Canadian Binary Options Brokers | The Home of Forex

OBSI Releases New Binary Options Warning for Canadians

The Ombudsman for Banking Services and Investments (OBSI) has just issued a new statement titled, “Bulletin: Binary options are highly risky and can leave investors with no protection.”
If you are not familiar with OBSI, it is an independent organization which provides mediation between financial businesses and Canadian customers.
In the new bulletin, OBSI discusses how measures taken to ban binary options trading in Canada have not been successful in fully eliminating offshore trading by Canadian citizens. Citizens have simply looked into alternative payment options, and have continued to lose money.
OBSI explains how customers who have lost money unfairly through binary options trading have attempted to initiate credit card chargebacks where applicable. They have been turned down by both the card issuers and their banks. OBSI says that the banks are simply conforming to their regular protocols, and do not owe the consumers a refund. As to the card issuers, it seems that they do not provide purchase protection in situations like these.
If Canadian consumers want protection for their purchases, they need to invest only through legitimate companies which are legally operating in Canada.
submitted by enivid to binaryoptions [link] [comments]

IQ Options.. is it legit?

Hey. So I just wanna know if binary options trading is legal and a legit way to make money in Canada.
Share your comments or experiences
Thanks
submitted by alootikisauce to CanadianInvestor [link] [comments]

Subreddit Demographic Survey 2019 : The Results

Subreddit Demographic Survey 2019

1. Introduction

Once a year, this subreddit hosts a survey in order to get to know the community a little bit and in order to answer questions that are frequently asked here. Earlier this summer, a few thousand of you participated in a massive Subreddit Demographic Survey.
Unfortunately during the process of collating results we lost contact with SailorMercure, who in previous years has completed all of the data analysis from the Google form responses. We were therefore required to collate and analyse the responses from the raw data via Excel. I attach the raw data below for those who would like to review it. For 2020 we will be rebuilding the survey from scratch.
Raw Data
Multiple areas of your life were probed: general a/s/l, education, finances, religious beliefs, marital status, etc. They are separated in 10 sections:
  1. General Demographics
  2. Education Level
  3. Career and Finances
  4. Child Status
  5. Current Location
  6. Religion and Spirituality
  7. Sexual and Romantic Life
  8. Childhood and Family Life
  9. Sterilization
  10. Childfreedom

2. Methodology

Our sample is people from this subreddit who saw that we had a survey going on and were willing to complete the survey. A weekly stickied announcement was used to alert members of the community that a survey was being run.

3. Results

5,976 participants over the course of two months at a subscriber count of 588,488 (total participant ratio of slightly >1%)

3.1 General Demographics

5,976 participants in total

Age group

Age group Participants # Percentage
18 or younger 491 8.22%
19 to 24 1820 30.46%
25 to 29 1660 27.78%
30 to 34 1107 18.52%
35 to 39 509 8.52%
40 to 44 191 3.20%
45 to 49 91 1.52%
50 to 54 54 0.90%
55 to 59 29 0.49%
60 to 64 15 0.25%
65 to 69 4 0.07%
70 to 74 2 0.03%
75 or older 3 0.05%
84.97% of the sub is under the age of 35.

Gender and Gender Identity

4,583 participants out of 5,976 (71.54%) were assigned the gender of female at birth, 1,393 (23.31%) were assigned the gender of male at birth. Today, 4,275 (70.4%) participants identify themselves as female, 1,420 (23.76%) as male, 239 (4.00%) as non binary and 42 (0.7%) as other (from lack of other options).

Sexual Orientation

Sexual Orientation Participants # Percentage
Asexual 373 6.24%
Bisexual 1,421 23.78%
Heterosexual 3,280 54.89%
Homosexual 271 4.53%
It's fluid 196 3.28%
Other 95 1.59%
Pansexual 340 5.69%

Birth Location

Because the list contains over 120 countries, we'll show the top 20 countries:
Country of birth Participants # Percentage
United States 3,547 59.35%
Canada 439 7.35%
United Kingdom 414 6.93%
Australia 198 3.31%
Germany 119 1.99%
Netherlands 72 1.20%
France 68 1.14%
Poland 66 1.10%
India 59 0.99%
Mexico 49 0.82%
New Zealand 47 0.79%
Brazil 44 0.74%
Sweden 43 0.72%
Philippines 39 0.65%
Finland 37 0.62%
Russia 34 0.57%
Ireland 33 0.55%
Denmark 31 0.52%
Norway 30 0.50%
Belgium 28 0.47%
90.31% of the participants were born in these countries.

Ethnicity

That one was difficult for many reasons and didn't encompass all possibilities simply from lack of knowledge.
Ethnicity Participants # Percentage
Caucasian / White 4,583 76.69%
Hispanic / Latinx 332 5.56%
Multiracial 188 3.15%
East Asian 168 2.81%
Biracial 161 2.69%
African Descent / Black 155 2.59%
Indian / South Asian 120 2.01%
Other 83 1.39%
Jewish (the ethnicity, not the religion) 65 1.09%
Arab / Near Eastern / Middle Eastern 40 0.67%
American Indian or Alaskan Native 37 0.62%
Pacific Islander 24 0.40%
Aboriginal / Australian 20 0.33%

3.2 Education Level

5,976 participants in total

Current Level of Education

Highest Current Level of Education Participants # Percentage
Bachelor's degree 2061 34.49%
Some college / university 1309 21.90%
Master's degree 754 12.62%
Graduated high school / GED 721 12.06%
Associate's degree 350 5.86%
Trade / Technical / Vocational training 239 4.00%
Did not complete high school 238 3.98%
Professional degree 136 2.28%
Doctorate degree 130 2.18%
Post Doctorate 30 0.50%
Did not complete elementary school 8 0.13%

Future Education Plans

Educational Aims Participants # Percentage
I'm good where I am right now 1,731 28.97%
Master's degree 1,384 23.16%
Bachelor's degree 1,353 22.64%
Doctorate degree 639 10.69%
Vocational / Trade / Technical training 235 3.93%
Professional degree 214 3.58%
Post Doctorate 165 2.76%
Associate's degree 164 2.74%
Graduate high school / GED 91 1.52%
Of our 5,976 participants, a total of 1,576 (26.37%) returned to higher education after a break of 3+ years, the other 4,400 (73.76%) did not.
Degree (Major) Participants # Percentage
I don't have a degree or a major 1,010 16.90%
Other 580 9.71%
Health Sciences 498 8.33%
Engineering 455 7.61%
Information and Communication Technologies 428 7.16%
Arts and Music 403 6.74%
Social Sciences 361 6.04%
Business 313 5.24%
Life Sciences 311 5.20%
Literature and Languages 255 4.27%
Humanities 230 3.85%
Fundamental and Applied Sciences 174 2.91%
Teaching and Education Sciences 174 2.91%
Communication 142 2.38%
Law 132 2.21%
Economics and Politics 101 1.69%
Finance 94 1.57%
Social Sciences and Social Action 84 1.41%
Environment and Sustainable Development 70 1.17%
Marketing 53 0.89%
Administration and Management Sciences 52 0.87%
Environmental Planning and Design 24 0.40%
Fashion 18 0.30%
Theology and Religious Sciences 14 0.23%
A number of you commented in the free-form field at the end of the survey, that your degree was not present and that it wasn't related to any of the listed ones. We will try to mitigate this in the next survey!

3.3 Career and Finances

Out of the 5,976 participants, 2,199 (36.80%) work in the field they majored in, 953 (15.95%) graduated but do not work in their original field. 1,645 (27.53%) are still studying. The remaining 1,179 (19.73%) are either retired, currently unemployed or out of the workforce for unspecified reasons.
The top 10 industries our participants are working in are:
Industry Participants # Percentage
Health Care and Social Assistance 568 9.50%
Retail 400 6.69%
Arts, Entertainment, and Recreation 330 5.52%
College, University, and Adult Education 292 4.89%
Government and Public Administration 258 4.32%
Finance and Insurance 246 4.12%
Hotel and Food Services 221 3.70%
Scientific or Technical Services 198 3.31%
Software 193 3.23%
Information Services and Data Processing 169 2.83%
*Note that "other", "I'm a student" and "currently unemployed" have been disgregarded for this part of the evaluation.
Out of the 4,477 participants active in the workforce, the majority (1,632 or 36.45%) work between 40-50 hours per week, 34.73% (1,555) are working 30-40 hours weekly. Less than 6% work >50 h per week, and 23.87% (1,024 participants) less than 30 hours.
718 or 16.04% are taking over managerial responsibilities (ranging from Jr. to Sr. Management); 247 (5.52%) are self employed or partners.
On a scale of 1 (lowest) to 10 (highest), the overwhelming majority (4,009 or 67.09%) indicated that career plays a very important role in their lives, attributing a score of 7 and higher.
Only 663 (11.09%) gave it a score below 4, indicating a low importance.
The importance of climbing the career ladder is very evenly distributed across all participants and ranges in a harmonized 7-12% range for each of the 10 steps of importance.
23.71% (1,417) of the participants are making extra income with a hobby or side job.
From the 5,907 participants not already retired, the overwhelming majority of 3,608 (61.11%) does not actively seek early retirement. From those who are, most (1,024 / 17.34%) want to do so between 55-64; 7 and 11% respectively in the age brackets before or after. Less than 3.5% are looking for retirement below 45 years of age.
1,127 participants decided not to disclose their income brackets. The remaining 4,849 are distributed as follows:
Income Participants # Percentage
$0 to $14,999 1,271 26.21%
$15,000 to $29,999 800 16.50%
$30,000 to $59,999 1,441 29.72%
$60,000 to $89,999 731 15.08%
$90,000 to $119,999 300 6.19%
$120,000 to $149,999 136 2.80%
$150,000 to $179,999 67 1.38%
$180,000 to $209,999 29 0.60%
$210,000 to $239,999 22 0.45%
$240,000 to $269,999 15 0.31%
$270,000 to $299,999 5 0.10%
$300,000 or more 32 0.66%

3.4 Child Status

5,976 participants in total
94.44% of the participants (5,644) would call themselves "childfree" (as opposed to 5.56% of the participants who would not call themselves childfree. However, only 68.51% of the participants (4,094) do not have children and do not want them in any capacity at any point of the future. The other 31.49% have a varying degree of indecision, child wanting or child having on their own or their (future) spouse's part.
The 4,094 participants were made to participate in the following sections of the survey.

