided not to disclose their income brackets. The remaining 4,849 are distributed as follows:
Income Participants # Percentage
$0 to $14,999 1,271 26.21%
$15,000 to $29,999 800 16.50%
$30,000 to $59,999 1,441 29.72%
$60,000 to $89,999 731 15.08%
$90,000 to $119,999 300 6.19%
$120,000 to $149,999 136 2.80%
$150,000 to $179,999 67 1.38%
$180,000 to $209,999 29 0.60%
$210,000 to $239,999 22 0.45%
$240,000 to $269,999 15 0.31%
$270,000 to $299,999 5 0.10%
$300,000 or more 32 0.66%

3.4 Child Status

5,976 participants in total
94.44% of the participants (5,644) would call themselves "childfree" (as opposed to 5.56% of the participants who would not call themselves childfree. However, only 68.51% of the participants (4,094) do not have children and do not want them in any capacity at any point of the future. The other 31.49% have a varying degree of indecision, child wanting or child having on their own or their (future) spouse's part.
The 4,094 participants were made to participate in the following sections of the survey.

3.5 Current Location

4,094 childfree participants in total

Current Location

There were more than 200 options of country, so we are showing the top 10 CF countries.
Current Location Participants # Percentage
United States 2,495 60.94%
United Kingdom 331 8.09%
Canada 325 7.94%
Australia 146 3.57%
Germany 90 2.20%
Netherlands 66 1.61%
France 43 1.05%
Sweden 40 0.98%
New Zealand 33 0.81%
Poland 33 0.81%
The Top 10 amounts to 87.98% of the childfree participants' current location.

Current Location Qualification

These participants would describe their current city, town or neighborhood as:
Qualification Participants # Percentage
Urban 1,557 38.03%
Suburban 1,994 48.71%
Rural 543 13.26%

Tolerance to "Alternative Lifestyles" in Current Location

Figure 1
Figure 2
Figure 3

3.6 Religion and Spirituality

4094 childfree participants in total

Faith Originally Raised In

There were more than 50 options of faith, so we aimed to show the top 10 most chosen beliefs..
Faith Participants # Percentage
Christianity 2,624 64.09%
Atheism 494 12.07%
None (≠ Atheism. Literally, no notion of spirituality or religion in the upbringing) 431 10.53%
Agnosticism 248 6.06%
Judaism 63 1.54%
Other 45 1.10%
Hinduism 42 1.03%
Islam 40 0.98%
Buddhism 24 0.59%
Paganism 14 0.34%
This top 10 amounts to 98.3% of the 4,094 childfree participants.

Current Faith

There were more than 50 options of faith, so we aimed to show the top 10 most chosen beliefs:
Faith Participants # Percentage
Atheism 2,276 55.59%
Agnosticism 829 20.25%
Christianity 343 8.38%
Other 172 4.20%
Paganism 100 2.44%
Satanism 67 1.64%
Spiritualism 55 1.34%
Witchcraft 54 1.32%
Buddhism 43 1.05%
Judaism 30 0.73%
This top 10 amounts to 96.95% of the participants.

Level of Current Religious Practice

Level Participants # Percentage
Wholly secular / Non religious 3045 74.38%
Identify with religion, but don't practice strictly 387 9.45%
Lapsed / Not serious / In name only 314 7.67%
Observant at home only 216 5.28%
Observant at home. Church/Temple/Mosque/Etc. attendance 115 2.81%
Church/Temple/Mosque/Etc. attendance only 17 0.42%

Effect of Faith over Childfreedom

Figure 4

Effect of Childfreedom over Faith

Figure 5

3.7 Romantic and Sexual Life

4,094 childfree participants in total

Current Dating Situation

Status Participants # Percentage
Divorce 37 0.90
Engaged 215 5.25
Long term relationship, living together 758 18.51
Long term relationship, not living with together 502 12.26
Married 935 22.84
Other 69 1.69
Separated 10 0.24
Short term relationship 82 2.00
Single and dating around, but not looking for anything serious 234 5.72
Single and dating around, looking for something serious 271 6.62
Single and not looking 975 23.82
Widowed 6 0.15

Ethical Non-Monogamy

Non-monogamy (or nonmonogamy) is an umbrella term for every practice or philosophy of intimate relationship that does not strictly hew to the standards of monogamy, particularly that of having only one person with whom to exchange sex, love, and affection.
82.3% of the childfree participants do not practice ethical non-monogamy, as opposed to 17.7% who say they do.

Childfree Partner

Regarding to currently having a childfree or non childfree partner, excluding the 36.7% of childfree participants who said they do not have a partner at the moment. For this question only, only 2591 childfree participants are considered.
Partner Participants # Percentage
Childfree partner 2105 81.2%
Non childfree partner 404 9.9%
More than one partner; all childfree 53 1.3%
More than one partner; some childfree 24 0.9%
More than one partner; none childfree 5 0.2%

Dating a Single Parent

Would the childfree participants be willing to date a single parent?
Answer Participants # Percentage
No, I'm not interested in single parents and their ties to parenting life 3693 90.2
Yes, but only if it's a short term arrangement of some sort 139 3.4
Yes, whether for long term or short term, but with some conditions 161 3.9
Yes, whether for long term or short term, with no conditions 101 2.5

3.8 Childhood and Family Life

On a scale from 1 (very unhappy) to 10 (very happy), how would you rate your childhood?
Answer Participants # Percentage
1 154 3.8%
2 212 5.2%
3 433 10.6%
4 514 12.6%
5 412 10.1%
6 426 10.4%
7 629 15.4%
8 704 17.2%
9 357 8.7%
10 253 6.2%

3.9 Sterilization

4,094 childfree participants in total
Sterilization Status Participants # Percentage
No, I am not sterilized and, for medical, practical or other reasons, I do not need to be 687 16.8
No. However, I've been approved for the procedure and I'm waiting for the date to arrive 119 2.9
No. I am not sterilized and don't want to be 585 14.3
No. I want to be sterilized but I have started looking for a doctor (doctor shopping) 328 8.0
No. I want to be sterilized but I haven't started doctor shopping yet 1896 46.3
Yes. I am sterilized 479 11.7

Already Sterilized

479 sterilized childfree participants in total

Age when starting doctor shopping or addressing issue with doctor

Age group Participants # Percentage
18 or younger 37 7.7%
19 to 24 131 27.3%
25 to 29 159 33.2%
30 to 34 92 19.2%
35 to 39 47 9.8%
40 to 44 9 1.9%
45 to 49 1 0.2%
50 to 54 1 0.2%
55 or older 2 0.4%

Age at the time of sterilization

Age group Participants # Percentage
18 or younger 4 0.8%
19 to 24 83 17.3%
25 to 29 181 37.8%
30 to 34 121 25.3%
35 to 39 66 13.8%
40 to 44 17 3.5%
45 to 49 3 0.6%
50 to 54 1 0.2%
55 or older 3 0.6%

Elapsed time between requesting procedure and undergoing procedure

Time Participants # Percentage
Less than 3 months 280 58.5
Between 3 and 6 months 78 16.3
Between 6 and 9 months 20 4.2
Between 9 and 12 months 10 2.1
Between 12 and 18 months 17 3.5
Between 18 and 24 months 9 1.9
Between 24 and 30 months 6 1.3
Between 30 and 36 months 4 0.8
Between 3 and 5 years 19 4.0
Between 5 and 7 years 9 1.9
More than 7 years 27 5.6

How many doctors refused at first, before finding one who would accept?

Doctor # Participants # Percentage
None. The first doctor I asked said yes 340 71.0%
One. The second doctor I asked said yes 56 11.7%
Two. The third doctor I asked said yes 37 7.7%
Three. The fourth doctor I asked said yes 15 3.1%
Four. The fifth doctor I asked said yes 8 1.7%
Five. The sixth doctor I asked said yes 5 1.0%
Six. The seventh doctor I asked said yes 4 0.8%
Seven. The eighth doctor I asked said yes 1 0.2%
Eight. The ninth doctor I asked said yes 1 0.2%
I asked more than 10 doctors before finding one who said yes 12 2.5%

Approved, not Sterilized Yet

119 approved but not yet sterilised childfree participants in total. Owing to the zero participants who were approved but not yet sterilised in the 45+ age group in the 2018 survey, these categories were removed from the 2019 survey.

Age when starting doctor shopping or addressing issue with doctor

Age group Participants # Percentage
18 or younger 11 9.2%
19 to 24 42 35.3%
25 to 29 37 31.1%
30 to 34 23 19.3%
35 to 39 5 4.2%
40 to 45 1 0.8%

How many doctors refused at first, before finding one who would accept?

Doctor # Participants # Percentage
None. The first doctor I asked said yes 77 64.7%
One. The second doctor I asked said yes 12 10.1%
Two. The third doctor I asked said yes 12 10.1%
Three. The fourth doctor I asked said yes 5 4.2%
Four. The fifth doctor I asked said yes 2 1.7%
Five. The sixth doctor I asked said yes 4 3.4%
Six. The seventh doctor I asked said yes 1 0.8%
Seven. The eighth doctor I asked said yes 1 0.8%
Eight. The ninth doctor I asked said yes 0 0.0%
I asked more than ten doctors before finding one who said yes 5 4.2%

How long between starting doctor shopping and finding a doctor who said "Yes"?

Time Participants # Percentage
Less than 3 months 65 54.6%
3 to 6 months 13 10.9%
6 to 9 months 9 7.6%
9 to 12 months 1 0.8%
12 to 18 months 2 1.7%
18 to 24 months 2 1.7%
24 to 30 months 1 0.8%
30 to 36 months 1 0.8%
3 to 5 years 8 6.7%
5 to 7 years 6 5.0%
More than 7 years 11 9.2%

Age when receiving green light for sterilization procedure?

Age group Participants # Percentage
18 or younger 1 0.8%
19 to 24 36 30.3%
25 to 29 45 37.8%
30 to 34 27 22.7%
35 to 39 9 7.6%
40 to 44 1 0.8%

Not Sterilized Yet But Looking

328 searching childfree participants in total

How many doctors did you ask so far?

Doctor # Participants # Percentage
1 204 62.2%
2 61 18.6%
3 29 8.8%
4 12 3.7%
5 7 2.1%
6 6 1.8%
7 1 0.3%
8 1 0.3%
9 1 0.3%
More than 10 6 1.8%

How long have you been searching so far?

Time Participants # Percentage
Less than 3 months 117 35.7%
3 to 6 months 44 13.4%
6 to 9 months 14 4.3%
9 to 12 months 27 8.2%
12 to 18 months 18 5.5%
18 to 24 months 14 4.3%
24 to 30 months 17 5.2%
30 to 36 months 9 2.7%
3 to 5 years 35 10.7%
5 to 7 years 11 3.4%
More than 7 years 22 6.7%

At what age did you start searching?

Age group Participants # Percentage
18 or younger 50 15.2%
19 to 24 151 46.0%
25 to 29 86 26.2%
30 to 34 31 9.5%
35 to 39 7 2.1%
40 to 44 2 0.6%
45 to 54 1 0.3%

3.10 Childfreedom

4,094 childfree participants in total
Only 1.1% of the childfree participants (46 out of 4094) literally owns a jetski, but 46.1% of the childfree participants (1889 out of 4094) figuratively owns a jetski. A figurative jetski is an expensive material possession that purchasing would have been almost impossible had you had children.

Primary Reason to Not Have Children

Reason Participants # Percentage
Aversion towards children ("I don't like children") 1222 29.8
Childhood trauma 121 3.0
Current state of the world 87 2.1
Environmental (it includes overpopulation) 144 3.5
Eugenics ("I have "bad genes" ") 62 1.5
Financial 145 3.5
I already raised somebody else who isn't my child 45 1.1
Lack of interest towards parenthood ("I don't want to raise children") 1718 42.0
Maybe interested for parenthood, but not suited for parenthood 31 0.8
Medical ("I have a condition that makes conceiving/bearing/birthing children difficult, dangerous or lethal") 52 1.3
Other 58 1.4
Philosophical / Moral (e.g.: antinatalism) 136 3.3
Tokophobia (aversion/fear of pregnancy and/or chidlbirth) 273 6.7

4. Discussion

Section 1 : General Demographics

The demographics remain largely consistent with the 2018 survey. 85% of the participants are under 35, compared with 87.5% of the subreddit in the 2018 survey. 71.54% of the subreddit identify as female, compared with 70.4% in the 2018 survey. This is in contrast to the overall membership of Reddit, estimated at 74% male according to Reddit's Wikipedia page [https://en.wikipedia.org/wiki/Reddit#Users_and_moderators]. There was a marked drop in the ratio of members who identify as heterosexual, from 67.7% in the 2018 survey to 54.89% in the 2019 survey. Ethnicity wise, 77% of members identified as primarily Caucasian, a slight drop from the 2018 survey, where 79.6% of members identified as primarily Caucasian.
Further research may be useful to explore the unusually high female membership of /childfree and the potential reasons for this. It is possible that the results are skewed towards those more inclined to complete a survey.
In the 2018 survey the userbase identified the following missing ethicities:
This has been rectified in the current 2019 survey.