3.5 Current Location

4,094 childfree participants in total

Current Location

There were more than 200 options of country, so we are showing the top 10 CF countries.
Current Location Participants # Percentage
United States 2,495 60.94%
United Kingdom 331 8.09%
Canada 325 7.94%
Australia 146 3.57%
Germany 90 2.20%
Netherlands 66 1.61%
France 43 1.05%
Sweden 40 0.98%
New Zealand 33 0.81%
Poland 33 0.81%
The Top 10 amounts to 87.98% of the childfree participants' current location.

Current Location Qualification

These participants would describe their current city, town or neighborhood as:
Qualification Participants # Percentage
Urban 1,557 38.03%
Suburban 1,994 48.71%
Rural 543 13.26%

Tolerance to "Alternative Lifestyles" in Current Location

Figure 1
Figure 2
Figure 3

3.6 Religion and Spirituality

4094 childfree participants in total

Faith Originally Raised In

There were more than 50 options of faith, so we aimed to show the top 10 most chosen beliefs..
Faith Participants # Percentage
Christianity 2,624 64.09%
Atheism 494 12.07%
None (≠ Atheism. Literally, no notion of spirituality or religion in the upbringing) 431 10.53%
Agnosticism 248 6.06%
Judaism 63 1.54%
Other 45 1.10%
Hinduism 42 1.03%
Islam 40 0.98%
Buddhism 24 0.59%
Paganism 14 0.34%
This top 10 amounts to 98.3% of the 4,094 childfree participants.

Current Faith

There were more than 50 options of faith, so we aimed to show the top 10 most chosen beliefs:
Faith Participants # Percentage
Atheism 2,276 55.59%
Agnosticism 829 20.25%
Christianity 343 8.38%
Other 172 4.20%
Paganism 100 2.44%
Satanism 67 1.64%
Spiritualism 55 1.34%
Witchcraft 54 1.32%
Buddhism 43 1.05%
Judaism 30 0.73%
This top 10 amounts to 96.95% of the participants.

Level of Current Religious Practice

Level Participants # Percentage
Wholly secular / Non religious 3045 74.38%
Identify with religion, but don't practice strictly 387 9.45%
Lapsed / Not serious / In name only 314 7.67%
Observant at home only 216 5.28%
Observant at home. Church/Temple/Mosque/Etc. attendance 115 2.81%
Church/Temple/Mosque/Etc. attendance only 17 0.42%

Effect of Faith over Childfreedom

Figure 4

Effect of Childfreedom over Faith

Figure 5

3.7 Romantic and Sexual Life

4,094 childfree participants in total

Current Dating Situation

Status Participants # Percentage
Divorce 37 0.90
Engaged 215 5.25
Long term relationship, living together 758 18.51
Long term relationship, not living with together 502 12.26
Married 935 22.84
Other 69 1.69
Separated 10 0.24
Short term relationship 82 2.00
Single and dating around, but not looking for anything serious 234 5.72
Single and dating around, looking for something serious 271 6.62
Single and not looking 975 23.82
Widowed 6 0.15

Ethical Non-Monogamy

Non-monogamy (or nonmonogamy) is an umbrella term for every practice or philosophy of intimate relationship that does not strictly hew to the standards of monogamy, particularly that of having only one person with whom to exchange sex, love, and affection.
82.3% of the childfree participants do not practice ethical non-monogamy, as opposed to 17.7% who say they do.

Childfree Partner

Regarding to currently having a childfree or non childfree partner, excluding the 36.7% of childfree participants who said they do not have a partner at the moment. For this question only, only 2591 childfree participants are considered.
Partner Participants # Percentage
Childfree partner 2105 81.2%
Non childfree partner 404 9.9%
More than one partner; all childfree 53 1.3%
More than one partner; some childfree 24 0.9%
More than one partner; none childfree 5 0.2%

Dating a Single Parent

Would the childfree participants be willing to date a single parent?
Answer Participants # Percentage
No, I'm not interested in single parents and their ties to parenting life 3693 90.2
Yes, but only if it's a short term arrangement of some sort 139 3.4
Yes, whether for long term or short term, but with some conditions 161 3.9
Yes, whether for long term or short term, with no conditions 101 2.5

3.8 Childhood and Family Life

On a scale from 1 (very unhappy) to 10 (very happy), how would you rate your childhood?
Answer Participants # Percentage
1 154 3.8%
2 212 5.2%
3 433 10.6%
4 514 12.6%
5 412 10.1%
6 426 10.4%
7 629 15.4%
8 704 17.2%
9 357 8.7%
10 253 6.2%

3.9 Sterilization

4,094 childfree participants in total
Sterilization Status Participants # Percentage
No, I am not sterilized and, for medical, practical or other reasons, I do not need to be 687 16.8
No. However, I've been approved for the procedure and I'm waiting for the date to arrive 119 2.9
No. I am not sterilized and don't want to be 585 14.3
No. I want to be sterilized but I have started looking for a doctor (doctor shopping) 328 8.0
No. I want to be sterilized but I haven't started doctor shopping yet 1896 46.3
Yes. I am sterilized 479 11.7

Already Sterilized

479 sterilized childfree participants in total

Age when starting doctor shopping or addressing issue with doctor

Age group Participants # Percentage
18 or younger 37 7.7%
19 to 24 131 27.3%
25 to 29 159 33.2%
30 to 34 92 19.2%
35 to 39 47 9.8%
40 to 44 9 1.9%
45 to 49 1 0.2%
50 to 54 1 0.2%
55 or older 2 0.4%

Age at the time of sterilization

Age group Participants # Percentage
18 or younger 4 0.8%
19 to 24 83 17.3%
25 to 29 181 37.8%
30 to 34 121 25.3%
35 to 39 66 13.8%
40 to 44 17 3.5%
45 to 49 3 0.6%
50 to 54 1 0.2%
55 or older 3 0.6%

Elapsed time between requesting procedure and undergoing procedure

Time Participants # Percentage
Less than 3 months 280 58.5
Between 3 and 6 months 78 16.3
Between 6 and 9 months 20 4.2
Between 9 and 12 months 10 2.1
Between 12 and 18 months 17 3.5
Between 18 and 24 months 9 1.9
Between 24 and 30 months 6 1.3
Between 30 and 36 months 4 0.8
Between 3 and 5 years 19 4.0
Between 5 and 7 years 9 1.9
More than 7 years 27 5.6

How many doctors refused at first, before finding one who would accept?

Doctor # Participants # Percentage
None. The first doctor I asked said yes 340 71.0%
One. The second doctor I asked said yes 56 11.7%
Two. The third doctor I asked said yes 37 7.7%
Three. The fourth doctor I asked said yes 15 3.1%
Four. The fifth doctor I asked said yes 8 1.7%
Five. The sixth doctor I asked said yes 5 1.0%
Six. The seventh doctor I asked said yes 4 0.8%
Seven. The eighth doctor I asked said yes 1 0.2%
Eight. The ninth doctor I asked said yes 1 0.2%
I asked more than 10 doctors before finding one who said yes 12 2.5%

Approved, not Sterilized Yet

119 approved but not yet sterilised childfree participants in total. Owing to the zero participants who were approved but not yet sterilised in the 45+ age group in the 2018 survey, these categories were removed from the 2019 survey.

Age when starting doctor shopping or addressing issue with doctor

Age group Participants # Percentage
18 or younger 11 9.2%
19 to 24 42 35.3%
25 to 29 37 31.1%
30 to 34 23 19.3%
35 to 39 5 4.2%
40 to 45 1 0.8%

How many doctors refused at first, before finding one who would accept?