Section 2 : Education level

As it did in the 2018 survey, this section highlights the stereotype of childfree people as being well educated. 4% of participants did not complete high school, which is a slight increase from the 2018 survey, where 3.1% of participants did not graduate high school. This could potentially be explained by the slightly higher percentage of participants under 18. 5.6% of participants were under 18 at the time of the 2018 survey, and 8.2% of participants were under 18 at the time of the 2019 survey.
At the 2019 survey, the highest percentage of responses under the: What is your degree/major? question fell under "I don't have a degree or a major" (16.9%) and "other" (9.71%). However, of the participants who were able to select a degree and/or major, the most popular responses were:
Response Participants # Percentage
Health Sciences 498 8.33%
Engineering 455 7.61%
Information and Communication Technologies 428 7.16%
Arts and Music 403 6.74%
Social Sciences 361 6.04%
Compared to the 2018 survey, health sciences have overtaken engineering, however the top 5 majors remain the same. There is significant diversity in the subreddit with regards to chosen degree/major.

Section 3 : Career and Finances

The highest percentage of participants (17.7%) listed themselves as a student. However, of those currently working, significant diversity in chosen field of employment was noted. This is consistent with the 2018 survey. The highest percentage of people working in one of the fields listed remains in Healthcare and Social Services. This is slightly down from the 2018 survey (9.9%) to 9.5%.
One of the stereotypes of the childfree is of wealth. However this is not demonstrated in the survey results. 72.4% of participants earn under $60,000 USD per annum, while 87.5% earn under $90,000 per annum. 26.2% are earning under $15,000 per annum. The results remain largely consistent with the 2018 survey. 1127 participants, or 19% chose not to disclose this information. It is possible that this may have skewed the results if a significant proportion of these people were our high income earners, but impossible to explore.
A majority of our participants work between 30 and 50 hours per week (71.2%) which is markedly increased from the 2018 survey, where 54.6% of participants worked between 30 and 50 hours per week.

Section 4 : Child Status

This section solely existed to sift the childfree from the fencesitters and the non childfree in order to get answers only from the childfree. Childfree, as it is defined in the subreddit, is "I do not have children nor want to have them in any capacity (biological, adopted, fostered, step- or other) at any point in the future." 68.5% of participants actually identify as childfree, slightly up from the 2018 survey, where 66.3% of participants identified as childfree. This is suprising in reflection of the overall reputation of the subreddit across reddit, where the subreddit is often described as an "echo chamber".

Section 5 : Current Location

The location responses are largely similar to the 2018 survey with a majority of participants living in a suburban and urban area. 86.7% of participants in the 2019 survey live in urban and suburban regions, with 87.6% of participants living in urban and suburban regions in the 2018 survey. There is likely a multifactorial reason for this, encompassing the younger, educated skew of participants and the easier access to universities and employment, and the fact that a majority of the population worldwide localises to urban centres. There may be an element of increased progressive social viewpoints and identities in urban regions, however this would need to be explored further from a sociological perspective to draw any definitive conclusions.
A majority of our participants (60.9%) live in the USA. The United Kingdom (8.1%), Canada (7.9%), Australia (3.6%) and Germany (2.2%) encompass the next 4 most popular responses. Compared to the 2018 survey, there has been a slight drop in the USA membership (64%), United Kingdom membership (7.3%) Canadian membership (8.1%), Australian membership (3.8%). There has been a slight increase in German membership, up from 1.7%. This may reflect a growing globalisation of the childfree concept.

Section 6 : Religion and Spirituality

A majority of participants were raised Christian (64.1%) however the majority are currently aetheist (55.6%) or agnostic (20.25%). This is consistent with the 2018 survey results.
A majority of participants (62.8%) rated religion as "not at all influential" to the childfree choice. This is consistent with the 2018 survey where 60.9% rated religion as "not at all influential". Despite the high percentage of participants who identify as aetheist or agnostic, this does not appear to be related to or have an impact on the childfree choice.

Section 7 : Romantic and Sexual Life

60.7% of our participants are in a relationship at the time of the survey. This is an almost identical result to the 2018 survey, where 60.6% of our participants were in a relationship. A notable proportion of our participants are listed as single and not looking (23.8%) which is consistent with the 2018 survey. Considering the frequent posts seeking dating advice as a childfree person, it is surprising that such a high proportion of the participants are not actively seeking out a relationship.
Participants that practice ethical non-monogamy are unusual (17.7%) and this result is consistent with the results of the 2018 survey. Despite the reputuation for childfree people to live an unconventional lifestyle, this finding suggests that a majority of our participants are monogamous.
84.2% of participants with partners of some kind have at least one childfree partner. This is consistent with the often irreconcilable element of one party desiring children and the other wishing to abstain from having children.

Section 8 : Childhood and Family Life

Overall, the participants skew towards a happier childhood.

Section 9 : Sterilization

While just under half of our participants wish to be sterilised, 46.3%, only 11.7% have been successful in achieving sterilisation. This is likely due to overarching resistance from the medical profession however other factors such as the logistical elements of surgery and the cost may also contribute. This is also a decrease from the percentage of participants sterilised in the 2018 survey (14.8%). 31.1% of participants do not wish to be or need to be sterilised suggesting a partial element of satisfaction from temporary birth control methods or non-necessity from no sexual activity.
Of the participants who did achieve sterilisation, a majority began the search between 19 and 29, with the highest proportion being in the 25-29 age group (33.2%) This is a drop from the 2018 survey where 37.9% of people who started the search were between 25-29.
The majority of participants who sought out and were successful at achieving sterilisation, were again in the 25-29 age group (37.8%). This is consistent with the 2018 survey results.
Over half of the participants who were sterilised had the procedure completed in less than 3 months (58.5%). This is a decline from the number of participants who achieved sterilisation in 3 months in the 2018 survey (68%). The proportion of participants who have had one or more doctors refuse to perform the procedure has stayed consistent between the two surveys.

Section 10 : Childfreedom

The main reasons for people chosing the childfree lifestyle are a lack of interest towards parenthood and an aversion towards children. Of the people surveyed 63.8% are pet owners, suggesting that this lack of interest towards parenthood does not necessarily mean a lack of interest in all forms of caretaking. The community skews towards a dislike of children overall which correlates well with the 81.4% of users choosing "no, I do not have, did not use to have and will not have a job that makes me heavily interact with children on a daily basis" in answer to, "do you have a job that heavily makes you interact with children on a daily basis?".
A vast majority of the subreddit identifes as pro-choice (94.5%). This is likely due to a high level of concern about bodily autonomy and forced parenthood. However only 70% support financial abortion for the non-pregnant person in a relationship to sever all financial and parental ties with a child.
45.9% identify as feminist, however many users prefer to identify with egalitarianism or are unsure. Only 8% firmly do not identify as a feminist.
Most of our users realised that did not want children young. 60% of participants knew they did not want children by the age of 18, with 96% of users realising this by age 30. This correlates well with the age distribution of participants. Despite this early realisation of our childfree stance, 80.4% of participants have been "bingoed" at some stage in their lives. Only 13% of participants are opposed to parents making posts on this subreddit.
Bonus section: The Subreddit
In light of the "State of the Subreddit" survey from 2018, some of the questions from this survey were added to the current Subreddit Survey 2019.
By and large our participants were lurkers (66.17%). Our participants were divided on their favourite flairs with 33.34% selecting "I have no favourite". The next most favourite flair was "Rant", at 20.47%. Our participants were similarly divided on their least favourite flair, with 64.46% selecting "I have no least favourite". Potentially concerningly were the 42.01% of participants who selected "I have never participated on this sub", suggesting a disparity between members who contributed to this survey and members who actually participate in the subreddit. To further address this, next year's survey will clarify the "never participated" option by specifying that "never participated" means "never up/downvoting, reading posts or commenting" in addition to never posting.
A small minority of the survey participants (6.18%) selected "yes" to allowing polite, well meaning lectures. An even smaller minority (2.76%) selected "yes" to allowing angry, trolling lectures. In response to this lectures remain not tolerated, and removed on sight or on report.
Almost half of our users (49.95%) support the use of terms such as breeder, mombie/moo, daddict/duh on the subreddit, with a further 22.52% supporting use of these terms in context of bad parents only. In response to this use of the above and similar terms to describe parents remains permitted on ths subreddit.
55.3% of users support the use of terms to describe children such as crotchfruit on the subreddit, with a further 17.42% of users supporting the use of this and similar terms in context of bad children only. In response to this use of the above and similar terms to describe children remains permitted on ths subreddit.
56.03% of participants support allowing parents to post, with a further 28.77% supporting parent posts dependent on context. In response to this, parent posts will continue to be allowed on the subreddit. Furthermore 66.19% of participants support parents and non childfree making "I need your advice" posts, with a further 21.37% supporting these dependent on context. In light of these results we have decided to implement a new "regret" flair to better sort out parents from fencesitters, which will be trialed until the next subreddit survey due to concern from some of our members. 64.92% of participants support parents making "I support you guys" posts. Therefore, these will continue to be allowed.
71.03% of participants support under 18's who are childfree participating in the subreddit. Therefore we will continue to allow under 18's that stay within the overall Reddit age requirement.
We asked participants their opinion on moving Rants and Brants to a stickied weekly thread. Slightly less than half (49.73%) selected leaving them as they are in their own posts. In light of the fact that Rants are one of the participant's favourite flairs, we will leave them as they are.
There was divide among participants as to whether "newbie" questions should be removed. An even spread was noted among participants who selected remove and those who selected to leave them as is. We have therefore decided to leave them as is.

5. Conclusion

Thank you to our participants who contributed to the survey. To whoever commented, "Do I get a donut?", no you do not, but you get our appreciation for pushing through all of the questions!
Overall there have been few significant changes in the community from 2018.

Thank you also for all of your patience!

submitted by CFmoderator to childfree [link] [comments]

How to Become Your Own Fund Manager Building It From 0

  1. Diversification is still Key. Putting all of your money on one stock is gambling. In the end / longterm gamblers lose. I recommend a portfolio of 20 stocks.
  2. Choose profitability over hype. There are exceptions to the rules and if you do spot the next Amazon, or Tesla, no more than 5% of your total fund investment should be placed in the next Amazon. Why? 99 times out of 100, after the hype, it falls apart, and there goes your money
  3. Dividends. Do your choices pay dividends? Has the company increased its dividends regularly? Over the long run has the share price increased steadily?
  4. Options. Can you buy sell calls or puts on the shares held? If yes, then writing calls and puts will generate more income. Please youtube basics on options trading. Stay away from binary trading or futures options trading. No need to use those derivatives from your mutual fund.
  5. Currency Hedged . Can you buy that amazing stock in USD or EUR or CDN ? If your account with your broker allows it, so very cool.
  6. ETF's. You may choose right from the get go to build a mutual fund account out of tradable ETFs instead of the share. Advantage . You don't have to stress because the ETF manager does all the trading within the ETF. When you buy, for example, a Cannabis ETF, you will own a broad base of the most popular cannabis shares instead of trying to choose the best yourself. There can be a management fee and ETFs are tradable like stocks and for many, you can buy sell options on the same ETFs. Personally, if the idea of trying to pick the right stocks seems daunting, ETFs could be the way to go. There are different kinds of ETFs. Some carry very speculative stocks. Some are 100 filled with hedged instruments for maximum yield and maximum risk. Some are focused on one sector. How to pick the best? What has been the track record of the ETF for the last 10 years? Is it in the top 20? What was its ROI ? What about liquidity? Will you be able to sell it quickly when comes the time?
  7. How to build it. You will need to put on your telescopic lenses and ask yourself what industries will still be around in 20 years? And make your choices. Example of longterm industries.
  8. Fertilizer companies 2. Retail chains 3. Energy as in fuel or electricity 4. High tech 5. Growing Industries that are taking off now example Cannabis, A.I., 6. Software and Security 7. Transport 8. Pharmaceuticals 9. Waste Management 10. Conglomerate
Now make our choices by criteria 1. Growing profitability 2. Growing eps 3. Growing dividends 4.can you buy sell options per company held
  1. Purchasing the shares. Shares can be purchased in lots of 100. If your budget limits you then buy only 1 company per sector and buy the best that money can buy. If you can not buy 100 shares of Google then you try buying 10 shares or buy 1 call contract . Learn about call options 1st before you buy. Always choose an expiration date that is far away, as a leap contract.
  2. Hedging Always a good idea to protect the value of your holdings.the With your mutual fund with every share you can write covered calls as a hedge which is explained all over youtube. You can buy puts which increase in value as a share falls. It has an expiration. Learn about puts via youtube.
You can write covered calls slightly OOTM that expire in 3 months. The income generated provides you with downward protection . Use the income to buy more shares to average out the price of your holdings. Learn about writing covered calls through youtube.
Buying gold. No less than 10 % should be invested in the precious metal. .last year India, Russia, china all bought more gold than they ever did in previous years. Why did they do that? Since more and more countries are going in debt, there is concerns that currencies will lose values and so, countries with high debts and also companies who lent out money to countries are buying gold . Gold over the long run will go up as more countries opt becoming a gold backed security. Even central.banks are buying. Let's say that there is a crisis and gold jumps 5 fold. Lets say that in the same moment your fund which was worth 100 k loses 80% because of currency crash. Let's say you had invested 10% in gold or 10k. If your gold jumps to 50k Then your total portfolio would be 70k. Your total investment was 110k. Your loss would be less severe.
What if gold jumps 20 times higher and your fund is totally wiped out. You would own gold whose worth would be 200 % more than your fund value was.
Can there be a currency crash? Yes. Do we know when? No. That is why large countries including USA are increasing their gold reserves. Since gold will go up and since gold is rare, eventually countries with large debts will pay off all their debts with gold instead of paper.
  1. Waiting. Once your choices are made know this. You will be receiving dividends for every stock . No need to time anything. Instruct your broker to re invest your money.
If you look at a typical chart say Proctor and a gamble. Where was it 20 years ago and where is it now. Or Microsoft? Apple? Great companies grow and prosper. They all will go through bumps but in the long run, your strategy should be buy hold and prosper.
Over time you can increase stock choices or industries or decide to create a micro fund of ETFs within your own fund account.
  1. Self education Chart reading is a skill that needs to be learned. Again. Youtube it.
  2. Join an Investment club and learn from others
  3. Final recommendation. Learn to control your emotions. Buy. Hold. Prosper
This post is meant as a beginner's guide . I am not a financial planner and I have no degree in it. Before beginning your personal fund plan, meet with your accountant or financial planner, share this microblog with him and adjust and add more criteria that suits your personality while maximizing returns and minimizing taxes.
submitted by fanofwine247 to investing_discussion [link] [comments]