Doctor # Participants # Percentage
None. The first doctor I asked said yes 77 64.7%
One. The second doctor I asked said yes 12 10.1%
Two. The third doctor I asked said yes 12 10.1%
Three. The fourth doctor I asked said yes 5 4.2%
Four. The fifth doctor I asked said yes 2 1.7%
Five. The sixth doctor I asked said yes 4 3.4%
Six. The seventh doctor I asked said yes 1 0.8%
Seven. The eighth doctor I asked said yes 1 0.8%
Eight. The ninth doctor I asked said yes 0 0.0%
I asked more than ten doctors before finding one who said yes 5 4.2%

How long between starting doctor shopping and finding a doctor who said "Yes"?

Time Participants # Percentage
Less than 3 months 65 54.6%
3 to 6 months 13 10.9%
6 to 9 months 9 7.6%
9 to 12 months 1 0.8%
12 to 18 months 2 1.7%
18 to 24 months 2 1.7%
24 to 30 months 1 0.8%
30 to 36 months 1 0.8%
3 to 5 years 8 6.7%
5 to 7 years 6 5.0%
More than 7 years 11 9.2%

Age when receiving green light for sterilization procedure?

Age group Participants # Percentage
18 or younger 1 0.8%
19 to 24 36 30.3%
25 to 29 45 37.8%
30 to 34 27 22.7%
35 to 39 9 7.6%
40 to 44 1 0.8%

Not Sterilized Yet But Looking

328 searching childfree participants in total

How many doctors did you ask so far?

Doctor # Participants # Percentage
1 204 62.2%
2 61 18.6%
3 29 8.8%
4 12 3.7%
5 7 2.1%
6 6 1.8%
7 1 0.3%
8 1 0.3%
9 1 0.3%
More than 10 6 1.8%

How long have you been searching so far?

Time Participants # Percentage
Less than 3 months 117 35.7%
3 to 6 months 44 13.4%
6 to 9 months 14 4.3%
9 to 12 months 27 8.2%
12 to 18 months 18 5.5%
18 to 24 months 14 4.3%
24 to 30 months 17 5.2%
30 to 36 months 9 2.7%
3 to 5 years 35 10.7%
5 to 7 years 11 3.4%
More than 7 years 22 6.7%

At what age did you start searching?

Age group Participants # Percentage
18 or younger 50 15.2%
19 to 24 151 46.0%
25 to 29 86 26.2%
30 to 34 31 9.5%
35 to 39 7 2.1%
40 to 44 2 0.6%
45 to 54 1 0.3%

3.10 Childfreedom

4,094 childfree participants in total
Only 1.1% of the childfree participants (46 out of 4094) literally owns a jetski, but 46.1% of the childfree participants (1889 out of 4094) figuratively owns a jetski. A figurative jetski is an expensive material possession that purchasing would have been almost impossible had you had children.

Primary Reason to Not Have Children

Reason Participants # Percentage
Aversion towards children ("I don't like children") 1222 29.8
Childhood trauma 121 3.0
Current state of the world 87 2.1
Environmental (it includes overpopulation) 144 3.5
Eugenics ("I have "bad genes" ") 62 1.5
Financial 145 3.5
I already raised somebody else who isn't my child 45 1.1
Lack of interest towards parenthood ("I don't want to raise children") 1718 42.0
Maybe interested for parenthood, but not suited for parenthood 31 0.8
Medical ("I have a condition that makes conceiving/bearing/birthing children difficult, dangerous or lethal") 52 1.3
Other 58 1.4
Philosophical / Moral (e.g.: antinatalism) 136 3.3
Tokophobia (aversion/fear of pregnancy and/or chidlbirth) 273 6.7

4. Discussion

Section 1 : General Demographics

The demographics remain largely consistent with the 2018 survey. 85% of the participants are under 35, compared with 87.5% of the subreddit in the 2018 survey. 71.54% of the subreddit identify as female, compared with 70.4% in the 2018 survey. This is in contrast to the overall membership of Reddit, estimated at 74% male according to Reddit's Wikipedia page [https://en.wikipedia.org/wiki/Reddit#Users_and_moderators]. There was a marked drop in the ratio of members who identify as heterosexual, from 67.7% in the 2018 survey to 54.89% in the 2019 survey. Ethnicity wise, 77% of members identified as primarily Caucasian, a slight drop from the 2018 survey, where 79.6% of members identified as primarily Caucasian.
Further research may be useful to explore the unusually high female membership of /childfree and the potential reasons for this. It is possible that the results are skewed towards those more inclined to complete a survey.
In the 2018 survey the userbase identified the following missing ethicities:
This has been rectified in the current 2019 survey.

Section 2 : Education level

As it did in the 2018 survey, this section highlights the stereotype of childfree people as being well educated. 4% of participants did not complete high school, which is a slight increase from the 2018 survey, where 3.1% of participants did not graduate high school. This could potentially be explained by the slightly higher percentage of participants under 18. 5.6% of participants were under 18 at the time of the 2018 survey, and 8.2% of participants were under 18 at the time of the 2019 survey.
At the 2019 survey, the highest percentage of responses under the: What is your degree/major? question fell under "I don't have a degree or a major" (16.9%) and "other" (9.71%). However, of the participants who were able to select a degree and/or major, the most popular responses were:
Response Participants # Percentage
Health Sciences 498 8.33%
Engineering 455 7.61%
Information and Communication Technologies 428 7.16%
Arts and Music 403 6.74%
Social Sciences 361 6.04%
Compared to the 2018 survey, health sciences have overtaken engineering, however the top 5 majors remain the same. There is significant diversity in the subreddit with regards to chosen degree/major.

Section 3 : Career and Finances

The highest percentage of participants (17.7%) listed themselves as a student. However, of those currently working, significant diversity in chosen field of employment was noted. This is consistent with the 2018 survey. The highest percentage of people working in one of the fields listed remains in Healthcare and Social Services. This is slightly down from the 2018 survey (9.9%) to 9.5%.
One of the stereotypes of the childfree is of wealth. However this is not demonstrated in the survey results. 72.4% of participants earn under $60,000 USD per annum, while 87.5% earn under $90,000 per annum. 26.2% are earning under $15,000 per annum. The results remain largely consistent with the 2018 survey. 1127 participants, or 19% chose not to disclose this information. It is possible that this may have skewed the results if a significant proportion of these people were our high income earners, but impossible to explore.
A majority of our participants work between 30 and 50 hours per week (71.2%) which is markedly increased from the 2018 survey, where 54.6% of participants worked between 30 and 50 hours per week.

Section 4 : Child Status

This section solely existed to sift the childfree from the fencesitters and the non childfree in order to get answers only from the childfree. Childfree, as it is defined in the subreddit, is "I do not have children nor want to have them in any capacity (biological, adopted, fostered, step- or other) at any point in the future." 68.5% of participants actually identify as childfree, slightly up from the 2018 survey, where 66.3% of participants identified as childfree. This is suprising in reflection of the overall reputation of the subreddit across reddit, where the subreddit is often described as an "echo chamber".

Section 5 : Current Location

The location responses are largely similar to the 2018 survey with a majority of participants living in a suburban and urban area. 86.7% of participants in the 2019 survey live in urban and suburban regions, with 87.6% of participants living in urban and suburban regions in the 2018 survey. There is likely a multifactorial reason for this, encompassing the younger, educated skew of participants and the easier access to universities and employment, and the fact that a majority of the population worldwide localises to urban centres. There may be an element of increased progressive social viewpoints and identities in urban regions, however this would need to be explored further from a sociological perspective to draw any definitive conclusions.
A majority of our participants (60.9%) live in the USA. The United Kingdom (8.1%), Canada (7.9%), Australia (3.6%) and Germany (2.2%) encompass the next 4 most popular responses. Compared to the 2018 survey, there has been a slight drop in the USA membership (64%), United Kingdom membership (7.3%) Canadian membership (8.1%), Australian membership (3.8%). There has been a slight increase in German membership, up from 1.7%. This may reflect a growing globalisation of the childfree concept.

Section 6 : Religion and Spirituality

A majority of participants were raised Christian (64.1%) however the majority are currently aetheist (55.6%) or agnostic (20.25%). This is consistent with the 2018 survey results.
A majority of participants (62.8%) rated religion as "not at all influential" to the childfree choice. This is consistent with the 2018 survey where 60.9% rated religion as "not at all influential". Despite the high percentage of participants who identify as aetheist or agnostic, this does not appear to be related to or have an impact on the childfree choice.

Section 7 : Romantic and Sexual Life

60.7% of our participants are in a relationship at the time of the survey. This is an almost identical result to the 2018 survey, where 60.6% of our participants were in a relationship. A notable proportion of our participants are listed as single and not looking (23.8%) which is consistent with the 2018 survey. Considering the frequent posts seeking dating advice as a childfree person, it is surprising that such a high proportion of the participants are not actively seeking out a relationship.
Participants that practice ethical non-monogamy are unusual (17.7%) and this result is consistent with the results of the 2018 survey. Despite the reputuation for childfree people to live an unconventional lifestyle, this finding suggests that a majority of our participants are monogamous.
84.2% of participants with partners of some kind have at least one childfree partner. This is consistent with the often irreconcilable element of one party desiring children and the other wishing to abstain from having children.

Section 8 : Childhood and Family Life

Overall, the participants skew towards a happier childhood.