Hellbound V - The Deals

First
Previous
 
 
Commander Sam Robinson – Valkyrie – Standing before the city gates of Hil’Sania  
 
“Ah crap, we’ve been calling them assholes all this time?” Sam asked.  
Þorgeir coughed, “Yeah, seems so commander. Looking at the inputs it seems that the probe is receiving both the elven words and the direct translation in binary. It’s really freaky, but I guess that’s how magic works? I guess? It’s making the translation process go really fast.”  
“Uh, commander, I think they’re waiting for us to respond,” Myrael cut in.  
“Ah crap, ok. Everyone, let’s turn on the charm offensive. Turn on our speakers, don’t talk about anything remotely confidential and use our callsigns,” Sam replied.  
“That’s our charm offensive?” Jacqueline asked.  
“Uh, wait, ah crap. I will take my helmet off and show them that we mean no harm, I guess. None of you take your helmets off unless ordered to, alright? If the skinny dude can conjure up a mountain of food and the actual Mage has a ring that lets him speak in multiple languages at the same time, then we’d do good by not underestimating them,” Sam answered.  
Sam took a deep breath and slowly took her helmet off and moved towards the Mage. She noted how this Mage, Ilfundel as he called himself, looked like he came straight out of a fantasy movie. A middle-aged looking elf, with red wizard robes, a long and gnarled staff with a lightly glowing orb at the top, and most importantly, dangerous eyes. Even though he was of a different species, the intent behind his oversized eyes was clearly that of caution and skill, honed by experience as she felt herself being appraised and saw the Mage stare at every possible part of her power armour, looking for potential danger.  
“Thank you for allowing us entry, Mage Ilfundel. We apologize for calling you the wrong term, it was simply a misunderstanding,” Sam said as she shot a glare at Arundosar who instantly sucked in a breath and looked away.  
“Not a problem. My Apprentice here has a tendency to lash back at those who scorn his kind. But enough of that,” Ilfundel replied.  
“Ah, yes. We have noticed some of that behaviour,” Sam answered and then continued, “Regardless. I am Valkyrie, and this is Camper [Myrael], Alien [Jacqueline], Icebear [Þorgeir] and lastly Barhead [Alix]. It’s a privilege to meet you all.”  
The Mage seemed to raise his eyebrows at each of the names, but decided to ignore it and replied in kind, “A privilege indeed. According to our history books the last time a human visited the plane of Arenal, was close to 15 centuries ago, so to see you all here is an amazing sight indeed. What is even more amazing is that the stories of the citizens you’ve rescued appear to be an understatement.” As he said that the mage pointed to the cage where the still unconscious POW was. He continued with measured words, “Yes, taking a pit fiend as a prisoner is extremely difficult. And I assume that you have done so with the help of your armour? Just a single glance at it just shouts power.”  
“Ah, yes.” Sam answered. She sensed where the conversation was going next and lied, “They are a powerful tool of humanity, but really uncomfortable. Have you ever worn armour? It’s really a shame we can’t get out of ours now that we are in a safe place again.”  
The raised eyebrow of the Mage now went accompanied with his other eyebrow. “Ah, you can’t get out of them? Why not?” Ilfundel asked.  
“Well, it’s a bit of secret, but that’s how they are made. It saves, uh, space and energy and it made it easier to design if you don’t have to worry about the user having to be able to do everything. It’s how we can get them to be so big. It’s not a worry as long as you have a team of support personnel,” Sam answered while trying her best to maintain a poker face.  
“I suppose that makes sense. The last entries into our history books was that you humans and your knights were quite fearsome in your armour and on horseback. But I notice that you are not on a horse and most of the rescued people told me that you can fly and carry no swords and have magical shields?” Ilfundel asked with yet another raised eyebrow and an intense stare.  
“Ah, yes. Our magics have advanced quite a bit. But I, uh, know very little of them, I’m just a soldier,” Sam replied.  
“Mmmh. Very well. I understand,” the Mage said with a disappointed smile. “I was going to ask you all to leave your weapons and armour at the gates, but I suppose that’s not really feasible, is it? I will ask the captain of the guard to make an exception for you all, after all, you did save a lot of our people. I will request however that your prisoner will be kept under guard by both our guards and my colleagues. I hope you won’t object?”  
“Of course not, so long as one of our own can observe the prisoner at all times,” Sam answered.  
“Very well, that can be arranged. You may enter the city, and are now under our protection, though I suppose you won’t need it. May I suggest we walk and talk a bit towards the tavern? I’m sure you understand that I have many, many questions,” Ilfundel said as Sam breathed an internal sigh of relief.  
 
 
Sam was grateful for the inbuilt tech of the Paladin suits. Having shared camera feeds and a mic and audio setup that allowed for subvocalized communications allowed Sam to focus on the conversation with Ilfundel while her squad kept sending updates from themselves and the probe that was flying high above the town for Sam to watch and listen to later.  
When they finally reached the tavern, they subtly switched whoever was talking to Ilfundel, with the nature of the conversation constantly shifting between the world of the elves and the world of humans, and this third world called Arenal. The world where the Elves came from, is called Ljosalfar and seems to be quite similar to this world, much like most worlds as the mage explained.  
Looking around and listening to descriptions that the Mage gave, Sam guessed that they were in a medieval era town in a medieval era society. Jacqueline guessed that it was closer to a beginning renaissance era or perhaps late medieval era society, due to the high-quality steel they had and a surprising number of merchants that were wondering around on the market square, near which was their tavern. The fact that they had stone paved roads, and not all-too shabby houses with plenty of flourishes and colourfully painted doors and windows added to the sense that the city they were in wasn’t poor.  
More questions were asked and answered. It seemed that the elves were unified under the rule of the Ljosalfar empire and that the empire extended its reach quite far into this third world, Arenal. Arenal was the common dimensional plane that bordered all other planes and as such, any border tensions, new settlements, colonies and the occasional vassal kingdoms were in Arenal. The only exception was a vassal subterranean kingdom named Dokkalfar, home of the drow. They were in open revolt against the elves after they had rejected their rule after being subservient to them for well over 5 centuries when another emperor had united all the people on the world of Ljosalfar. This knowledge had answered a bit of the questions Sam and the squad had about Arundosar, his heritage and why the other elves were quite clearly being hostile to him.  
The conversation quickly turned to the situation on Earth and how humanity had progressed so far so quickly. Sam answered what questions she could but often played the role of being just a dumb soldier far from home who didn’t know about much about the complex nature of how exactly their technology and magic worked. She did explain that the humans were still divided and did not serve a single ruler. The Mage was clearly sceptical and explained that every civilized species only truly made advances when a powerful centralized ruler could allocate all the funds necessary to perform ambitious projects that increased the people’s knowledge of technology, magic, or other matters. The Mage explained that this was the way that the gnomes, halflings and even the orcs and giants did it. The dwarves were an exception, but their ways were strange, and perhaps so were the humans as well he conceded.  
Sam just nodded as she tried to comprehend that they were now fully stuck in a fantasy novel full on with fantasy races. At least knowing that this dimensional plane of Arenal bordered all other dimensions, made it quite clear how it was that things such as grass and chicken, as well as human words had seemed to migrate here. And the idea of elves and other mythological creatures had migrated to Earth.  
Eventually they reached the Mage tower in the middle of the square. It was a 60 meter tall round tower made of blue-grey bricks and a flat top. Ilfundel explained that it was a repository for knowledge, arcane materials, and an academy for what few magical practitioners there were that visited this close to unclaimed territory. There they dropped off their devil prisoner and left behind Alix and some obviously nervous city guards to watch over the POW in the dungeons as they went to the massive round library to continue their conversation.  
“Alright everyone, just a few more important questions and then we’ll go to the tavern and have dinner. After that Þorgeir relieves Alix and we re-assess the overload of information we just got and re-plan,” Sam sub-vocalized to her squad. In rapid succession she heard 4 soft “affirmative” through her earplug and contemplated sitting down on the luxurious dark wooden polished seat in front of her. The other tables and chairs, floors, walls and bookshelves were all of the same material in this library. There were easily thousands of books all around her as the library continued to spiral up another four or five floors, with a stone spiral staircase in the middle of it all. Sam wanted to sit down, but quickly didn’t as she realized that only stone or steel could support her suit’s weight. She remained standing, while the rest of the squad were slowly walking around and secretly taking tons of footage of interesting looking books.  
“Mage Ilfundel, I thank you very much for your introduction to your world, I only regret that I do not know more about mine to be able to give you more information about my world in kind. And I am sorry that I impose on your hospitality again, but I must insist on asking one more pertinent question,” Sam said as she looked Ilfundel intently in the eye. “You’ve told us that you need magical crystals and a magic user to be able to open up a portal. And that depending on how large you want the portal and how long you want to keep it open, the bigger the crystal or more powerful magic users you would need. But we don’t have any crystals at all. And we are just soldiers and aren’t capable of magic. Could you help us get home?”  
The Mage rubbed his chin and contemplated the question a bit before he answered, “Yes. I had been wondering about that. It’s quite strange really, the history books clearly state that humans didn’t practice magic when they first came to Arenal and thus were always reliant on the other species to open up a portal. And yet here you stand before us with a very magical suit of armour.”  
Sam could feel the doubt of the ever-skeptical Mage on his tone of questioning, but continued nonetheless, “Ah yes. Like I’ve explained earlier, our magic is a bit different and there is just an extremely small portion of humanity that is capable of magic. Like, one in a million.”  
The Mage sighed once more as he seemed to get an answer that he didn’t really like. “That’s alright, I can still help you. I can lend Arundosar to you, he is capable of opening up portals and could use the practice. He is not an expert on it and would require a larger crystal to open up a portal for your size, but if you keep the portal open for only a few days instead of a few weeks, then it wouldn’t be a problem. In return,” Ilfundel said as he gave a sly smile, “I would like to take custody of your prisoner and thoroughly study him. Don’t worry, you can have him back when you return to Earth.”  
“Everybody hear that?” Sam subvocalized.  
“Aha! You were lying!” Ilfundel boasted out, “You are telepathically speaking with your fellows right now, aren’t you?”  
“Uh-“ Sam said as she looked like a deer in headlights. “Ah, crap. No. I mean, we don’t have magic. It’s the suits that allow us to talk to each other. Please, we didn’t lie. If we really lied about knowing magic, would we really ask for your help, or even come here in the first place to get help to get home?”  
“Mmh, true. Alright fine. I’m sure there are many secrets you are keeping from me, I can see it in your eyes. But you are not enemies of the empire, so I’ll let it be. But I must insist on getting something out of this for me, or else this would have just been a massive waste of time. Let me experiment and study on your prisoner and I will keep to my word and help you all to get home, alright?” Ilfundel said as he folded his arms and looked a bit discontent at how this negotiation was going.  
“We get him back when we return to Earth?” Sam asked.  
“Yes, and you’ll have my Apprentice on loan until he has opened up a portal,” Ilfundel replied.  
“Sounds like a good deal, commander,” Myrael said along with some positive murmurs from the rest of the squad.  
“Wait!” Jacqueline cut in, “Is Arundosar going to use that magical ring of translation? How else are we going to understand him?”  
“Good one,” Sam subvocalized back and turned her attention back to Ilfundel. “Alright, we accept, as long as Arundosar gets to use your ring. He won’t be very useful to us if we can’t understand him.”  
Ilfundel looked at Sam and then at his magical ring and pondered her request before answering, “That’s reasonable. Alright, I agree. It’s a deal then.”  
“A deal, let’s shake on it,” Sam replied.  
“The soldier you had guarding the devil can leave now. Don’t worry, you can come see him anytime, and you’ll have him back when you return to Earth. Just ask me and I’ll arrange it,” Ilfundel said as he took off his ring and then slowly turned to Arundosar who was at his side and started speaking in hushed tones in elven that Sam could suddenly no longer understand.  
“Record everything,” Sam subvocalized, “I want to know what he really wants from us.”  
 