Section 9 : Sterilization

While just under half of our participants wish to be sterilised, 46.3%, only 11.7% have been successful in achieving sterilisation. This is likely due to overarching resistance from the medical profession however other factors such as the logistical elements of surgery and the cost may also contribute. This is also a decrease from the percentage of participants sterilised in the 2018 survey (14.8%). 31.1% of participants do not wish to be or need to be sterilised suggesting a partial element of satisfaction from temporary birth control methods or non-necessity from no sexual activity.
Of the participants who did achieve sterilisation, a majority began the search between 19 and 29, with the highest proportion being in the 25-29 age group (33.2%) This is a drop from the 2018 survey where 37.9% of people who started the search were between 25-29.
The majority of participants who sought out and were successful at achieving sterilisation, were again in the 25-29 age group (37.8%). This is consistent with the 2018 survey results.
Over half of the participants who were sterilised had the procedure completed in less than 3 months (58.5%). This is a decline from the number of participants who achieved sterilisation in 3 months in the 2018 survey (68%). The proportion of participants who have had one or more doctors refuse to perform the procedure has stayed consistent between the two surveys.

Section 10 : Childfreedom

The main reasons for people chosing the childfree lifestyle are a lack of interest towards parenthood and an aversion towards children. Of the people surveyed 63.8% are pet owners, suggesting that this lack of interest towards parenthood does not necessarily mean a lack of interest in all forms of caretaking. The community skews towards a dislike of children overall which correlates well with the 81.4% of users choosing "no, I do not have, did not use to have and will not have a job that makes me heavily interact with children on a daily basis" in answer to, "do you have a job that heavily makes you interact with children on a daily basis?".
A vast majority of the subreddit identifes as pro-choice (94.5%). This is likely due to a high level of concern about bodily autonomy and forced parenthood. However only 70% support financial abortion for the non-pregnant person in a relationship to sever all financial and parental ties with a child.
45.9% identify as feminist, however many users prefer to identify with egalitarianism or are unsure. Only 8% firmly do not identify as a feminist.
Most of our users realised that did not want children young. 60% of participants knew they did not want children by the age of 18, with 96% of users realising this by age 30. This correlates well with the age distribution of participants. Despite this early realisation of our childfree stance, 80.4% of participants have been "bingoed" at some stage in their lives. Only 13% of participants are opposed to parents making posts on this subreddit.
Bonus section: The Subreddit
In light of the "State of the Subreddit" survey from 2018, some of the questions from this survey were added to the current Subreddit Survey 2019.
By and large our participants were lurkers (66.17%). Our participants were divided on their favourite flairs with 33.34% selecting "I have no favourite". The next most favourite flair was "Rant", at 20.47%. Our participants were similarly divided on their least favourite flair, with 64.46% selecting "I have no least favourite". Potentially concerningly were the 42.01% of participants who selected "I have never participated on this sub", suggesting a disparity between members who contributed to this survey and members who actually participate in the subreddit. To further address this, next year's survey will clarify the "never participated" option by specifying that "never participated" means "never up/downvoting, reading posts or commenting" in addition to never posting.
A small minority of the survey participants (6.18%) selected "yes" to allowing polite, well meaning lectures. An even smaller minority (2.76%) selected "yes" to allowing angry, trolling lectures. In response to this lectures remain not tolerated, and removed on sight or on report.
Almost half of our users (49.95%) support the use of terms such as breeder, mombie/moo, daddict/duh on the subreddit, with a further 22.52% supporting use of these terms in context of bad parents only. In response to this use of the above and similar terms to describe parents remains permitted on ths subreddit.
55.3% of users support the use of terms to describe children such as crotchfruit on the subreddit, with a further 17.42% of users supporting the use of this and similar terms in context of bad children only. In response to this use of the above and similar terms to describe children remains permitted on ths subreddit.
56.03% of participants support allowing parents to post, with a further 28.77% supporting parent posts dependent on context. In response to this, parent posts will continue to be allowed on the subreddit. Furthermore 66.19% of participants support parents and non childfree making "I need your advice" posts, with a further 21.37% supporting these dependent on context. In light of these results we have decided to implement a new "regret" flair to better sort out parents from fencesitters, which will be trialed until the next subreddit survey due to concern from some of our members. 64.92% of participants support parents making "I support you guys" posts. Therefore, these will continue to be allowed.
71.03% of participants support under 18's who are childfree participating in the subreddit. Therefore we will continue to allow under 18's that stay within the overall Reddit age requirement.
We asked participants their opinion on moving Rants and Brants to a stickied weekly thread. Slightly less than half (49.73%) selected leaving them as they are in their own posts. In light of the fact that Rants are one of the participant's favourite flairs, we will leave them as they are.
There was divide among participants as to whether "newbie" questions should be removed. An even spread was noted among participants who selected remove and those who selected to leave them as is. We have therefore decided to leave them as is.

5. Conclusion

Thank you to our participants who contributed to the survey. To whoever commented, "Do I get a donut?", no you do not, but you get our appreciation for pushing through all of the questions!
Overall there have been few significant changes in the community from 2018.

Thank you also for all of your patience!

submitted by CFmoderator to childfree [link] [comments]

Where’s the best place to live in light of collapse?

Ok we are 323 comments in on the collapse post and 98% didn’t bother to make even a slightly thoughtful answer. So... i guess i will be the change i want to see in the world
First off, If you are the fatalistic nihlistic type you can just go where you think it will be nice to die, maybe that is with friends and family, maybe it is on a beach in mexico, or feeding your body to the last polar bear. For everyone else that still has the instinct and drive for self-preservation….
What are the best places to be leading up to or during collapse?

First let's question the question.

What difference does it make to know "What are the best places to be leading up to or during collapse"?
The answer is dependent upon your own personal situation. Your personal situation has limiting factors.
Your personal Limiting Factors constrain you usually somewhere between those extremes, everyone has different options.
If we assume you are asking the question "What are the best places to be leading up to or during collapse" because you want to have the best standard of living available for as long as possible or simply survive the incoming population bottleneck, then the practical question becomes ...
"What are the best places to be, leading up to or during collapse, that i can get to, and establish myself in such a way that I can maintain the best standard of living possible for as long as I can or simply increase my probability of surviving the incoming population bottleneck."
It is important to ask this question to constrain the search space to the possible. It makes fuck-all difference if a somali goat herder knows about the ToP SeCret ElitE mULtibiLLioNaIre New ZEaLand sOUth IsLaNd ReDoUbt BuNkeR CoMmUnITy It is not going to help him and should not be in the search space as a survival strategy.
TL:DR Constrain your search space to what is realistically achievable for you.
  1. Start with your baseline probability of survival and increase it.
  2. Don't let a search for "best place" stop you from achieving "good enough place" or "better than where i was previously place".
  3. You are just trying to be an early adopter of increasing your survival probability stats before the non collapse-pilled masses.
  4. Think of surviving bottlenecks like surviving a charging bear attack, you don't need to be able to outrun the bear, you only need to be able to outrun the slowest people in the group up to the point the bear's appetite is satiated.
  5. Remember working with others can leverage group synergies and massively increase the realistic capabilities, but this requires you establish social cohesion with sane cooperative people that have a similar goal orientation. /greencommunes
.............................................................................................................
What are the best places to be, leading up to or during collapse, that i can get to, and establish myself in such a way that I can maintain the best standard of living possible for as long as I can or simply increase my probability of surviving the incoming population bottleneck." 

Ok now lets question the new question some more...

In order to answer this we need to untangle some of the subjective and objective elements.
The objective elements of human survival are well known.
Optimizing location is a series of subjective trade-offs. There is no perfect place, they all have advantages and disadvantages.
So you must decide your personal preference of which goods and bads you most desire and what your scenario expectations are of the future.
Your personal preferences and collapse expectations mean the “best area” is specific to you.
What you can achieve and what do you desire, find the overlap between the two, then do research to find the place that gives you the most goods with the least bads and increases your probability of survival and standard of living.
One of the best strategies is to adapt yourself to your local circumstances to take advantage of the advantages, and plan ahead to mitigate the disadvantages, it is really all most people can do for themselves.
Do you like not living in unbearable heat, maybe moving to greenland is NOT a better option than just buying 400watts of solar panels and attaching it to a small efficient AC that keeps one room of your house cool even during summer electricity blackouts. Most problems have multiple solutions, it is worth it to take time and think about things from an economic perspective and different time horizon perspectives.
Increasing your optionality is better than narrowing it when it comes to survival, rather than the binary thinking, of “go way out into the northern mountains, farm and live in a bunker” versus “be a full time yuppie and ignore collapse issues”. Getting 2 acres you can put a cheap used rv camper on and go do permaculture on during weekends, near enough your place of employment/where you live, is probably a better plan. Indeed the small dacha’s and country gardens helped many people survive the collapse of the USSR. They would spend weekends and haul potatoes/veggies back to the city with them on the bus. Hedge your bets to cover the most scenarios including the most likely scenarios like losing your job or getting in a car accident. Survival and thriving always has and always will involve dynamic adaptation.
Here is a very short list of some of potential trade-offs that you may need to think about and some brief descriptions of how they can affect things. This is NOT meant to be a systematic or exhaustive analysis, this is just me stream-of-conscious flowing on strong coffee to help others start thinking about it for themselves. There are unlimited variables
Most of these maps are of the USA. If you have other maps please post them in the comments and i will edit this post to squeeze them in. From these maps and a little critical thinking you can figure out where is best for YOU. If you need to figure something out go to google images and search for maps it is easier than ever to find what you need. But remember the map is not the territory, there are great spots maps don't have the resolution to show.These are just some random things i pulled up real quick. mapporn is a good source
https://gain.nd.edu/our-work/country-index/
https://ourworldindata.org/charts
https://ucanr.edu/blogs/dirt/blogfiles/37486_original.jpg
https://www.plantmaps.com/
There are a lot of submaps,for example if you click california then it brings first and last frost date maps, heat maps etc…
http://www.bonap.org/
On the left hand side there are lots of links to climate and biogeography maps
https://www.firelab.org/sites/default/files/images/downloads/whp_2018_classified_midsize.jpg
Firehazard map
https://imgur.com/a/drI7nZB middle of nowhere
hdd+cdd= change in energy requirements for climate control https://energyathaas.files.wordpress.com/2017/10/caldeira.png
https://fitzlab.shinyapps.io/cityapp/ Find out what your city will be like in 60 years
human development index https://imgur.com/a/VDmTac7
https://imgur.com/a/XoGw1Ic solar and wind potential combined
https://imgur.com/a/97XEe22 1% of population lives here
https://imgur.com/a/Ki4Zegq land quality
https://imgur.com/a/kYzus5H Fig. 2 Spatial distributions of projected damages. County-level median values for average 2080 to 2099 RCP8.5 impacts. Impacts are changes relative to counterfactual “no additional climate change” trajectories. Color indicates magnitude of impact in median projection; outline color indicates level of agreement across projections (thin white outline, inner 66% of projections disagree in sign; no outline, ≥83% of projections agree in sign; black outline, ≥95% agree in sign; thick white outline, state borders; maps without outlines shown in fig. S2). Negative damages indicate economic gains. (A) Percent change in yields, area-weighted average for maize, wheat, soybeans, and cotton. (B) Change in all-cause mortality rates, across all age groups. (C) Change in electricity demand. (D) Change in labor supply of full-time-equivalent workers for low-risk jobs where workers are minimally exposed to outdoor temperature. (E) Same as (D), except for high-risk jobs where workers are heavily exposed to outdoor temperatures. (F) Change in damages from coastal storms. (G) Change in property-crime rates. (H) Change in violent-crime rates. (I) Median total direct economic damage across all sectors [(A) to (H)].
https://i.redd.it/x9a2x7627vm31.png Nuclear targets
https://i.redd.it/s8stxdk9a6i31.jpg Chernobyl fallout, demonstrates the nonlinear patterns of distribution
https://i.redd.it/al06n7nofwi21.png Reliance on nuclear energy.
https://i.imgur.com/AbcjwaD.jpg
https://imgur.com/6o2XcHD
https://i.redd.it/jvp1e7maxhr01.jpg Global solar potential
https://i.redd.it/zk0hbo2bhf4z.png Renewable electric supply
Power plants http://i.imgur.com/esUA6iN.jpg
https://i.redd.it/6s781fax1cs21.jpg Red and orange have same populations
https://i.redd.it/cbndvblgz0x21.jpg Agricultural suitability
https://i.redd.it/cpkaqv5h11d31.jpg how america uses its land
https://i.redd.it/2w1va9h2w7431.png Life expectancy by congressional district
https://i.redd.it/kgrz9rweksx21.jpg food for humansgreen versus animal feed purple
https://i.imgur.com/TOlZ2SD.gif line that separates wet and dry USA
https://imgur.com/oqJXKsV Is food a human right? See paupericide
https://i.redd.it/xbvng0ul8nz01.jpg food self sufficiency
https://www.researchgate.net/publication/315066937/figure/fig2/AS:[email protected]/Worlds-hybrid-PV-Wind-power-plant-cumulative-FLh-map.png combination wind+photovoltaic capacity
https://www.nasa.gov/centers/goddard/images/content/95539main_fig1.jpg human appropriated net primary productivity
https://www.nasa.gov/centers/goddard/images/content/95543main_fig2.jpg avoid the pink and orange unless your strategy is cannabilism in fast or hard crash.
https://nimaehsani.files.wordpress.com/2016/03/water_scarcity_map.jpg?w=748 water shortage
https://upload.wikimedia.org/wikipedia/commons/8/84/Global_malnutrition.png malnutrition
https://science.sciencemag.org/content/sci/354/6309/aaf8957/F5.large.jpg
submitted by MakeTotalDestr0i to collapse [link] [comments]

IQ OPTIONS Review 2020

IQ OPTIONS Review 2020
https://preview.redd.it/qyhuuex3xyk41.jpg?width=1400&format=pjpg&auto=webp&s=99485b7247443c5c57f17cf01a1c2747e83107d1
IQ Options is a web-based exchanging stage that empowers clients to exchange an assortment of money related instruments and resources, for example, Binary Options, Stocks, Forex and obviously Cryptocurrencies.Established in 2013 and worked by IQ Option Ltd, the website has immediately got one of the quickest developing web-based exchanging stages and claims to have more than 20 million record-holders from around the globe.IQ options are likewise situated in Cyprus and managed in the EU by the Cyprus Securities and Exchange Commission (CySec), the organization is completely agreeable with the enactment set forward by the commission and completely approved to offer their items to customers in various purviews.Investigate we walk you through the site and offer our full audit of the administration.
IQ options at a Glance
Broker -IQ OptionsRegulation -CySEC (Cyprus)Minimum Initial Deposit - $10Demo Account - YesResource Coverage - CFDs, ETFs, Forex, Cryptocurrency, Stocks, Indices, CommoditiesLeverage - 30:1 Retail Traders, 1000:1 Professional TradersExchanging Platforms - Proprietary Web, Mobile AppWhat it offersIQ options is a thorough exchanging stage that furnishes its clients with an abundance of choices, and in the wake of beginning as a parallel choices agent, IQ Option presently permits clients to exchange Contracts for Difference (CFDs) on stocks, Cryptocurrencies, Exchange Traded Funds (ETFs), Forex, and a scope of different computerized alternatives.CFD on Stocks – IQ Option permits clients to exchange CFDs on stocks from more than 176 unique organizations, including the best organizations recorded on the NASDAQ and NYSE.Digital currencies – Users can likewise exchange 12 of the top cryptographic forms of money including Bitcoin, Ethereum, Litecoin, Ripple, Monero, Zcash, Omisego, IOTA, and Dash.ETFs – EFT exchanging is a generally new item, and ETFs work by following wares, lists, and bushels of benefits. These can be exchanged a similar route as normal stocks, and dealers can look over around 4288 changed ETFs.Forex – Foreign exchanging, or Forex, is a very well-known exchanging business sector and IQ Option gives access to around 188 cash exchanging sets. This permits clients to exchange their preferred outside monetary forms effortlessly.Alternatives – Users can theorize on the cost of various resources, which incorporate monetary forms, stocks, lists, and wares. The stage as of now gives a portal to [more than 10 million choices.](mailto:[email protected])
History of IQ Option in Numbers
As referenced, the IQ Option was established in 2013. From that point forward, the merchant has developed extensively and remembers explicit figures for its site to help show its development. Beginning with the number of dynamic clients, there were 8,110,000 enrolled clients in 2015, which had about multiplied to 14,680,000 by 2016 and arrived at 25,580,000 of every 2017. This speaks to enrolled client development of an incredible 17 million just somewhere in the range of 2015 and 2017.
Not exclusively did IQ Option have a sweeping development in dynamic clients, however the nations that these dealers were from expanded. In 2014, IQ Option had merchants in 135 nations, developing to 148 nations in 2015, 150 out of 2016, and 151 out of 2017.IQ options additionally record the figures identified with exchanges consistently. Somewhere in the range of 2013 and 2014, the quantity of day by day exchanges expanded by almost multiple times. Somewhere in the range of 2015 and 2017, this figure developed another 2.5 occasions. For those intrigued by points of interest, 2015 had a normal of 646,000 exchanges every day, which expanded to 956,000 by 2016 and 1.8 million by 2017.
IQ options Customer Reviews 2020
Most online surveys from clients of IQ Option are sure, yet there is the intermittent negative audit, as ought not to out of the ordinary. A few objections identify with the way that IQ Option requires KYC methods to check your personality before you pull back assets. Be that as it may, these methods are typical for any intermediary managing fiat money, and even numerous cryptographic money trades require KYC methodology.
A few clients likewise demonstrate that pulling back assets can be trying on occasion with the infrequent issue identified with having a record blocked. In any case, this seems direct to determine and may come down to KYC issues; the surveys are not clear on the reason.
Those surveys that demonstrate objections against IQ Option are consistently sprinkled with positive audits. It additionally appears that a large number of negative surveys posted online are not really from clients. Rather, they are from individuals who guarantee to have had issues as anapproach to advance another assistance. At the point when you take a gander at online surveys from individuals who guarantee to be clients of IQ Option, make sure to think about them while taking other factors into consideration since many are unmistakably from contenders or individuals with ulterior thought processes.
At the point when perused with a basic eye, the general pattern of apparently legitimate surveys of IQ Option from clients is by [all accounts impartial to positive.](mailto:[email protected])
IQ Options Review 2020; Is IQ Option a Scam?