 
Admiral Dai – Dimensional plane of Earth – UN Headquarters, N.Y.C.  
 
It had been a busy week, filled with papers, meetings, conference calls, heated discussions over phone calls and tired face-to-face negotiations. Taking stock of the score, admiral Stephen Dai re-evaluated this past tiring week. Disbelief amongst the citizens of Earth quickly turned into extreme and even radical changes. Churches, long-time dying, found themselves overwhelmed by erstwhile atheists now afraid of hell’s portals opening up. The first cries of populists proclaiming an end to peace and safety who needed your vote and support to reform laws and thus to survive were accompanied by madmen proclaiming this to be the coming apocalypse but needing donations to save your soul.  
Nations in the UN were behaving in a similar manner. Every single member wanted to have more information, while demanding more security in the form of returning fleets and warships. They all neglected the Alpha Centauri pirate insurgency in face of personal peril. Countries already started shifting their trading priorities to get more fuel and rare earth materials to be diverted from colonies and to go to Earth, in preparation, of whatever may come. An entire species was panicking.  
Worse yet, some of Earth’s leaders who were not susceptible to panic due to years of political manoeuvring to become a player at the top, were now precisely the people who were the only ones who could rationally respond to this crisis and had zero incentive to do so. The United States proclaimed a state of emergency, recalled 3 heavy cruisers and a dozen lightweight-class ships to help with relief efforts, whilst congress quickly passed a crisis budget that doubled military spending to stave off political and populist pressures, and perhaps cynically, win the vote for the next set of elections. In response, China’s president had issued a similar state of emergency and recalled 1 of 3 dreadnought class ships from the Luyten system, accompanied by a full fleet of an assortment of a dozen capital-class ships and close to a hundred lightweight-class ships. This prompted Russia and India, along with the British commonwealth to recall significant portions of their fleets as well, which meant that Europe could not stay behind and retreated large portions of their fleet back to Earth as well. And just like that, the efforts of decades of peace-making was undone in a week. The bad days where a single press of a button could obliterate millions were back.  
The moments of silence and grief, the endless headlines and talking points, the sheer number of questions, regular commerce grating to a halt, all of it, were extra side-issues that put extra stress and pressure on the now fragile political landscape. The only blessing, Stephen cynically thought to himself, was that those devils attacked almost every major political player simultaneously, dispelling any notion of some sort of conspiracy or powerplay from a single country. Not that that stopped crazy people from spouting these theories. Regardless, the stage before him, the UN assembly room, where he was negotiating with all of humanity for its future, was a chaotic and perilous stage indeed.  
Stephen heard the audio prompt, sighed, and moved towards the podium and was granted the rights to speak to the assembly by the Speaker. To his surprise, almost every country had reacted favourably or positively to his amendment and his proposal to ramp up spending and production to quickly get rid of the Alpha Centauri problem so that they could all focus on this new problem swiftly and cohesively. Almost every country was going to vote in favour of it. All except China. And over the course of the past 36 hours, China had effectively been lobbying, bribing, bullying or blackmailing another 42 countries to join their stance. Stephen took his seat behind the microphones and cameras and turned them live, “Speaker, I am ready for the next round of questions and remarks regarding the amendment of the proposal for the ‘Star Shield’ initiative.”  
“Thank you, admiral. The first question is from the People’s Republic of China. Ambassador Zhang, you may speak,” the UN’s Speaker said.  
Stephen raised his eyebrow and pondered. Usually China would have their proxies talk endlessly to tire out the other countries and would speak themselves much later, sometimes months or years, only to swoop in, talk of ‘this-is-going-nowhere, decide-on-this-now-so-we-can-move-on’, and sway the vote in their favour. If China was willing to talk after 36 hours, then they must have something cooked up.  
Ambassador Zhang turned her microphone on live and began. “We of the People’s Republic of China have been against this proposal for reasons we have already explained in previous sessions of the UN assembly. However, we have a new amendment to submit that if included in the amended proposal of the admiral, would make us amenable to voting in favour of his proposal.”  
As Stephen listened to the translation coming in both of his eyebrows went up. They were being aggressive on the diplomatic scene. Normally they were only aggressive on the military side of things. Something was wrong. Stephen looked down at the inbuilt screen panel and saw an attachment that had the newly submitted Chinese amendment. The 15 minutes of break to allow for quickly skimming through the 40 page monster had caused a greater commotion than last week. China wanted to bring back drone warfare.  
2 hours went by as the planned question session turned into a heated discussion about China’s amendment.  
“The enemy is not spaceborne, it only engaged by land and air, and presumably is further capable of seaborne activity. All the UN members have specialized in space operations, not on terrestrial operations. While both the UN Space Defense Fleet and national armies can perform terrestrial operations, none have the scale necessary to do so sustainably for every major metropolitan area on Earth. The only still-maintained expertise that could perform this task and is available to us is drones and drone operations. The only short-term solution we have to properly defend ourselves adequately is through drones. The UN prohibition on drones must end for the safety of humanity!” the Chinese Ambassador spoke as she gave their main rationale.  
Korea, Japan and many other South-East Asian countries immediately objected, “We have not forgotten what happened to the territories you invaded with those drones! We will not allow this to happen!”  
“That was well over a century ago, and you do not have veto power,” the Chinese Ambassador responded swiftly and coolly. The resulting screams and shouts were disruptive enough that the whole assembly retreated for dinner. And by sheer coincidence, Chinese state tv had broadcast a new segment showcasing the building of a 4th dreadnought vessel, bigger than the other 3, followed up immediately by another segment that proclaimed that China’s multiple state agencies were talking of starting up agricultural and fuel production subsidies that would make China more self-sufficient on those two sectors within 6 years. TV dinner was never fun at the UN.  
China was being really aggressive. Their play was ‘give us what we want, or we walk and do it anyway’. Was this a calculated move? Or was this reactionary and panic? What was China’s goal? And most importantly, how could Stephen keep the peace whilst ensuring that the ‘Star Shield’ initiative was accepted? It didn’t help that UN members were now completely forgetting formality and protocol and were just acting out of emotion.  
The US delegate, had accused China in backroom talks of wanting to police their own population in an even more totalitarian manner, with China replying that such drones helped prevent massacres in the Luyten systems before, while completely ignoring the question of repressed domestic protests.  
Another 4 hours had now passed, making 27 without sleep. Stephen had to admit, even here the tactic of stalling and patiently bullying and tiring out everyone was working, although usually it wasn’t in such a heated and aggressive manner. In a strange turn of events and almost against protocol, it was now his turn to ask questions, even though he was not part of a member state delegation and was only the initiative submitter.  
Stephen had to take a gamble. Was China taking a calculated move? Or were they panicking and grasping at any straw they had? If it was the first, his question would worsen the situation considerably and set Earth back on the path of drone warfare. If it was the last, he might salvage the situation, and Earth would just maybe set back on the path of drone warfare and he would get his proposal passed.  
Stephen tried to push his stress and tiredness away and began to ask, “Ambassador Zhang. The enemy’s capabilities are on 2 sides of an extreme. They are both superior and inferior. They can simultaneously open multiple and fully functional wormholes within a gravitational body. And yet they fight with swords and shields. My question is, what happens when the enemy engages with your drones and they manage to capture sophisticated gunpowder weaponry, or worse, energy and railgun weaponry, or other technology they can reverse engineer?”  
Something snapped. The ambassador was silent and slack-jawed as she thought over the implications. After a full minute of awkward and oppressive silence, the Chinese delegation started to speak to each other in hushed whispers, despite the Speaker’s prompt for them to answer the question. It was panic then, Stephen sighed gratefully. The Chinese panicked and overreacted. Their rule not being democratic, was always more fragile in that it had to keep its citizens permanently placated and peaceful, violently or otherwise. Drones would’ve been a good solution for that, both against an enemy combatant as well as domestic threats.  
But the Chinese government wasn’t stupid. Giving the enemy any potential whatsoever to gain a disproportionate advantage would be a grave strategic error that could cost humanity everything. The hushed whispers turned into hurried phone calls, and a few minutes of delay turned into another 4 hours of waiting as the Chinese delegation finally returned to the floor of the UN assembly. Admiral Zhang indicated to the Speaker that she was at last ready to answer Stephen’s question.  
“Admiral, we believe that it would be a grave strategic error to allow the enemy any opportunity to reverse engineer human advanced weaponry,” she finally said. “Your question opens a glaring flaw in our amendment, and so we have taken some time to correct that mistake. We propose to the floor that the assembly should take some time to read the new amendment. We believe it will both address our concerns regarding Earth’s safety as well as compromise enough to allow the ‘Star Shield’ proposal to go through unopposed.”  
In the half-hour break that followed Stephen read the amended amendment and then laughed at the brilliance of it. The UN prohibition on drones was targeted specifically on armed drones, but exempted police-keeping forces that did not carry projectile-based weaponry, meaning only humans were allowed to carry and operate firearms, railguns and laser weaponry. The Chinese amendment circumvented this by explicitly stating that the millions of drones that they and other nations had, would only be allowed to carry melee weapons and shields.  
Another 2 hours passed as each delegation talked with their own respective governments and finally the ‘Star Shield’ proposal with its 2 extra amendments was passed. Stephen was silently basking in the victory with his own team of administrative workers and diplomatic aides and thought that perhaps finally he had figured out the political game and that it wasn’t so bad.  
He woke the next early afternoon to the news that the Chinese dreadnought would not reverse course despite the newly signed proposal and that the 4th dreadnought’s construction would continue as planned. In fact, the production facility would be expanded to start mass-producing a new prototype material that would be used for swords and shields. Stephen cursed and realized that he still hated politics as always.  
 
 
Devil Lord Azzazzel – The Horned Death – Dimensional Plane of the 9 Hells  
 
Azzazzel stared into the scrying orb and looked at the fat pig-beast that was clearly overcompensating by covering the top of his head down to the last tip of his tail with spikes and horns. “Gabruziel, how goes the raiding?”  
“Fine enough, though the prey here is hardly resisting. It is clear that none of those petty kingdoms and pathetic towns were prepared for a full invasion force of 50 legions. But I am having some difficulty with sieging a heavily fortified mage conclave as well as 2 deeply burrowed dwarven fortresses. I will need more contingents of siege-breakers from you. Some more pit fiends would do fine,” Gabruziel said in his slow drawl that managed to slobber spit and slime everywhere.  
“While we are of equal rank, our master still chose me as the leader for this invasion. I will not give you anything, you foul beast!” Azzazzel growled out. “Listen to me and obey! Belial has awoken and our master has regained his connection. In turn I have gained his location. He is held captive by a Mage elf whom Belial will surely try to corrupt from within his cage. Irrespective of his ability to break free, you are to move on from your current sieges and march all your forces straight for the border of the Sylvan Empire. It is conveniently near the border with the human’s dimensional plane, so your plans will not change much. I will maintain my plans and reinforce you in 3 weeks from now with the main bulk arriving in another 4 weeks after that. Go!”  
Gabruziel growled back in anger, “I will do no such thing without more support from you! You may be the leader of this invasion, but you will fail without me setting up a proper breeching point and supply chain. I have already suffered enough losses from the dwarves and orcs, and the Sylvan empire outmatches them both, especially in magic! While I may be punished and demoted for failing in my mission, you will be stripped of all power by our God himself! You have more to lose! So if you want to succeed, you will send me more pit fiends and other magic resistant siege-breakers!”  
Azzazzel’s horns flared brightly in an almost white-hot flame out of pure anger, “RAGH! Fine. You shall have your support. But if I still fail, I will drag you down with me and let our master consume you first!”  
Gabruziel grinned, exposing his sickly yellow and many sharp tusks. “It’s a deal!”  
 