https://preview.redd.it/akcp67z8xyk41.jpg?width=700&format=pjpg&auto=webp&s=c67768edebfca581dbac000efb6904f6cb516114
While doing this survey and looking into others' suppositions on the web, we found various grumblings from individuals considering the website a trick. A few reasons referenced are that they crippled an individual's record which didn't permit them to pull back their parity and a ton of disappointed individuals who appear to have lost cash exchanging on the stage.
Be that as it may, we additionally discovered an overpowering number of constructive remarks about the organization which appears to point that the rare sorts of people who have had issues with them are the more vocal individuals on the web. In our view there is positively no chance this organization can be viewed as a trick, the organization is a firmly directed business with a high-income turnover, official business premises, and excellent site and exchanging programming.
Is IQ Option Safe?
Notwithstanding practices, for example, keeping up isolated records for customer reserves, IQ Option offers security in a few different manners. Obviously, the representative has full SSL encryption. All things considered, all correspondence that dealers send to the representative's servers is scrambled such that meets AES 256 Bit encryption guidelines. That encryption restricts the capacity of programmers to get to data, letting IQ Option supply included insurance of both customer assets and data.
IQ Options 2020 Review Verdict
IQ options is a noteworthy stage that furnishes its clients with a lot of significant worth. The site consolidates a decent degree of straightforwardness and usefulness and clients can be open to realizing that the stage is with regards to the [most recent money related guidelines.](mailto:[email protected])
Exchanging on the site is commonly a significant smooth encounter and the stage uses a natural UI that is anything but difficult to explore. The stage and exchanging application is useful enough for proficient dealers while additionally being sufficiently shortsighted to permit new participants to effortlessly gain proficiency with the exchanging procedure.
IQ options are an organization on the ascent and have developed to overseeing just about 15 million records and preparing 3 million exchanges for every day. The site additionally appreciates an exchanging volume of $11 billion per month and pays out around $5.7 million to its clients on a month to month premise.
The site has its downsides, and clients who require broad cooperation with a client support operator might be unfulfilled by the two record levels. So as to be in reliable correspondence with a customized account supervisor brokers are required to pay a $3000 expense which might be unreasonably prohibitive for a few. The site is likewise ending up being well known with dealers around the globe and notwithstanding IQ Option giving time and vitality to building up its client assistance, there is the likelihood that clients may need to sit tight for over 24 minutes so as to have their questions prepared.
At last, IQ Option isn't accessible to the inhabitants of nations, for example, the United States, Canada, and Japan. These countries are home to huge quantities of monetary educated people and the stage would be in an ideal situation with their essence. Be that as it may, IQ Option despite everything takes into account dealers from more than 178 nations and offers exhaustive assistance to every one of its clients. The stage takes into account stock, Forex, and digital money dealers and people who sign up can make certain to collaborate with an instinctive stage that gives access to an abundance of assets and exchanging alternatives.
How to Recover Money Lost to IQ Option
As consistently with exchanging, you should realize the dangers beforehand – these are unpredictable markets where it is totally conceivable to lose huge aggregates of cash on the off chance that you don't have the foggiest idea what you are doing. Make a point to do your exploration, gain proficiency with the stage back to front and never chance more cash than you can stand to lose. But if you realize you have lost money, you can recover all your lost money back from IQ Options by sending an email to [-[email protected]](mailto:[email protected])
submitted by BacklinksSeo73 to u/BacklinksSeo73 [link] [comments]

The road to Brexit - a personal journey

Brexit. How did it come to this? As someone who was conflicted about the vote and who attempted to weigh up the arguments rationally, I would like to offer to the readers of reddit, a personal story of how my thinking evolved in the lead up to the vote, how I voted, and how my thoughts have developed since then.
Rather than post a one-sided polemic, justifying a particular view, I want here to present my thoughts as accurately as I can describe them, including nuances and doubts along the way. That probably means I'll end up getting criticism from both sides - but perhaps some people might be interested and appreciate it. So, here goes...
About Me
Demographic information: white male, 40s. Rural working class by family background; middle class by education and profession.
Voting affiliation: usually Conservative; formerly Liberal Democrat.
Background
I was never enthusiastic about the idea of the European Union, but rather saw it as a means to ensure trade and co-operation on a practical level. Certainly if you'd asked me 10 years ago, I would have argued that it's better to stay in to try to influence it for the better. But over the years, I had become less certain of this view, due to seemingly one-way ever-increasing centralization in the EU, towards something more akin to the United States. Actually worse, as I can foresee the EU taking more power from member states than does the US federal government, in some areas this is already the case in fact. At least the US has the 10th Amendment. But despite this strong skepticism of the EU institutions, I've always seen the other European countries as friendly, important allies, and want to see good trading, personal and cultural relationships across the continent of Europe. Therein lies my conflict.
Influencing factors
  1. The Euro. A single currency for the whole of Europe! What could possibly go wrong? As we know, plenty did go wrong. Perhaps this was the first indicator that something was seriously wrong at the heart of the EU project. It seemed to confirm a suspicion: that the philosophy of centralization and political integration was more important than practical economics. A generation of EU politicians, who so believed in the project, seemed to have allowed their utopian vision to override practical, pragmatic considerations. Furthermore, as the EU gets ever increasing powers, it will inevitably be run more in the interests of Euro members. As a non-Euro member, the UK would be particularly exposed to being forced into things against its national interest.
  2. Government by continent. I am in favour of international trade and co-operation. But I really don't see why this has to be done to such a large extent at continent level. The idea of the EU seems to be predicated on having strong border on the outside and you're either in it or out of it. Sure, on a practical level, there may be some need for some Europe-wide institutions, and there are plenty of EU agencies that I'd be happy to part of. But for me the EU goes way beyond what is necessary or desirable. My preferred model would be less tied to continental masses. Especially when it comes to western democracies: I see no reason why links with Canada or Australia must necessarily be lesser than those with European countries. I am also skeptical of the need or benefit of a "European identity" that is distinct from people in other continents. Like how UKIP supporters are sometimes branded "little Englanders", I think that fanatical EU supporters can equally be branded "little Europeaners".
  3. Localism. I am in favour of the decisions in general being taken and the most local level that makes practical sense. Indeed, the UK itself is too centralized too, and I would welcome more powers for cities and counties. Despite any claims to the contrary, the EU can and does make laws on things that could easily be left with member sates. The mantra is harmonisation, but that might be just another way of saying centralized control. Some things will necessarily require international bodies to decide upon, but where this is necessary, in many cases it might make more sense to have global bodies rather than continental ones.
  4. The votes for prisoners judgement by the ECHR. It might seem esoteric - and before people jump in to say it: yes I know the ECHR is not an EU institution. But there was a lesson to be learned here, so let me explain. This was an outrageous decision and an affront to democracy. I was disgusted. Not just at the decision, which was offensive enough, but at the fact that there was apparently nothing that could be done about it. A court had ruled it, so that was that. In my view, the UK should have immediately left the ECHR in protest at this decision. Don't get me wrong, I am in favour of human rights law, and would happily subscribe to the basic text of European Convention on Human Rights. But what we had here was unaccountable judges overstepping their remit into areas of political policy, without being subject to democratic accountability: If it had been a UK judge, at least the Parliament could subsequently change the law. What this case showed to me, more than anything, was the absolute and critical importance of sovereignty and democratic accountability in a political system. While the ECHR might be relatively easily ignored for now, clearly this represents a danger: future outrageous judgements, perhaps next time by the ECJ, would be binding. So while not directly an EU issue, this case for me was critical in developing my thinking about questions of sovereignty.
  5. The awkward UK. It always seems to be that we are the ones that are holding things in the EU back. Personally, I can't really understand why other countries seem happy to subordinate themselves. But if that's what they want, maybe we should just get out of the way and let them get on with it. On the other hand, by staying in, perhaps we could find common cause with others to offer a different vision for Europe - one that is more strictly limited to the practical needs of co-operation over trade.
The lead up to the vote
When the referendum was announced, I wasn't clear how I would vote. I decided I would wait and see what David Cameron came back with after negotiating a so-called "reformed EU" package. Sadly, the answer was not much. Even in the face of one if its biggest members and contributors having serious doubts about even remaining a member, the inflexibility and zeal from the EU was undiminished. They were willing to call our bluff.
I listened to the debates. Both campaigns in truth were awful. Whether it was the £350 million we send to the EU, or the £4300 a year worse off, there were stupid statistics being thrown around on both sides. The one thing that cut through was the "take back control" message. The reason this resonated, in my view, was that is crystallised in a neat phrase the pre-existing concerns over the sovereignty question.
Apart from the fears that the economy would be worsened if we left, I don't remember a single convincing pro-EU argument being made from the Remain side. It might be have been put: "Vote Remain - the EU is a necessary evil"!
If we were to Leave, I could see, there would be short term uncertainty and turmoil, and it would give the politicians on both sides of the channel a big headache. On the other hand, if we were to Remain, the forces in favour of centralizing the EU would see it as tacit approval for their plans. Still, leaving outright felt too extreme to me, too drastic. I was also put off by some of the more strident anti-immigration messages that were coming from certain Leave extremists, but there were plenty of mainstream politicians arguing what seemed to be a reasonable case for Leave (and I'm not counting Boris in that list). I found myself wishing there were another other alternative, a middle ground. But, it was a binary choice, so I had to pick a side.
What should I do? In the end, I couldn't see how I could vote for doing nothing, which is what a Remain vote would be. A message had to be sent. Even if, as the polls were saying, Remain would win, a very close result might at least act as a warning.
The day of the vote
With some mixed feelings, I voted Leave.
The immediate aftermath
Watched the results coming in with some surprise, to say the least! Did I feel happy or joyful that my "side" had won? No, not really. I felt trepidation. Had I done the right thing? In truth, I wasn't sure. But, had I voted Remain and that side had won, I'm sure I would have felt a different set of anxieties - the consequence of having a vote where neither option is entirely satisfactory. The trouble with being on the winning side, is you are then partly responsible for what follows. There is a certain joyful freedom about being on the losing side - you can take the moral high ground at anything that goes wrong subsequently. Still, I did have a sense of optimism that despite the initial upheaval, a new beginning where the country reconnects more directly to the wider world was possible.
Events since the vote
There have been two events since the referendum that have caused me to question my vote:
  1. Calling the 2017 general election. I am completely with Brenda from Bristol here. Having triggered Article 50, you would think the government would have been fully concentrating on the exit process and preparing a sensible new arrangement. But no, instead Mrs May decides to put selfish party advantage before that of the country. Although I was angry about that, I still voted Conservative, as the best hope for a decent Brexit deal.
  2. The election of Donald Trump. What a disaster: America first, protectionism, and anti-free trade. My Leave vote had been in large part to have more global links and co-operation, but now this vision seemed a lot less likely. Leave and Trump voters are often mentioned in the same sentence, but my definition of Leave is virtually the complete opposite of Trump's policies.
Current state of play
So how do I feel now? I still hope that a decent deal can be found that maximises trade and co-operation, but at a level that the UK as a whole feels comfortable with, both Leave and Remain voters. However I have my doubts, the referendum has opened up a cultural division that I don't see disappearing even after Brexit is complete. The whole country is still polarized as ever, and the issue has now become a matter of political identity - something I regret.
Unsurprisingly, the EU institutions are intransigent and inflexible as ever, so getting a decent deal is not going to be easy. Does that mean Brexit should be cancelled and revert to the status quo? I don't see how that can happen either, the mistrust and negative feeling toward the EU institutions has only grown, and I wouldn't feel optimistic about that option either - the issues outlined above with the EU would still be there if we remained in on the same terms.
In summary, I still have some hope that Leave will turn out to be the best long-term option, given the unfortunate binary nature of the vote, but wish a different solution could have been found - a genuinely reformed EU - that would have avoided having the vote in the first place, and potentially have been a more satisfactory outcome all round.
Phew, that about sums it all up. Thanks for reading this long post.
Edit: Some have asked me about the future arrangement and what kind of deal I think there should be, so I'm going to add a new section:
Future
I support the ongoing negotiations, and subscribe neither to the "relax, everything will be great" blind optimism of some Brexiteers, nor the "everything will be disaster, cancel it at once" cries of some Remainers. I think in the end, if a sensible compromise is found, it'll probably be less of a big deal than people are expecting. People will adapt to the new system and carry on as normal.
As a mere layperson I can't say exactly what I think the deal should be, but my desire for us to be more interconnected directly with the wider world necessitates leaving the customs union - otherwise, there isn't really any point in Brexit at all! I am open to exploring EFTA-style arrangements though if they can be made fair to both sides.
The atmosphere is tense at the moment but I think we all need to take a breath, remain calm, and hold our nerve, and then assess the final deal (both economic and sovereignty-wise) once negotiations are complete.
submitted by shieldofsteel to ukpolitics [link] [comments]