 
Apprentice Mage Arundosar – Dimensional plane of Arenal – tavern in Hil’Sania  
 
“It is a strange experience to be sure,” Arundosar said as he kept staring at his new Ring of Translation while the humans kept eating. Arundosar had long given up on the voracious appetite of the humans who after half an hour were still eating, demanding more soup and chicken from the overworked tavern owner. Not that the surly elves behind the bar were to be pitied, they would just send the bill towards the city who would have to pay according to the reward they gave to the humans for rescuing all those families.  
“When you say certain words or especially when you say certain concepts that are strange to us, it seems to try and give me a feeling of an idea that tries to come as close as possible to the figurative meaning of the word, while I actually hear a word or words that most closely resemble the literal meaning,” Arundosar said as he continued the conversation on his own.  
“Can you give us an example?” the red-headed commander asked.  
“Sure, your name for instance. You say f- v-, uh, vall’keeree, right?” Arundosar asked as she nodded in confirmation. “Right, all I heard the first time you said it with the ring on was ‘warrior-maiden’ with a feeling of fierceness, and a deep, red-blooded focus. Like peering down at a ruby in a darkened hallway, and if you angled it just right so that a single ray of sunlight would hit it, you would see a glorious burst of fire from within.”  
Sam nodded while the others smiled and started nudging her. “Yeah, that sounds like our commander alright,” the biggest and most resembling a drow male, Camper, said. His name was directly translatable.  
“Camper is a strange name, are all humans’ names so strange?” Arundosar asked, “I mean no offense of course, just curious.”  
“Oh, no offense taken. They’re not really our names, but codenames, short new names that we use whenever we can’t use our real names. Like when we are in unknown territory, like now,” Camper said.  
“Ah, makes sense. You humans have been absent from Arenal for centuries, so of course it would be an unknown territory to you all. It’s no wonder then that the devils attacked you then. They tend to invade dimensions that are weak or isolated, so that no one will come to their aid. It increases the number of slaves and riches they can take,” Arundosar explained with a sneer.  
“Yeah, bet they’re regretting that decision now,” the large white male with pale blond hair, Icebear, said. His name was also directly translatable, although Arundosar had never seen an ice-bear before. Although, looking at him now, he figured he may as well have. He was a large and pale man who strangled a dire bear to death and was scaring the commoners around him constantly by wearing its fur and growling like an utter madman when his commander wasn’t around. The humans had a strange sense of humour. Funny, but definitely strange.  
“Alright, that was a good meal,” the commander said as was done destroying her second whole chicken. She turned to the Apprentice and asked, “what’s the plan for tomorrow, Arundosar?”  
Arundosar thought for a bit as he replied, “Ah, well, it all depends on you really. My master said that I was to help you all open up a portal to home, and I need a crystal for that. Now the Academy sells-“  
“We’ve been over this. The reward from the city is 50 gold pieces. Buying a crystal according to everyone here is at least 10.000 gold pieces. We can’t afford that,” Valkyrie answered. “And no. We are not selling any pieces of our armour or technology to the Academy.”  
“Yes, I understand, you were very clear about that, haha” Arundosar said half-heartedly. They were understandably adamant against such things, they were truly powerful suits of armour. But the reward he would get for it made him try in earnest. His master had promised him an instant promotion to Journeyman as well as a glowing recommendation to start the process of becoming an official Mage depending on how many secrets, both magical and non-magical, Arundosar could bring back from the humans to his master.  
“Well, that leaves 2 options. We dig for it ourselves and risk a tunnel collapse, getting robbed, finding no crystals at all, or potentially get raided by competing miners,” Arundosar said and noticed that none of the humans looked very impressed or willing. “Or we go win the main prize at the adventurer’s guild. I’ve seen it, it’s quite a sizeable crystal, enough to open up the portal for your size for at least a month, even at my Apprentice-level skill.”  
The humans seemed more enthusiastic, if still sceptical at that option. The one they called ‘Alien’, was the only one who really smiled at that option and seemed consistently ready to skip sleep and go sign up right now. Alien was translated strangely for Arundosar. He heard it as ‘foreigner-from-beyond-Earth’, with a deep and dark feeling along with a mysterious even dangerous after-feeling to it. And yet she looked so sweet and innocent, it was quite bizarre to Arundosar. The other names were quite fitting so far, as although he also didn’t understand the nickname of ‘Barhead’, he could imagine that the smallest of the human women could perhaps drink a lot.  
“However, the adventurer’s guild is a bit of a meatgrinder as the commoners say. You either get lucky or you are very skilled and you win big, or you die on the job either from dangerous and wild animals, gangs of thieves and robbers, a crazed lone mage, poisonous plants and other hazardous terrain, competing guilds, some kind of evil mastermind with an idiotic plot to conquer a kingdom, or stranded in a strange and unexplored planar dimension where the winds could fill your head with nightmares and make you fight each other,” Arundosar almost nonchalantly said with a slight shrug as he listed off the most common ways to die in the meatgrinder.  
“Oh, please commander, puh-lease!” Alien almost shouted as she pleaded with Valkyrie.  
“Gods-fucking-damnit. Fine. If only because we have no guarantee of quickly finding a crystal at all while mining. We’ll get some rest tonight and tomorrow morning we’ll see how much effort it takes to win a damn-fucking magic crystal so we can get home,” Valkyrie replied in defeat.  
“It will probably be a lot more effort, but almost assuredly much, much quicker,” Arundosar said. “Mining a large enough crystal to be of use may take months, if you even know where to look. Winning big in the guilds can take as little as a week, if you are strong enough. And I think you are,” Arundosar said with a wink. “I’ll be here tomorrow morning. Oh, and don’t spend any of that gold.”  
“Why not?” Icebear asked.  
“The sign-up fee for the guild is 50 gold pieces per adventuring party,” Arundosar replied as he got up, ready to go to his sleeping quarters in the Mage tower.  
All the humans simultaneously grumbled and complained about wanting to buy souvenirs, but Valkyrie cut them off and finished the conversation, “Alright. We’ll bring the gold pieces with us tomorrow. Easy come, easy go, I guess.”  
 
 
Next
It's slowly building up, more action to come :D!
submitted by Ma7ich to HFY [link] [comments]

Chance me Columbia, JHU, Cornell, Emory, CMU

Background: I'm an indian male in Texas. First generation American but both my parents went to college in India and I won't be getting much financial aid.
Stats:
1600 SAT 36 ACT
UWGPA - 3.9, our school doesn't do weighted but my STEM classes grades are much higher than my GPA indicates
No rank but I'm in top 20 fs
Took Ap Physics (4), AP stats (5), AP wh (5), Ap bio (5), APUSH (5), AP Calc BC (5), AP Lang (5), AP Spanish (5), Taking AP Lit and AP Spanish Lit
Awards:
Congressional debate, won some state-level competitions and semi'd and finaled a few national level tournaments
MUN: Won a lot of national and international awards (won Harvard MUN hosted in India), definitely would continue in college
Typical NHS Stuff, National Merit semi-finalist
Duke of Edinburgh international silver and gold award
ECs:
Volunteering: I've gotten 1000 hours each year, I helped raise $250,000 for Leukemia and Lymphoma Society charity, on my school's community service council
Debate and MUN club president
Part of a nationwide inaugural fellowship about students finding their purpose (32 in my city and 32 in NY).
Shadow a doctor at a hospital here in the US
Helped start a clinic in rural Guatemala, I visit once a year
BIG EC: I run my own business through my parents, I'm self-employed with a five-figure salary, I hired my brother as an employee and I pay him too, he and I do financial market research and binary options trading but neither of my parents works in that field, I'm self-taught and I'd continue in college
Letters: Teacher letter should be strong, my supplemental was from the doctor I shadow, he wrote a really powerful one and he knew the key phrases to say bc his wife does college admissions for a local school
Essays: Strong, I hope
I'm still not 100% sure if i'm doing bio or econ, most likely some form of double major or collapsing on econ
submitted by Archon231 to chanceme [link] [comments]

Groestlcoin Release September 2018

Introduction

As always, the past 3 months since 22nd June have been crazy busy. The bears might still be around, but the show must go on and of course has not slowed the Groestlcoin development team in the slightest. Here’s a quick overview of what has already happened since the last release: - Integrated into the bitbns exchange, with the ability to buy Groestlcoin directly with the Indian Rupee. - Groestlcoin Rebrand Vote – Whilst there was much talk and push for a rebrand vote, the overall result was almost unanimously in favour of keeping our unique and conversation-starting name. With just 83 votes to Rebrand, and 2577 votes to No Rebrand. Thank you for all who voted, the funds raised are being used to fund ongoing hosting and development costs. - Integrated into the Cryptobridge exchange. Cryptobridge is a popular decentralised exchange where you always hold the private keys to your funds, only YOU have access to them. - Groestlcoin has been added to SimpleSwap – Groestlcoin can now be swapped with over 100 other cryptocurrencies, without signing up! - Groestlcoin has been added to UnoDax, one of the leading cryptocurrency exchanges in India, with TUSD, BTC and INR trading pairs. - Groestlcoin has been added to SwapLab.cc, where you can buy Groestlcoin using Bitcoin and over 50 other altcoins. Purchasing with VISA/Mastercard is coming VERY SOON. Discussed later: - Groestlcoin has been listed on #3 largest exchange in the world on volume, Huobi Global! More on this to come further on in the announcements. - Groestlcoin has been added to the Guarda Multi-Currency Wallet. - Groestlcoin has been added to Melis Multi-Device, Multi-Account, Multi-Platform, Multi-Signature advanced wallet! Already this list is far more than most other cryptocurrencies have achieved in the past 3 months. But this is just the tip of the iceberg of what has been developed.

What's been Happening?

GRSPay Released

We are so excited for this, that it has it's own separate reddit thread. Head over there now at https://www.reddit.com/groestlcoin/comments/9ikr5m/groestlcoin_releases_grspay/? to see more on this!
https://www.melis.io/assets/logo-navbar-4b6f0d372f15b2446d3fa4c68f346e4fb08ee113941186cee58fd6135f3f8b7d.svg

Melis Wallet

The the most advanced wallet for Bitcoin, Bitcoin Cash, Litecoin and now Groestlcoin.
With Melis you have the complete control of your bitcoins and private keys, you can define spending limits policies and make use of two or more factors authentication. Melis is open source, published on GitHub.

How Melis Works?

You can create as many accounts as you want. An account is a part of your wallet that can be customised to your requirements. You can choose how many co-signers are required to spend funds. The accounts are completely independent and act like separate wallets from each other but can be accessed via the same details. A core feature of Melis is the ability to set a ‘primary’ device. With this you can set an account as ‘Secure’ so it is only viewable (and accessible at all) from the Primary device. You can have a savings account hidden from the outside world whilst also having your ‘spending’ funds available on the go. With Melis you can create a multi-signature account between N people, where up to N signatures are required to sign a transaction, choosing if any of those should be mandatory.
Core Features:
https://guarda.co/assets/images/1PGo4ID.svg?1537791124643

Guarda Wallet

Safer than ever! Desktop Light Wallet - Anonymous and fast!
With Guarda Multi-currency Desktop Light Wallet you don’t need to register. Guarda has no access to your private keys or funds. You can receive, send, store, buy and exchange cryptocurrencies in complete anonymity and safety. All these features are available on Linux, Windows or MacOS. Choose the one that suits you!
More info about Guarda wallet on www.guarda.co
https://holytransaction.com/images/logo.png

Integrated into HolyTransaction

What is HolyTransaction?

HolyTransaction gives users access to the crypto world with a universal cryptocurrency wallet and instant exchange.

Features

For more information, visit Holy Transaction here.
https://www.groestlcoin.org/wp-content/uploads/2018/09/next-grs-groestlcoin.jpg

Integrated into NEXT Wallet

What is NEXT?

NEXT is a modern, next-generation stylish open-source Desktop wallet.

Features

For more information, visit NextWallet here.
https://blockchainfinancial.com/mediaserve2018/09/admin-06143647-bcf_logo_vec_256x256.png

Integrated into Blockchain Financial

What is Blockchain Financial?

Blockchain Financial is a set of web based services for individuals and companies that want to make things happen with the Cryptocurrencies Ecosystem. - For those that don't know anything about cryptocurrencies, we offer tools that will let them receive, send and operate with an assortment of coins. - For those that are already riding the wave, we offer tools that will let them do all those things that they weren't able to do.

Blockchain Financials mission

We're not here to reinvent the wheel. We're here to make it run smoother for you, and we provide some of the most useful services you'll find on the internet, made in a way that is easy to understand and use on a daily basis. In short, we're a bunch of people that claim to be Crypto Evangelists. We strongly believe in cryptocurrencies, and our main promise is to push them up so more people get involved and take all the advantages they offer.

More information from Blockchain Financial

Back in 2014, the world was taken by storm when Facebook approved the first cryptocurrencies tipping apps. The first was for Dogecoin, and the second was for multiple coins.
The project was hosted on whitepuma.net, and persisted for almost two years, built up a massive user community and gave a home to Bitcoin, Litecoin, Dogecoin and dozens of other bitcoin-based altcoins.
After very active months, the tipping hype started to fade away. Then, the developers decided to jump into the next stage: bringing not only tipping, but also mining and a widget that could be embedded on websites to allow everyone to accept payments. Sadly, the work was never completed because the project started to require an unsustainable amount of resources. Then, in a painful decision, a shutdown was announced by December 2015.
A couple of months after whitepuma.net was closed, the source code was released by its creator as Open Source on GitHub. But it wasn't maintained.
Now, some of the original members of the dev and admin teams gathered up with a handful of the WhitePuma's elite users, and decided to make something good with the best pieces of the old source code. That, with fresh new ideas and the power of the BardCanvas engine, synthesized the core of Blockchain Financial.
More info about Blockchain Financial wallet on .
For more information, visit [Blockchain Financial](www.blockchainfinancial.com)
https://www.huobi.com/image/logo.aeb4723.svg

Groestlcoin Listed on Huobi

Who are Huobi?

Huobi was founded in China and is now based in Singapore, with offices in Hong Kong, South Korea, Japan and the North America, currently sitting #3 in volume on Coinmarketcap. Huobi is a great leap forward for our growing presence in Asia and we are very excited to be listed here!
You can find the official Huobi announcement here.