Where / How to start Investing in Canada with little capital.

Hey so I am a 23 year old Canadian man, just trying to figure out how I can start to leverage some of my extra savings into making more money for myself. I know my first step is to get more capital to invest (I only have about $500 CAD rn to invest) so I'm saving more from my job and cutting my expenses. But I wanna know if there is anything I can do now, specifically things that are more short term. I used to trade Binary Options for awhile before Canada placed a ban on them and had some mild success. I would just like some solid advice tho on what avenue I should take and if there is a way I can participate in the market now. Thank a million and Happy Gains!
submitted by EnormousBattlePass to PersonalFinanceCanada [link] [comments]

FULL Patch Notes Live transcript from PDXCon, featuring CK2, EU4, HoI4, and Stellaris!

TIDINGS FROM CRUSADER KINGS II, PATCHES 2.8.1 AND 2.8.2

TIDINGS FROM EUROPA UNIVERSALIS IV, PATCH 1.25.1

TIDINGS FROM HEARTS OF IRON IV, PATCH 1.5.1 and 1.5.2

TIDINGS FROM STELLARIS PATCH 2.0.1 and 2.0.2

AND NOW, SOME NEVER BEFORE RELEASED PATCH NOTES FROM DISTANT STARS AND THE 2.1 “NIVEN” PATCH!
THANK YOU!
submitted by AsaTJ to paradoxplaza [link] [comments]

Decred Journal — June 2018

Note: You can read this on GitHub, Medium or old Reddit to see the 207 links.

Development

The biggest announcement of the month was the new kind of decentralized exchange proposed by @jy-p of Company 0. The Community Discussions section considers the stakeholders' response.
dcrd: Peer management and connectivity improvements. Some work for improved sighash algo. A new optimization that gives 3-4x faster serving of headers, which is great for SPV. This was another step towards multipeer parallel downloads – check this issue for a clear overview of progress and planned work for next months (and some engineering delight). As usual, codebase cleanup, improvements to error handling, test infrastructure and test coverage.
Decrediton: work towards watching only wallets, lots of bugfixes and visual design improvements. Preliminary work to integrate SPV has begun.
Politeia is live on testnet! Useful links: announcement, introduction, command line voting example, example proposal with some votes, mini-guide how to compose a proposal.
Trezor: Decred appeared in the firmware update and on Trezor website, currently for testnet only. Next steps are mainnet support and integration in wallets. For the progress of Decrediton support you can track this meta issue.
dcrdata: Continued work on Insight API support, see this meta issue for progress overview. It is important for integrations due to its popularity. Ongoing work to add charts. A big database change to improve sorting on the Address page was merged and bumped version to 3.0. Work to visualize agenda voting continues.
Ticket splitting: 11-way ticket split from last month has voted (transaction).
Ethereum support in atomicswap is progressing and welcomes more eyeballs.
decred.org: revamped Press page with dozens of added articles, and a shiny new Roadmap page.
decredinfo.com: a new Decred dashboard by lte13. Reddit announcement here.
Dev activity stats for June: 245 active PRs, 184 master commits, 25,973 added and 13,575 deleted lines spread across 8 repositories. Contributions came from 2 to 10 developers per repository. (chart)

Network

Hashrate: growth continues, the month started at 15 and ended at 44 PH/s with some wild 30% swings on the way. The peak was 53.9 PH/s.
F2Pool was the leader varying between 36% and 59% hashrate, followed by coinmine.pl holding between 18% and 29%. In response to concerns about its hashrate share, F2Pool made a statement that they will consider measures like rising the fees to prevent growing to 51%.
Staking: 30-day average ticket price is 94.7 DCR (+3.4). The price was steadily rising from 90.7 to 95.8 peaking at 98.1. Locked DCR grew from 3.68 to 3.81 million DCR, the highest value was 3.83 million corresponding to 47.87% of supply (+0.7% from previous peak).
Nodes: there are 240 public listening and 115 normal nodes per dcred.eu. Version distribution: 57% on v1.2.0 (+12%), 25% on v1.1.2 (-13%), 14% on v1.1.0 (-1%). Note: the reported count of non-listening nodes has dropped significantly due to data reset at decred.eu. It will take some time before the crawler collects more data. On top of that, there is no way to exactly count non-listening nodes. To illustrate, an alternative data source, charts.dcr.farm showed 690 reachable nodes on Jul 1.
Extraordinary event: 247361 and 247362 were two nearly full blocks. Normally blocks are 10-20 KiB, but these blocks were 374 KiB (max is 384 KiB).

ASICs

Update from Obelisk: shipping is expected in first half of July and there is non-zero chance to meet hashrate target.
Another Chinese ASIC spotted on the web: Flying Fish D18 with 340 GH/s at 180 W costing 2,200 CNY (~340 USD). (asicok.comtranslated, also on asicminervalue)
dcrASIC team posted a farewell letter. Despite having an awesome 16 nm chip design, they decided to stop the project citing the saturated mining ecosystem and low profitability for their potential customers.