Groestlcoin Core v2.16.3 - Please Update ASAP

A new major Groestlcoin Core version 2.16.3 is now available for download which includes both a Denial of Service component and a critical inflation vulnerability, so it is recommended to upgrade to it if you are running a full Groestlcoin node or a local Groestlcoin Core wallet.
v2.16.3 is now the official release version of Groestlcoin Core. This is a new major version release with a very important security updates. It is recommended to upgrade to this version as soon as possible. Please stop running versions of Groestlcoin Core affected by CVE-2018-17144 ASAP: These are 2.13.3 and 2.16.0.
As a result in this, all exchanges and services have been asked to upgrade to this version, so please be patient if wallets go in to maintenance mode on these services.

What's new in version v2.16.3?

This is a major release of Groestlcoin Core fixing a Denial of Service component and a critical inflation vulnerability (https://nvd.nist.gov/vuln/detail/CVE-2018-17144) exploitable by miners that has been discovered in Groestlcoin Core version 2.13.3 and 2.16.0. It is recommended to upgrade to 2.16.3 as soon as possible. If you only occasionally run Groestlcoin Core, then it's not necessary to run out and upgrade it right this second. However, you should upgrade it before you next run it. If you know anyone who is running an older version, tell them to upgrade it ASAP. Stored funds are not at risk, and never were at risk. At this time we believe over half of the Groestlcoin hashrate has upgraded to patched nodes. We are unaware of any attempts to exploit this vulnerability. However, it still remains critical that affected users upgrade and apply the latest patches to ensure no possibility of large reorganizations, mining of invalid blocks, or acceptance of invalid transactions occurs.

The Technicals

In Groestlcoin Core 2.13.3, an optimization was added (Bitcoin Core PR #9049) which avoided a costly check during initial pre-relay block validation that multiple inputs within a single transaction did not spend the same input twice which was added in 2012 (Bitcoin Core PR #443). While the UTXO-updating logic has sufficient knowledge to check that such a condition is not violated in 2.13.3 it only did so in a sanity check assertion and not with full error handling (it did, however, fully handle this case twice in prior to 2.1.0.6). Thus, in Groestlcoin Core 2.13.3, any attempts to double-spend a transaction output within a single transaction inside of a block will result in an assertion failure and a crash, as was originally reported. In Groestlcoin Core 2.16.0, as a part of a larger redesign to simplify unspent transaction output tracking and correct a resource exhaustion attack the assertion was changed subtly. Instead of asserting that the output being marked spent was previously unspent, it only asserts that it exists. Thus, in Groestlcoin Core 2.16.0, any attempts to double-spend a transaction output within a single transaction inside of a block where the output being spent was created in the same block, the same assertion failure will occur. However, if the output being double-spent was created in a previous block, an entry will still remain in the CCoin map with the DIRTY flag set and having been marked as spent, resulting in no such assertion. This could allow a miner to inflate the supply of Groestlcoin as they would be then able to claim the value being spent twice.
Groestlcoin would like to publicly thank Reddit user u/Awemany for finding CVE-2018-17144 and reporting it (https://lists.linuxfoundation.org/pipermail/bitcoin-core-dev/2018-Septembe000064.html). You deserve gratitude and appreciation from cryptoworld, and you have ours. If you want to support him for his work, please consider donating to him on his bitcoin cash address: bitcoincash:qr5yuq3q40u7mxwqz6xvamkfj8tg45wyus7fhqzug5
http://i.imgur.com/3YhyNZK.png

Groestlcoin Electrum-GRS 3.2.2 - Ledger & Trezor Edition

What is Electrum-GRS?
Electrum-GRS is a lightweight "thin client" groestlcoin wallet Windows, MacOS and Linux based on a client-server protocol. Its main advantages over the original Groestlcoin client include support for multi-signature wallets and not requiring the download of the entire block chain.

Changes:

http://i.imgur.com/3YhyNZK.png

Electrum-GRS Mobile Android

What is Electrum-GRS Mobile?

Electrum-grs is a lightweight "thin client" groestlcoin wallet Android based on a client-server protocol. Its main advantages over the original Groestlcoin client include support for multi-signature wallets and not requiring the download of the entire block chain.

Changes

Groestlcoin EasyVanity Released

Groestlcoin EasyVanity is a Windows app is built from the ground-up in C# and makes it easier than ever before to create your very own bespoke Groestlcoin address(es), even whilst not connected to the internet! You can even generate multiple keys with the same prefix and leave it on overnight whilst your CPU or GPU collects and stores these addresses locally.
If you're tired of the random, cryptic addresses generated by regular groestlcoin clients, then Groestlcoin EasyVanity is the right choice for you to create a more personalized address.

Features

• Ability to continue finding keys after first one is found • Includes warning on startup if connected to the internet • Ability to output keys to a text file (And shows button to open that directory) • Ability to make your match case sensitive (Where possible) • Show and hide the private key with a simple toggle switch, and copy the private key straight to your clipboard • Show full output of commands • Includes statistics whilst the application is running • Ability to choose between Processor (CPU) and Graphics Card (GPU) • Automatically detects 32 or 64 bit systems • Features both a Light and Dark Material Design inspired Themes • EasyVanity's search is probabilistic, and the amount of time required to find a given pattern depends on how complex the pattern is, the speed of your computer, and whether you get lucky. • EasyVanity includes components to perform address searching on your CPU (vanitygen) and your OpenCL-compatible GPU (oclvanitygen). Both can be built from source, and both are included in the Windows binary package. • Prefixes are exact strings that must appear at the beginning of the address. When searching for prefixes, Easyvanity will ensure that the prefix is possible, and will provide a difficulty estimate. • The percentage displayed just shows how probable it is that a match would be found in the session so far. If it finds your address with 5% on the display, you are extremely lucky. If it finds your address with 92% on the display, you are unlucky. If you stop EasyVanity with 90% on the display, restart it, and it finds your address with 2% on the display, your first session was unlucky, but your second session was lucky. • EasyVanity uses the OpenSSL random number generator. This is the same RNG used by groestlcoin and a good number of HTTPS servers. It is regarded as well-scrutinized. Guessing the private key of an address found by EasyVanity will be no easier than guessing a private key created by groestlcoin itself. • To speed up address generation, EasyVanity uses the RNG to choose a private key, and literally increments the private key in a loop searching for a match. As long as the starting point is not disclosed, if a match is found, the private key will not be any easier to guess than if every private key tested were taken from the RNG. EasyVanity will also reload the private key from the RNG after 10,000,000 unsuccessful searches (100M for oclvanitygen), or when a match is found and multiple patterns are being searched for. • Free software - MIT. Anyone can audit the code. • Written in C# - The code is short, and easy to review.

Groestlcoin Sentinel (Android & Blackberry) – Mainnet + Testnet

What is Sentinel?

Groestlcoin Sentinel is the easiest and fastest way to track/receive/watch payments in your offline Groestlcoin Wallets. Groestlcoin Sentinel is compatible with any standard Groestlcoin address, BIP44 XPUB (Extended Public Key) BIP49 YPUB and BIP84 ZPUB
Groestlcoin Sentinel is a great solution for anyone who wants the convenience and utility of a hot wallet for receiving payments directly into their cold storage (or hardware wallets). Sentinel accepts XPUB's, YPUB'S, ZPUB's and individual Groestlcoin address. Once added you will be able to view balances, view transactions, and (in the case of XPUB's, YPUB's and ZPUB's) deterministically generate addresses for that particular wallet.

What's New?

The P2SH paperwallet supports creating P2SH paperwallets in bulk, keypair generation with QR codes and sweeping tool. Groestlcoin believes strongly in privacy, the live version does not collect and store IP or transaction data.
Changes
Features
The BECH32 paperwallet supports creating BECH32 paperwallets in bulk, keypair generation with QR codes and sweeping tool. Groestlcoin believes strongly in privacy, the live version does not collect and store IP or transaction data.
Features
![WebWallet](https://i.imgur.com/Z2oj7bj.png)

Groestlcoin Web Wallet Update 1.4

What is Groestlcoin Web Wallet?
Groestlcoin Webwallet is an open source, multisignature, HD Wallet and more! Webwallet is a a open source browser based Groestlcoin webwallet.
Webwallet is a playground for Groestlcoin in javascript to experiment with. It supports multisig, OP_HODL, RBF and many more. Groestlcoin believes strongly in privacy, the live version does not collect and store IP or transaction data.
Changes:
submitted by Yokomoko_Saleen to groestlcoin [link] [comments]

iq option india

https://www.myadvo.in/blog/binary-trading-in-india/ There has been a tremendous growth in online trading at a global level and India is not behind. Since the introduction of binary trading, binary options such as IQ Option, have gained popularity in India quickly.
submitted by priyamalik9990 to u/priyamalik9990 [link] [comments]

iq option review in india

https://www.myadvo.in/blog/binary-trading-in-india/
There has been a tremendous growth in online trading at a global level and India is not behind. Since the introduction of binary trading, binary options such as IQ Option, have gained popularity in India quickly. With more investors wanting to invest in IQ Option, India still has a majority of people who are unaware of the application of binary options, especially whether the trading binary is legal in India or not.
submitted by priyamalik9990 to u/priyamalik9990 [link] [comments]

is iq option legal in india

https://www.myadvo.in/blog/binary-trading-in-india/
There has been tremendous growth in online trading at a global level and India is not behind. Since the introduction of binary trading, binary options have gained popularity quickly in India, with more investors wanting to invest in binary options. However, a majority is still unaware of the application of binary options and whether binary trading is legal in India or not.
submitted by priyamalik9990 to u/priyamalik9990 [link] [comments]

[CiV VI] I've compiled my Ideas, and many of those I found throughout the sub, to create the ultimate Civ VI wishlist!

I appologize in advance as this post is offensively long. I mean, it's 5000 words with no TL:DR, so abandon all hope all ye who enter. I believe it covers all of the most common suggestions, and I've tried to make it all a little bit more out-there for the sake of flavour, but alas, please roast me merrily and have a lively discussion in the comments! Without further ado...
Musings; Ultimate edition
Tile Improvements
Transport
-4 Transport Improvements; Road, Railway, Highway and Maglev. These all have some difference in kind.
-Roads are the cheapest and the lowest tech, working much as they do in Civ V, but boosting yield on some adjacent improvements such as trading posts/towns.
-Railways have a limit on their distance from cities; about 5 tiles in the industrial era, increasing to 7 in the modern. This forces players to build cities closer together, and build the correct improvements, but railway benefits scale with population and aren't usable by enemy combatants.
-Highways work like a straight upgrade of roads, except they allow cities within 5 tiles along a highway to pool food and production yields, but produces 'pollution', which reduces "health".
-Maglev is a funky one for tech focused Civilizations. A maglev network connecting cities, irrespective of length, pools population(citizens available to work buildings), pools production and boosts science yield in both cities by ~30%, but otherwise functions like an expensive railway. Costs "energy" as well as about 4 gold per turn per tile.
-Rivers work like roads, but with no maintenance and provide gold. Great rivers allow ships to sail through. Workers can eventually dig canals which act as artificial great rivers, and tunnels can be bored through mountains through which Railways, Highways and Maglev can travel.
-Le Mountain Tunnels and pontoon bridges/undersea tunnels.
Yield Improvements
-Farms, Wells, Mines, Lumber mills, Plantations, Pastures, Camps and Quarries all work much the same as before, however Mines, Wells and Quarries produce 'pollution' as well as production.
-Windmills and Watermills(by rivers), which can be built on top of Farms and Plantations, provide a small yield of production at no 'pollution' cost. Upon research of "Electricity", they produce an "energy" yield.
-Once "Mechanization" technology is researched, the citizen assigned to a farm or plantation can be replaced with "energy" from appropriate buildings and improvements. The same is true for Mines, Wells and Quarries upon researching "Automation".
-Wells can be built to provide adjacent tiles with fresh water.
-Cottages double gold yield from surrounding tiles, provide 1 gold themselves. +1 gold with "Economics". Grow into Villages and then Towns which provide 3 gold base, 1 science, 1 production and 1 "energy", reduce crime and increase health.
Strategic/Military Improvements
-Forts can't be entered by enemy units without attacking. Area around forts are considered area of control, and give a land claim for a casus belli. Can upgrade to a military base, giving it an aircraft capacity and healing adjacent friendly units.
-Add sentry turrets, which are effectively stationary units which can attack enemy units. Available on Ballistics, can upgrade on Robotics to attack autonomously, Rocketry to be able to fire rockets to destroy tanks.
-Can build walls which provide a combat bonus to units inside, and drain movement points, as well as "outposts" which heal units in adjacent tiles.
-Some units can build trenches and lay mines(requires "Gunpowder") which provide a defensive bonus/act as traps.
Cities and Colonies
-Global happiness replaced with city level "health" and "stability", which affect growth, "bandit" spawn rates and likelihood of rebellions. A city with very low/negative health has a chance of spawning a plague, which behaves almost like a Civ V religion, spreading to other cities via pressure from proximity and trade routes, however plagues can also infect units adjacent to an infected city, which can then infect other cities and units and so on and so forth. Stability is reduced the greater the minimum travel time from the capital to that city.
-Workers can build districts adjacent to the original cities, which act as an extension of the city, reducing "crime", increasing "health", as well as allowing that city to build contextual buildings and units of the suburb's tile. If the population of a city grows too large without extra districts then 'health' and 'stability' decreases, spawning "slums" which in turn spawn bandits. The district can be specialized to be a stability boosting suburbs, health boosting parks, production boosting fabrics/shipyards, money boosting financial districts, culture boosting theatre districts, science boosting science parks and (upon researching hydroponics) food boosting vertical farms. If you play it smart, you can build 10 tile, 100+ pop megapoli by the end of the game.
-From the renaissance era, 'colonists' (super-fast, cheap settlers) can found "colonies" as well. Colonies increase cost of techs and policies by ~75% less than normal cities and grow twice as fast, but have much less defence. They can't (initially) build any buildings, nor build units with production, but can spawn militiamen and mercenaries. All of their production goes into "levelling-up" the colony, from 0 up to 20~25, having at around level 15 the option to turn it into a proper city. At each level you are presented with a "random" dynamic event and options on how to handle it; the options you choose affect the direction your colony takes and the characteristics it has. For example; "Catholic refugees fleeing the Malian inquisition are huddled outside the gates, what is our course of action? Do we; let them in (+1 population, -1 health, +2 diplomacy FP), turn them away (-1 diplomacy FP, +2 food), or offer them refuge in exchange for military service (+1 military FP, a maintenance free unit appears, -1 food). By level 25, 25 of these decisions could have been made, and the colony would have an array of special attributes. But high level colonies would carry a large risk of spawning rebel units, so it's worth converting them to cities (which start with an array of buildings) anyway.
Diplomacy
-Casus Belli system; common complaint, common answer. Appropriate and adapt from paradox games. Potential cases include land claim (using forts and spies), espionage offence, liberation (low approval), holy war, ideological conflicts, imperial conquest, resource acquisition, diplomatic offence et cetera. All of these will reduce warmonger penalties with certain Civs for certain actions but aren't a get away with murder card.
-Ultimata; Currently, there is no facility to threaten other civilizations. Ultimata remedy this and work thus; I demand something from another Civ in exchange for NOT declaring war. If they refuse the I automatically declare war on the next turn.
-A focus points system. Civ actions, such as War, Threats, Wonders, Technologies, Trades, Quests and Civics earn focus points in Science, Economy, Religion, Culture, Military or Diplomacy; These give diplomacy bonuses, allow access to special quests, and allow special actions.
-Taunt leaders back. This can give focus points.
-7 types of non Civ actors; City-States, Nations, Tribes, Corporations(get to that later), Rebels(Specific-Hostile) and "Barbarians/Bandits"(Hostile).
-City-States work much like they do in 5, except gold gifts are worth much less, and special quests and focus points are worth much more, and influence is instead 'spent' in order to gain things like world congress votes. Any allied city state can eventually be incorporated fully as a city. Eg. Florence, Milan, Singapore, Monaco, Malta, Honkers, Samarqand, Dubai, Abu Dhabi, Ife, Great Zimbabwe, Mombasa, Zanzibar etc. Limited to ~9 tiles.
-Nations are like stripped down Civilizations; a halfway house between city states and full blown Civs. Limited to 4 cities, which must be contiguous, they offer a medium for proxy wars, advanced diplomacy, breakaway states and buffer states. They also conveniently add filler to the map, and can represent small or "failed" nations. eg. Scotland, Texas, California, Belgium, Wallachia, Aragon, Manchuria, New Zealand etc.
-Tribes are an overhaul of Barbarians; Instead of automatically hostile units spawning from encampments, tribes act sort of like city states with no cities. They have territory, in which they have villages which occasionally spawn primitive military units and only primitive military units. There are no penalties for entering tribal territory as long as you aren't seen by any units, and you can even settle on top of their land. However, within these lies a moral choice; do you overpower tribes and take their land or try and bargain with and incorporate them peacefully?
-Rebels are units which spawn in cities with a low 'stability' stat, and are always hostile to the Civ in which they are spawned. The 'strife' can be increased by enemy spies, ideology, large numbers of unemployed citizens and lack of gold/science buildings. If rebels capture a city, then they make a new 'Nation' or city state which can be bargained with like any other.
-"Bandits" are the new Barbs, but as well as spawning in encampments they spawn in slums in civilized territory in response to overcrowding. They are more money focused in that any tile with a bandit unit on it yields negative gold per turn, and will set up their own improvements such as traps and dens. Can perhaps change name based on era and context (eg. Barbarian, Bandit, Pirate, Terrorist, Savage, Gangster, Mobster, Highwaymen etc).Their spawn rate inside Civs is reduced by presence of police buildings.
-InfoAddict style information screens. Graphs for days! Also displayed are opinion modifiers, and the factors determining whether a Civ will accept any particular deal. Less hidden mechanics.
-Ideology has more impact on diplomacy, with significantly different mechanics associated with each (get to that later), and being an extremely significant maker and breaker of relationships.
-Add Chemical, Biological and Radiological weapons which carry a very significant diplomacy penalty, along with nukes.
-One can choose to disobey resolutions or leave the world congress, incurring a large diplomatic penalty.
-Establish pacts with nations and city states.
-Can buy tiles from other actors.
Tech
-A less linear tech tree, starting off with a "core" set of techs arranged as they are but with cul-de-sac "branches" coming out of later eras, offering interesting technologies; broadly on spectrum from futuristic to retro-futuristic. The techs that all players need would all be in the core so they didn't have to specialize too much, but there would necessarily be a lot more techs. The ones further out on branches would only really useful for players either aiming for a Science victory or aiming for a specific bonus.
-Civs are able to divide research, researching multiple techs at the same time, utilizing special specialists (heh) called scientists. Much like trade routes in BNW, each era would allow a certain base number of scientists, and then things such as wonders, city states, research agreements, social policies and such would add on to that. Scientists would each be able to research one tech at a time, but multiple scientists (up to -3~4) could be set to research the same tech at an accelerated rate. The rate at which scientists could research stuff will depend on several factors. Each could utilize the entire Civ's global science output, in addition to their home cities' science output and more beakers proportional to extra allocated gold. Scientists would be based in a specific city, and would use up ~3 food, ~3 base gold, and require certain buildings to be able to research techs at certain levels; Libraries for anything beyond the Ancient Era, A University for anything beyond Medieval, A Laboratory for anything beyond Industrial and so on. It would be most efficient to put lots in your capital, but you wouldn't necessarily have the food to do this. Having lots of extra scientists would not be worth the effort if you don't want to have a science victory, and having lots impairs your Civ in other ways. This is an effective nerf to tech, which otherwise is inherently OP.
-New science buildings, such as Particle Accelerators, University Hospitals, Pharmacy-labs, Space-centres and the such in the late game. These would allow new lines of the tech tree, as well as providing bucket-loads of science, for a high price.
-'Rationalism' perhaps split into two different policy branches, Rationalism and Ingenuity. Rationalism is best for tall/tech defence, augmenting the ability of cities to make and use science. Ingenuity best for wide, improving use of strategic resources and reverse engineering other Civs tech i.e. tech offense.
-Research agreements allow one Civ greatly accelerated research into techs already researched by the other Civ, and a boost in global science output equal to that of the smaller Civ, and a two-for-one (maintenance wise) on two of their own scientist. When the agreement ends both players get a one-time tech boost.
-High level spies can be used to take enemy scientists during a time of war.
-Being allied with city states and minor nations allows you to initiate research agreements with them free of gold charge.
-11/12 eras: Ancient, Archaic?? , Classical, Medieval, Renaissance, Enlightenment, Industrial, Modern, Atomic, Information, Genetic/Space and Synthetic eras. Science and Diplomacy win in Synthetic. Cultural in Genetic at earliest. Domination is Domination.
-Revamped Science Victory. Perhaps, Instead of building a spaceship using Information era tech, you have to do special quests. Maybe upon researching a tech in the core of the Renaissance or the Enlightenment , you are alerted to the presence of a special quest for you to follow, and that other such quests are available upon researching specific technologies, which are located far out in the branches of subsequent eras, where non-science Civs daren't tread. The quests could range from "complete this national wonder", to "City state X has this item, acquire by any means necessary", to "Conduct a special research mission at X location". These quests would give special rewards, but would also give you items (all of which) you need to complete the science victory, possibly with an interstellar mission, maybe first contact, possibly artificial intelligence, I don't know. Stick with tradition; an interstellar mission.
-More rubber banding in tech. "Core" technologies that have already been discovered by a met civilization will take ~40% less time to research, and units have a chance of "discovering" a technology when killing advanced enemy units or taking the city of a technologically superior foe.
Late Game Horrors
-Endgame apocalypse scenarios. In the late atomic era players would be notified of the possibility of a coming endgame scenario. There would be a set number of scenarios that would be presented, each with a different probability of advancing. The scenarios would begin at the start of the Information era and progress through different levels of increasingly severe effects. There would be runaway global warming with rising sea levels, desertification, flooding and such the like. A new ice age with falling sea levels, glaciations, deforestation, ecological collapse and so on. Then there could be Atmospheric Toxicity with algae blooms, poison winds, ozone holes and other ghastly stuff. Players can then either concentrate efforts to reverse the cataclysm, to the joy of weaker Civs and nations; or simply withstand it, much to the dismay of those you could help, using dome cities and similar. Perhaps persuading other Civilizations, Nations and City States to unite in efforts to prevent the cataclysm could become the new diplomatic victory. Beats buying city states.
-Nukes become far more terrifying. Each nuke deployed would advance the endgame scenario significantly. To add to this, one nuke hit would turn any city district into a "Nuclear ruins" which spawns special Barbarian units called "Antmen", which drain health of all adjacent units and city districts. Fallout would prevent any food yield and pillage all tiles affected. Some splotches of fallout may end up all over the world in random places.
-Nukes could be set to Dead Man's switch, meaning any nuclear attack on that Civilization would cause any nukes set to dead man's switch to fire at the belligerent's cities
Civics and Social Policies
-Add the quest system from IV and BE, as well as the quest decisions and such from the above two games and a splash of random event decisions from paradox.
-In addition to Social Policies like in Civ V, have Civics which are a set of Binary choices taken ~2 times per era. These would be things like: Collectivism versus Individualism and Citizen Army (low maintenance) versus Mercenary (low production) in the early game, and Religious School versus Secular School in the late era, for example. These are the things ingrained into your Civ's culture.
-Civs are given a "home turf" bonus depending on the terrain they spawn in. A Civ that spawns with more than 12 hills or desert tiles etc. within 3 tiles of the capital will gain a combat bonus and yield boosts relevant to that terrain type.
-Ideologies, like those in BNW, stay, along with their "tenets". However, a new layer is added; "Internal Diplomacy" including an 'Election/Party' system for freedom, a 'Soviet' system for order and a 'Faction' system for autocracy.
-In Civs following freedom, every few turns there would be an "Election" which would give 3 different parties, loosely modeled around Traditionalists/Conservatives, Liberals and Populists/Socialists, a certain amount of weighting/representation. Any particular action would have a certain approval with each party, and total approval (from all parties) gives bonuses or penalties. If total approval is at +80 then you are effectively in a mini Golden age. Less than -50 then you face civil disobedience and mass protest. For example, if you want to raise taxes, a large number of "traditionalists/conservatives" will make you pay, while a large number of "populists/socialists" will cheer you along. The representation of each party is dependent on several factors; large numbers of faith buildings and religious followers will help "traditionalism", culture buildings and high GPT would boost "liberalism", lots of factories or poor GPT helps "populism/socialism", gold buildings reduce "populism/socialism", and a Random Number Generator throws a boon to anyone going every few turns when there's an "election". The weighting of the RNG also throws back to the civics/social policies one takes in the early game; tradition helps traditionalists, liberty helps liberals and so on. Other social policies may change the Parties' opinions on certain actions; honour, for example, reduces opposition to war.
-Order Civs have three 'soviets' in place of parties; Industrial workers (hammer), Agrarian Peasants (sickle) and Intellectuals (pen). Any action you take will reduce or increase "contentment" of each 'soviet'. Contentment of peasants affects food/growth, Industrial affects production/gold, and Intellectual affects science/culture. There are no 'elections' as with freedom, but weighting of the three soviets will depend on the amount of farms, factories and universities; if you don't have any farmers on the land you don't have to pander so much. Every ~10 turns, each soviet will set a quest (5-year-plan) such as: build a university in every city of population >6, secure a source of 6 unique luxuries, gain 10 population in X city and so on. Fulfilling these objectives will gain a boost to yields relevant to the soviet, as well as a quest decision, whilst their contentment will decrease if you fail the objective. Whilst at war these objectives are suspended. If you consistently succeed, gaining contentment and Great person points, then you get special great people called "Stakhanovites". Peasant Stakhanovites can found "ration" districts which expand the closest cities workable radius by one tile around them and boost growth by ~35%. Worker Stakhanovites can found "studio" districts which produce 10 hammers and increase build rate off units or buildings by 30%, and Intellectual Stakhanovites can produce a "Institute" district which boosts city science by 50% and culture by 40%, and gives a free scientist. They can also be expended to found a city with a full suite of growth, production or science buildings, or can found 'Order' corporations. Using Stakhanovites gives massive boosts to tourism, stability and "contentment" of the soviets.
-Autocracy Civs instead must accommodate three 'factions'; the Generals, the Oligarchs and the Ministry. This, necessarily, is quite different to the others. The Generals become restless after long periods of peace, potentially sparking rebellions and mutiny, and so Autocratic states must be at war regularly or else the generals will reduce production, stability and culture. If one fails to acquire new resources and expand gold yields then gold, science and health are massively reduced. The Ministry is responsible for counter intelligence success and food yields, and failing to chastise offending civilizations and build new units causes growth to stunt, stability to decrease and spies to begin leveling down. Autocracy Civs can however by default work a greater radius around their cities, have no penalty for annexing territory, and get replacement workers called Labour Fronts which are quicker, pay no unit maintenance and can fight as a melee unit if enemy soldiers are within the Civ's territory. These are earned through keeping the ministry happy, along with bonuses to great people generation and shorter periods of resistance in captured cities. Keeping the generals happy provides combat bonuses, as well as increased stability and spawning of "Troopers" which are up to date military units free of maintenance with a combat bonus against rebels, enemy units in friendly territory, and units belonging to Nations and City States. Keeping the oligarchy happy will result in the spawn of Autocratic Corporations, and will give conquered cities free gold buildings.
Corporations
-Corporations behave like little city states (with no territory or cities), and can undertake many different projects with you. Depending on the corporation, they may be able to research technologies which you can then use, build buildings in your cities (some of which are unobtainable any other way), build and maintain improvements (some of which, again, are unique to corporations), spawn unique great people, field a private military/security force to use against barbarians, man culture buildings, establish trade routes and practically anything else. There are several types; tech-based corporations which help with science and give scientists, entertainment/travel corporations which help with culture and tourism, manufacturers which boost production etc. The catch is that you must attract corporations to set up in your cities by following policies which are friendly to them (low taxes) and having buildings and improvements which help them, such as banks and stock exchanges. Tech corporations want universities and labs, Pharmaceutical corporations want lots of unimproved tiles (especially jungle). Trade agreements and diplomacy also attract corporations and allow corporations to operate in multiple Civs to share luxuries, gold, science and culture; however the majority of the benefits go to the Civ with the corporate headquarters. Of course, different ideologies and tenets will be able to reap the benefits of corporations more efficiently. Freedom Civs are the natural choice for taking advantage of corporations, whilst Order Civs have a much harder time; they can only gain their own corporations using special great people. The rough order is; Freedom (Optimal), Freedom, Order (Optimal), Autocracy (Optimal), Autocracy, Order. With the right tenets, Order is decent for Corporations (China), whereas Autocracy locks you in to a kind of Autarky, whereby corporations are nigh impossible to attract if not created by Oligarchs.
Gameplay Tweaks
-Maps are largetiles are smaller; allow Civs to build extremely dense populations without feeling cramped. Countries such as the Netherlands, or England, if put directly into Civ V would effectively be 10 tiles of nothing but cities.
-The vast number of notifications you get when it comes to the late game would be condensed into a "newspaper" which can be opened up and browsed for updates, rather than crowding your screen. Stories could be things like: "Owing to brilliant contributions to the research of Theology, Gottfried Leibniz has emerged as one of Medieval America's greatest Scientists!" and "King Alexander of Greece has completed the construction of his great Porcelain Tower!".
-Ranged Units, Civilian Units, Infantry Units and Cavalry/Siege Units can fit on different "layers" in each tile. Each unit more than the 1st uses 1 food. If they consume more food than the tile can provide, and they are outside the workable radius of a non-starving friendly city, then they suffer attrition damage.
-Addition of more Biomes. Gameplay-wise, there would only be the usual terrain types. However, some forests may appear as bamboo forests, some marshes as swamps or fens, some deserts have red sand and cacti etc.
-Upgrade route for Scouts, going to Explorers and Recon units, as well as Snipers. Along with this: more customizability, and take out the "Great War" units, or put them earlier. Replace them with cold war era units, like Vulcan bombers, MIGs, "Choppers" etc.
-Allow helicopter units to land between turns, allowing them to "refuel". Also allow air unit's like bombers to conduct a "Hail Mary", doubling range and damage but destroying the unit, with a chance of recovering the "pilots" for quicker replacement.
-Incorporate the quest system/binary choices into religion: poly vs monotheistic etc. Just more customization in general. Allow cults to be founded with leftover beliefs once at the enlightenment era.
Espionage (Shout-out to litriod)
-If you put a "spy" into one of your own cities, they become an Agent, which work much like Civ V spies who are set to Counter-Intelligence. They will hunt foreign Spies in the city you send them to, but they won't necessarily kill them when they find them. Instead you are given several actions to choose from; Kill the Spy and send them back to their homeland as a warning, resulting in their leader disliking you, but other nations will then dislike them for spying on people. You can also send them home unharmed, and chastise their government for spying on you making the other Civ like you more for sparing their spy, but they'll send more your way in the future. Or you could allow the Spy to continue their job, with a catch; The Spy's government must pay you gold, you gain some of their intelligence, but the Spy will continue Spying on your people, and your Agent will not level up from the incident.
-When you place a spy to a Friendly Civ's city, they become a Diplomat. Diplomats aren't hidden like Spies, and the foreign government always knows their location. Diplomats give you the ability to see all of the territory owned by the city they're in, not just the two rings around the city. Diplomats will also receive information from officials about events in their empire, working like the Spy's surveillance ability. However, the foreign officials won't give you unlimited Intel, and will inform you if they're plotting against you. Diplomats can allow you to trade World Congress votes with the nation in which they're operating, and each Diplomat you field will give you 1 bonus vote in the World Congress. When war is declared on the civilization housing the diplomat, they may be killed in the crossfire, and your Diplomats are at constant risk of assassination.
-Spies placed in a Neutral Civilization's city become, well, Spies. Spies work much as they currently do: they do shady things under cover, and they risk getting caught and treated by the other player much as you could've treated theirs, but you can of course sacrifice your spy and not pay the tribute if they offer you such. Spies retain their previous abilities: stealing tech and surveillance, but also gain three new abilities; Assassination Sabotage and encouraging rebellion. Spies sent on assassination missions can kill Diplomats from other Civs. If you pull this off their home Civ will blame the civilization in which they had a diplomat, and if there are already tensions building this could start a war. Assassination is a dangerous business though, and you could fail in one of two ways. Either your spy could get caught, making both Civs distrust you, or your spy could fail to properly frame the host Civ, alerting both Civs to a plot but not telling them who by. After a successful or botched assassination, your Spy will flee the city to the Hideout for a turn or two. The second new ability is sabotage, which, if successful, delays that Civs current construction project for 2 turns. The third special ability of the Spy allows you to decease stability and increase the chance of a rebellion, requiring a decent amount of gold to send to the rebels, with greater amounts increasing rebellion chance. If they actually spawn, or are there already, you can still spend money to better equip the rebel units. All this can be a tad awkward if you are caught.
-"Spies" in cities of Guarded or Hostile Civilizations, even if you're currently at war with them, will retain the title of Spy. Spies placed in these cities have a larger risk of capture, but they also have more potential for chaos. They retain their previous abilities: surveillance, stealing tech, spreading discontent, sabotage, assassination etc. but they also gain abilities for their assassinations and sabotage. Spies in this situation can also kill Great People and VIPs; If a Great Person is present you can choose to attempt a strike, killing them if you succeed. Choosing to target a VIP will, if they succeed, result in loss of 1 population and reduce production and stability by about 10% for 5 turns. Spies can also start an insurgency, suppressing production and health, or steal scientists.
-When deploying "Spies" to a City state or Nation, you can set them either as Diplomats or Spies. They can do everything they could when in a proper Civ, but diplomats can trade technology, and "Shill" to increase influence/relations. Spies can Rig elections, increasing influence significantly, and also perform Coups d'état to either annex, puppet, change the ally (swap influence with the State's ally) or Change the ideology of the host State. Spies can also siphon off gold from said states.
-Of course, "spies" can all be leveled up in their different roles.
CIVS(must-haves marked with *)
Europe
*Great Britain- Victoria
*France- Napoleon/Louis XIV
*Rome- Augustus CaesaMarcus Aurelius
*Germany- Otto von Bismarck
*Russia- Catherine/Peter I
*Greece- Alexander
Picts- Nechtan
Spain- Isabella
Portugal- Maria I
Yugoslavia- Josip Broz Tito
Poland/Commonwealth- Sigismund II
Austria- Maria Theresa
Hungary- Coloman
Kievan Rus'- Yaroslav' I
Sweden- Gustav Adolf
Denmark/Vikings- Harald Blatand
Ottomans- Suleiman Kanuni
Armenia- Tigranes
Americas
*USA- Abraham Lincoln
Lakota- Crazy Horse
Iroquois- Hiawatha
Mississippians- Birdman?
Inuit- Mikak
Navajo- Chee Dodge
Ute- Chipeta
Mexico- Benito Juarez
Canada- John Macdonald
Shoshone- Pocatello
*Aztecs- Montezuma
Pacal-Maya
Haiti- Toussaint L'Ouverture
Gran Colombia- Simon Bolivar
Brazil- Pedro II
*Inca- Pachacuti
Argentina- Juan Manuel de Rosas
Africa
*Mali- Mansa Musa
*Egypt- Hatshepsut
*Zulu- Shaka
Ethiopia- Menelik II
South Africa- Nelson Mandela
Carthage- Dido/Hannibal
Morocco- Abdul Ghalib
Ashante- Osei Kofi Tutu
Bornu- Idris Alooma
Fulani- Bello
Kongo- Lukemi lua Nimi
Kitara- Ndahura
Asia
*Arabia- Muawiya I
Babylon- Nebuchadnezzar II
Hittites- Suppiluliuma
Israel- Solomon
*Persia- Cyrus
Mughals- Akbar
*India- Gandhi
Gurkani- Timur
*Mongolia- Genghis Khan
*China- Yong-le/Wu Xetian
*Japan- Meiji
Vietnam- Trung(s)
*Khmer- Jayavarman II
Indonesia- Hayam Wuruk/ Gajah Mada
Chola- Parantaka I
Tibet- Songtsen Gampo
Korea- Sejong
Siam- Taksin
Pacific
Australia- John Curtin
Maori- Te Rauangaanga
Philippines- Dayang Kalangitan
Polynesia- Kamehameha
End
So, now that's all done. Now to the arguments!
submitted by voggers to civ [link] [comments]