Integrations

bepool.org is a new mining pool spotted on dcred.eu.
Exchange integrations:
Two OTC trading desks are now shown on decred.org exchanges page.
BitPro payment gateway added Decred and posted on Reddit. Notably, it is fully functional without javascript or cookies and does not ask for name or email, among other features.
Guarda Wallet integrated Decred. Currently only in their web wallet, but more may come in future. Notable feature is "DCR purchase with a bank card". See more details in their post or ask their representative on Reddit. Important: do your best to understand the security model before using any wallet software.

Adoption

Merchants:
BlueYard Capital announced investment in Decred and the intent to be long term supporters and to actively participate in the network's governance. In an overview post they stressed core values of the project:
There are a few other remarkable characteristics that are a testament to the DNA of the team behind Decred: there was no sale of DCR to investors, no venture funding, and no payment to exchanges to be listed – underscoring that the Decred team and contributors are all about doing the right thing for long term (as manifested in their constitution for the project).
The most encouraging thing we can see is both the quality and quantity of high calibre developers flocking to the project, in addition to a vibrant community attaching their identity to the project.
The company will be hosting an event in Berlin, see Events below.
Arbitrade is now mining Decred.

Events

Attended:
Upcoming:

Media

stakey.club: a new website by @mm:
Hey guys! I'd like to share with you my latest adventure: Stakey Club, hosted at stakey.club, is a website dedicated to Decred. I posted a few articles in Brazilian Portuguese and in English. I also translated to Portuguese some posts from the Decred Blog. I hope you like it! (slack)
@morphymore translated Placeholder's Decred Investment Thesis and Richard Red's write-up on Politeia to Chinese, while @DZ translated Decred Roadmap 2018 to Italian and Russian, and A New Kind of DEX to Italian and Russian.
Second iteration of Chinese ratings released. Compared to the first issue, Decred dropped from 26 to 29 while Bitcoin fell from 13 to 17. We (the authors) restrain ourselves commenting on this one.
Videos:
Audio:
Featured articles:
Articles:

Community Discussions

Community stats: Twitter followers 40,209 (+1,091), Reddit subscribers 8,410 (+243), Slack users 5,830 (+172), GitHub 392 stars and 918 forks of dcrd repository.
An update on our communication systems:
Jake Yocom-Piatt did an AMA on CryptoTechnology, a forum for serious crypto tech discussion. Some topics covered were Decred attack cost and resistance, voting policies, smart contracts, SPV security, DAO and DPoS.
A new kind of DEX was the subject of an extensive discussion in #general, #random, #trading channels as well as Reddit. New channel #thedex was created and attracted more than 100 people.
A frequent and fair question is how the DEX would benefit Decred. @lukebp has put it well:
Projects like these help Decred attract talent. Typically, the people that are the best at what they do aren’t driven solely by money. They want to work on interesting projects that they believe in with other talented individuals. Launching a DEX that has no trading fees, no requirement to buy a 3rd party token (including Decred), and that cuts out all middlemen is a clear demonstration of the ethos that Decred was founded on. It helps us get our name out there and attract the type of people that believe in the same mission that we do. (slack)
Another concern that it will slow down other projects was addressed by @davecgh:
The intent is for an external team to take up the mantle and build it, so it won't have any bearing on the current c0 roadmap. The important thing to keep in mind is that the goal of Decred is to have a bunch of independent teams on working on different things. (slack)
A chat about Decred fork resistance started on Twitter and continued in #trading. Community members continue to discuss the finer points of Decred's hybrid system, bringing new users up to speed and answering their questions. The key takeaway from this chat is that the Decred chain is impossible to advance without votes, and to get around that the forker needs to change the protocol in a way that would make it clearly not Decred.
"Against community governance" article was discussed on Reddit and #governance.
"The Downside of Democracy (and What it Means for Blockchain Governance)" was another article arguing against on-chain governance, discussed here.
Reddit recap: mining rig shops discussion; how centralized is Politeia; controversial debate on photos of models that yielded useful discussion on our marketing approach; analysis of a drop in number of transactions; concerns regarding project bus factor, removing central authorities, advertising and full node count – received detailed responses; an argument by insette for maximizing aggregate tx fees; coordinating network upgrades; a new "Why Decred?" thread; a question about quantum resistance with a detailed answer and a recap of current status of quantum resistant algorithms.
Chats recap: Programmatic Proof-of-Work (ProgPoW) discussion; possible hashrate of Blake-256 miners is at least ~30% higher than SHA-256d; how Decred is not vulnerable to SPV leaf/node attack.

Markets

DCR opened the month at ~$93, reached monthly high of $110, gradually dropped to the low of $58 and closed at $67. In BTC terms it was 0.0125 -> 0.0150 -> 0.0098 -> 0.0105. The downturn coincided with a global decline across the whole crypto market.
In the middle of the month Decred was noticed to be #1 in onchainfx "% down from ATH" chart and on this chart by @CoinzTrader. Towards the end of the month it dropped to #3.

Relevant External

Obelisk announced Launchpad service. The idea is to work with coin developers to design a custom, ASIC-friendly PoW algorithm together with a first batch of ASICs and distribute them among the community.
Equihash-based ZenCash was hit by a double spend attack that led to a loss of $450,000 by the exchange which was targeted.
Almost one year after collecting funds, Tezos announced a surprise identification procedure to claim tokens (non-javascript version).
A hacker broke into Syscoin's GitHub account and implanted malware stealing passwords and private keys into Windows binaries. This is a painful reminder for everybody to verify binaries after download.
Circle announced new asset listing framework for Poloniex. Relevant to recent discussions of exchange listing bribery:
Please note: we will not accept any kind of payment to list an asset.
Bithumb got hacked with a $30 m loss.
Zcash organized Zcon0, an event in Canada that focused on privacy tech and governance. An interesting insight from Keynote Panel on governance: "There is no such thing as on-chain governance".
Microsoft acquired GitHub. There was some debate about whether it is a reason to look into alternative solutions like GitLab right now. It is always a good idea to have a local copy of Decred source code, just in case.
Status update from @sumiflow on correcting DCR supply on various sites:
To begin with, none of the below sites were showing the correct supply or market cap for Decred but we've made some progress. coingecko.com, coinlib.io, cryptocompare.com, livecoinwatch.com, worldcoinindex.com - corrected! cryptoindex.co, onchainfx.com - awaiting fix coinmarketcap.com - refused to fix because devs have coins too? (slack)

About This Issue

This is the third issue of Decred Journal after April and May.
Most information from third parties is relayed directly from source after a minimal sanity check. The authors of Decred Journal have no ability to verify all claims. Please beware of scams and do your own research.
The new public Matrix logs look promising and we hope to transition from Slack links to Matrix links. In the meantime, the way to read Slack links is explained in the previous issue.
As usual, any feedback is appreciated: please comment on Reddit, GitHub or #writers_room. Contributions are welcome too, anything from initial collection to final review to translations.
Credits (Slack names, alphabetical order): bee and Richard-Red. Special thanks to @Haon for bringing May 2018 issue to medium.
submitted by jet_user to decred [link] [comments]

W5: Canadians shattered by binary options scams is trading binary options legal in canada Great News! Reliable Binary Options Broker that Accepts EU Canada, and UK! Trading Bank of Canada Rate Announcement with Binary Options Trade Binary Options in 2019 Grand Capital review tutorial for USA Canada UK Australia and more

Canada was one of several countries where there was no legalisation in place for Binary Options trading. That is until mid-2017, when a review of investor losses and illegal broker operations had highlighted cases of fraud against investors by unscrupulous brokers. Trading binary options in Canada has become an increasingly popular choice for many investors. With many international brokers now fighting for their share of the market, they turn to markets in which they can attract investors and grow their user base. Binary Options Trading is Illegal In Canada..There are NO Binary Option Brokers who hold a valid license to operate in the country. We will notify you if the situation changes. We will notify you if the situation changes. However Canada is one of the few major countries that has not developed any regulatory framework to regulate the trading of binary options in the country. As a result of an unregulated trading environment, many retail traders often fall prey to unscrupulous binary brokers that are only out to fleece their clients. Welcome to the only Binary Options news and information website that is dedicated to showcasing the best Canadian Binary Option Brokers and Binary Option trading sites. All of the Brokers and Binary Option trading sites listed throughout our site have been handpicked to guarantee and ensure that they are of the quality demanded by all Canadian Binary Option traders.

[index] [23251] [10401] [22034] [10419] [7699] [18236] [21194] [15589] [19700] [9920]

W5: Canadians shattered by binary options scams

If you're trading binary options in the US, Platinum Trader is the ONLY sensible option. Don't waste any more time - click the link below this video to get started. Best Binary Options Broker UK Trade what you see, not what you think! See how I got faked out so you can learn from this mistake in this Nadex Binary Options Trading Strategies video! Watch my best Nadex training videos! I ... How I Make $500 daily http://goo.gl/E5FAmf is trading binary options legal in canada Best Canadian Options Trading and Brokers Online Sites to stick only to ... Trade Binary Options in 2019 Grand Capital review tutorial for USA Canada UK Australia and more ... Binary Options Trading in USA & Canada (and rest of the world) - Duration: 18:16. Options trading can be an exciting and challenging at the same time. Join us for this exclusive webinar with Tony Zhang, Head of Product Strategy for OptionsPlay, on how to place your first ...

Flag Counter