Binary Options Newest Method 2020 - 2020 - 6 Binary Options Trading In India Binary Options India - YouTube Binary Options India- $3,400 Profit In just 1 Minute (Hindi)  IQ Option Hindi/Expert Option Iq option 4/ITM strategy 2020 ! Binary in india/ hindi

Binary Options — In my opinion are nothing but glorified way of gambling. Many would say the same about Options Trading on Stocks, Indices , Currency and Commodities. But there is a difference. In Binary Options you take an either/or chance. Your Binary Option Trading In India with IQ Option. According to statistics, more than a billion people live in India today. Unfortunately, many people in this country live below the poverty line. They are forced to work 12-16 hours a day and receive a minimum wage. For many Indians, binary options trading is seen as a godsend, an excellent opportunity to earn a second income or as a way to work from home, especially after the Reserve Bank of India forbade Indian residents from trading forex online. As a result, questions are commonly asked as to whether it is actually legal to trade binary options in India. Binary options India, Binary options trading in India has gained much curiosity among new generation traders.The reason is, its simplicity to understand, high return on investment and very short duration of trade expiry. Although understanding Binary Options are quite straightforward and simple, the risks associated with it is high. Binary Option Trading in India In recent times, binary options have seen a surge in popularity as an online investment option across the world, including in India. It is a simple form of online trading and, for that reason, is easy to get into for beginners.

[index] [13358] [20639] [4346] [25878] [3184] [14670] [19976] [18820] [27253] [18289]

Binary Options Newest Method 2020 - 2020 - 6

iq option in india,100% winning & real Trading Strategy,iq option 100 % winning strategy 2020,80% Work This Strategy In Binary Option,strategy in binary option,live real account trading,80% work ... Binary options trading in India using STIXEX platform. Popular in India, STIXEX allows traders to place trades on the color of the next candle in the price chart, red or green. For more info ... Earning money has never been easy, learn the Lazy Indian Trader Method that made me bank over Rs 2,50,000/ in just 3 days. Learn how to trade with binary options like a pro with my simple system! IQ Option/Expert Option: Live Trading of $2,000 with a huge profit of $1,400 in just 1 minute. Check it out and please Like, Subscribe and Share this video. #khatrisaab whatsapp(no)8360314970 #iqoption #iqoptions strategy 2020 #iqoption strategy 2020 #iqoptions trading #iqoption #iqoption tutorial iq options strategy #iqoption best strategy #iqoption ...

Flag Counter